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ISA opening mistake
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UK broker for non-resident
I am a UK citizen but live in Canada. Can you suggest a UK discount broker which accepts non-residents. Thank you
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Interest rates to stay low until January 2015
http://www.bbc.co.uk/news/business-22275344 Funding for lending scheme extended from January 2014 to 2015. Banks don't need our money and therefore do not want to pay us any interest rate that is attractive. I suppose some fixed deals might disappear or be lowered even further.
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Provider for Certificated Sharedealing and Virtual Portfolios.
Lloyds Sharedealing will cease to offer certificated dealing in June so I need an online broker that will offer certificated dealing. Any recommendations please. I also pay Lloyds Bank (Through Equiniti) a small quarterly fee to maintain my portfolio of shares where I can enter the number of shares bought, share price and…
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Help with knowing where and how to save
I'm getting a little lost and confused knowing how and where to save, and would appreciate some pointers or information. At the moment, I have a normal HSBC bank account, and there is around £10,000 in there. I have no other debts, no credit cards, no nothing. Every month, the bank balance increases by around £3,000 a…
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Racecourse Bond
http://www.bbc.co.uk/news/business-22275845 Doesn't interest me but might be of interest to someone.
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Stocks and Shares ISA Questions
Hi, I have a stocks and shares ISA with the maximum allowed invested from last tax year (2012/2013). My questions are these. 1) If I re-invest the dividends do they become part of the tax free? ie I have 1000 shares in my ISA will it now become 1100 shares in my ISA when dividends reinvested or will it be 1000 shares in…
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First Direct and Savings
Hi, I am tempted with the following. http://www.moneysavingexpert.com/banking/compare-best-bank-accounts#firstdirect Does is mean it can move money from my current to my savings automatically.?? Can I then NOT access the money in saving for 12 months? What if I do?
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Question about multiple ISAs in same tax year
Hi, I had an ISA with halifax where the bonus period had ended so the rate dropped to virtually nothing. A few days ago (i.e. in this tax year) I used the form here to convert it to ISA Saver Online @ 1.95%. My question is whether doing this conversation counts as subscribing to an ISA in this tax year? I'm moving banks…
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Decent bit of money to save or overpay mortage - Suggestions?
Hey all Between myself and my partner we have about £20k of saving sitting in ISA's now earning no interest. This years ISA rates are looking awful. So can anyone else suggest what else we could do with this money either to save or pay off our mortgage etc? We've got a 2 year mortgage fixed at 3.54% until about March 2015…
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Tax on Investment Trusts
I am looking at an investment in a UK Investment Trust that is winding down (liquidating assets and returning money to shareholders). I was wondering, what are the tax implications for the Investment Trust itself when liquidating assets and realising substantial gains?
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best place for lump sum savings
I have a lump sum of approx 30k that I want to invest. I will need instant access to it at some point in the near future, and am willing to split it into various accounts if thats the best option. I dont have any other savings or any previous years ISAs..... Where is the best place to put my money?
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ISA's Do Any Offer Monthly Interest ?
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Certificate of Interest
Hi, My accountant is baying for a 'certificate of interest' for all my acounts. Do I actually need this, or is a statement with all the interest payments from that period showing acceptable? Thanks!
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Dividend Share
Looking for a share to invest in that pays a decent dividend but as some chance of rising ,not a dog share or defensive one .Anyone have any recommendations :D
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saffron building society
I have some savings in a saffron building society account. Its not very much but its savings nonetheless. Its only in the hundreds but its taken me a while. Anyway, I'm becoming increasingly concerened that I'm going to lose this money after hearing that big bank firms are going under. As Saffron doesn't appear to be a…
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Share Holdings - Deceased
My Dad passed away at the end of February. My step-mother has informed me that the shares that were in his name are "frozen" at the price on the day he died, and seems convinced that they will be worth that price when she eventually inherits them. This surely can't be correct. Unless his brokers sold them that day…
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How do i change the head bearings on a GS500?
Ive got a haynes manual, but im struggling, any info would help! ps - EDIT - Just realized this is the wrong section, sorry. But it wont let me delete, thanks
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Investment ideas for £2,000
My daughter (who is only 13 mths) has £2,000 from various relatives. Where is the best place to invest this for her future? I won't be paying anything into it monthly. I have already set up a children's regular saver with Halifax which I pay £100 into every month, plus I am paying £25 into a child pension with Virgin. When…
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TD Investing Direct didnt sell my stocks
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