-
Absolute savings newbie looking for help
Hi guys and gals, I'm looking for some help on what to do with my money. For the past few years I have just been building money up my bank account. I today decided it is time to do something with it (better late than never I guess!) My problem is, I have no idea where to start. I've never followed the financial world and…
-
best party for s+s investors
Warning: political thread Election on the way; purely from an individual wealth and particularly s+s perspective what do you all think regards the party most favourable to your financial goals. Me: conservative Pro business Pro investment High rate tax payer and avid pension saver so do not like Labour's ridiculous idea of…
-
How often to check fund value?
Inspired by the thread on equities taking a "nose dive" started today I just wondered how often investors check their investment fund value? Personally as I have only just started investing I am checking fairly regularly, once or twice a week with the resolve not to panic over the inevitable ups and downs. How often do…
-
TSB Potential takeover
It looks like this should go through, good news for IPO investors as the shares have gone nowhere since floatation. Probably good news for savers as TSB is likely to still want to increase its UK scale and so will likely trade margin for revenue growth. Probably will be a few more branch closures though..
-
Question about wording
Hello, I hope someone may be able to advise- I'm a little confused by wording. Quick background- my Nan gave me £1000 at Christmas, I had hoped to pay it into the TSB current account that pays 5% however was declined :( At the moment it is in a savings account attached to my current account earning a mere 0.5% my Nan…
-
ISA Question
Can someone please advise? If I open this year's ISA with, say £100 and then open up another ISA after April 6th with say the full £15,000, can I still add to the original £100 ISA after April 6th?
-
Equities taking a hit right now. Anyone know why?
Everything seems to be down over the last few days. FTSE 100 has taken a bit of a nose dive. Anyone know what has prompted this?
-
Solicitor looking after money!
I don't even know which section this should be under! 2 years ago, myself and an ex partner sold a joint property. We could not agree as to how this proceeds from the sale of the property should be divided, and consequently the Solicitor offered to hold the money until such time. There was £29, 613.80. I was told that…
-
ISA dispute with Santander/Alliance & Leicester
Hi, I'm writing this on behalf of my mum who has found herself in this situation. She had a current account & ISA with Alliance & Leicester which in roughly 2008 was taken over by Santander. As she was retiring and moving house that year, she went into the branch and notified them of her change of address. When she moved,…
-
HSBC Regular Saver
Hi, I just have to express my annoyance at trying to open a regular saver with HSBC with my Advance Account. I have been with HSBC for about 35 years (I have got other current accounts too so have followed better rates etc!). I had always had their normal current account as I didn't agree with the imposed fees charged on…
-
Re,NS&I numbers ?
hi Guys, having registered for NS&I ,for 65+ bonds a couple of days ago, they set it up with password etc, and have taken my £10k out of bank today, fine.However, trying to log in, they ask for my surname and Ns,I number, which they say they have given me? When registering . Does this come via post ?
-
Index linked savings certificates ns&i
Hi all i took a £15000 certificate out in 2010 for 3 years, i then reinvested it in 2013 for 3 more years it was worth approx £17100 then i checked it in Dec last year and it was £18300 i checked it yesterday it now worth £18150 a loss of £150 in 3 months.is it worth keeping it or should i cash it in and reinvest it ? ps…
-
Transferring money from China to UK
Hi, has anyone used a specialist foreign currency exchange company to transfer money from a Chinese account to a UK account? I'm having a bit of trouble finding one that will transfer money from China. Thanks Tom
-
Tesco Savings Account
Went to open one of these tonight and was told I can't because I am in N Ireland and because its such a new product its only available on the mainland. Anyone else come across this? It was ok for them to give me several credit cards though.. http://www.moneysavingexpert.com/savings/savings-accounts-best-interest live in…
-
BED and ISA ??? advice please
hi i have around 46,000k worth of shares from a save as you earn scheme which are held on certificate outside of a isa. I have a account with hargreaves lansdown and am considering doing the bed and isa with them. i am a basic rate taxpayer and will eventually want to sell these shares to fund a new house purchase. Do i do…
-
Changing to Santander 1-2-3 Current Account
Hi everyone. Just hoping somebody could explain something to me. I currently have around £18,000 in savings stored in a Halifax ISA account which is generating just 0.25% interest. I also have a current account with Halifax which is the Reward account and gets me £5 per month (£60pa). I've been with the Halifax for as long…
-
Club Lloyds Current Account
Hi all, I've been checking out the 'Club Lloyds Current Account' - Link below. http://www.lloydsbank.com/current-accounts/club-lloyds.asp?WT.mc_id=108603145|281858210|0 I appreciate to qualify for the full benefits of this account I need to pay in £1,500 and have two direct debits set up. With regards to paying in £1,500 -…
-
Vanguard Fund - Questions
Hi guys, I have been looking into the Vanguard funds and would like to do the Lifestretegy 80 Fund. Firstly, where is best to go to open up an ISA for this fund? Secondly, I already have a SL S&S ISA, do I need to cancel that first? Thirdly, how do I go about cancelling my SL and getting the funds into my Vanguard fund? Is…
-
Looking for an Index based structured product within a child ISA?
Does anyone know if such a thing exists? Am trying to find a lower risk option for my great-niece - my nephew knows someone whose child 'lost everything' - I'm guessing they got a child trust fund or similar around 2007 and sold out in 2008/9 - and he doesn't want to take risk so looking to just open a cash ISA. Hoping…
-
Fund vs Trust
Just wondering if people mix these types of investment together or mainly stick to one over the other, for any particular reason?
