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Savvy Savings!

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I never thought I would be able to save, but well I have and now have 10K surprisingly! I'm not wanting to get involved with stocks and shares and the like and I'm not convinced ISA's are the way to go because of the poor rates.

As I have a First Direct current account, I've opened one of the savers accounts at 6% and will pay in £300 a month (£3600 a year from my current account). Obviously I know I will pay tax on this.

As I have an N&P Gold Account which I use for spending abroad, I've realised I can save £250 a month (£3000) a year and get 4% gross on this too. Obviously I know I still have some left and I would still be saving around another £500 on top of this so perhaps look at an ISA as well, any suggestions?

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