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Stockbrokers that have no annual fees at the moment?
Looking for annual fee free brokers, I have some shares I want to just leave and forget about and be confident I wont be charged per quarter. Thanks, Ben.
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Best savings account for 120k
[FONT="]Hi, I've recently opened a Leeds buildings society account online saver 1, pay 2.25% gross no longer available. Before I move my funds from my ING online savings account that finishes in mid may wondered if there were any other accounts paying more than 2.25% currently? Thanks in advance[/FONT]
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Growth of money without high risks
I often read very interesting and helpful posts on this website's forum and so I thought it worthwhile to see if anyone had suggestions as to how I can best make use of the proceeds of a property I am about to complete on. I won't be buying another property for at least a year and would like to find ways, without high…
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Merging ISAs
Hi All, I currently have 2 different ISAs from previous years (I think because I opened my first at the end of March and then another at the beginning of april last year) and a separate savings account. As the ISAs have gone to rubbishy rates I want to move all of the money into a new one. I usually go into the bank and…
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Inflation linked bonds - why do they issue them?
I've been thinking about inflation linked bonds lately (those issued by governments and corporations for mainly institutional investors, although I guess the same/similar logic would apply for retail investors). I'd like to understand: 1. How the issuer is able to stump up the extra cash needed to make the inflation linked…
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Old Halifax Account paying 2%?
I've noticed in my Halifax online accounts an old unused account that is still open and shows the current interest rate as 2%. It has a zero balance. It was one of those savings accounts you fed with regular monthly payments. I guess the 2% is intended to be the reduced amount at the end of that savings year. I'm not going…
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New Saver
Hi, I will soon be starting a new job where I will receive almost double my previous salary. Clearly, due to tax, NI, company car tax and childcare I will not be receiving double at the end but have worked out that I will comfortably have a £500 excess to my monthly needs. I now have all of my debt controlled, in terms of…
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Managing another adult's tax-free savings
Last year I inherited £50,000 from my mother which I am keeping as a deposit on the first property my son (24 years old) buys. I would rather control this money myself rather than give it to him now. However he is a postgrad student and earns under the tax threshold so he can earn interest tax-free (on an R85) while I am a…
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Santander Investment Bond Portfolio Shares
Official MSE Insert: If you've arrived from Google, you may want to take a look at our Bonds guide for more information. Back to the original post... Hi, I have a friend at work whom has around 50k in The Santander Bond accumulation shares Portfolio. He says that he is averaging 10 per cent interest a year! Anyone heard or…
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Saving & Investing individuals
Just wondered if you can measure an individuals commitment to this part of the board by those that are viewing and/or posting at this time on a Saturday night lol. I'm only here because the wife is out and I'm bored.
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Invest £1600 but where
Hello, I have £1600 to invest, don't want to put it in cash. I want to invest it as a investment ISA. Just wondering where. I don't need access to it anytime soon and I'll probably add to it every year. But where would the best place to put this amount of money be? Thanks
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£12000 gift to my girlfriend, tax implications?
I'm thinking about transferring £12000 to my girlfriend's bank account. I'd like to know if it has any tax implications for me or her and whether I have to inform the HMRC or make any official document explaining that it's a gift. She has no savings nor earnings. Thank you very much in advance.
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Global Food Tech Inc (iPura) Shares
Hi New here. Trying to find out about this company (Global Food Tech Inc). My father got shares in this company about 5 years ago may be more now?. They said they would float on the market but still have not!. Can anyone tell us more about them ?. Or if you have shares in GFT (iPura).:(
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RBS account but moving to England.
I'm shortly moving from Scotland down to England. At present I have a saving account with debit card with RBS. There is no RBS branch I my new town but I believe RBS own NatWest. Would I be able to access my RBS account at NatWest. I expect it wouldn't be a problem to use ATM and my debit card to make cash withdrawals but…
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Is the Shawbrook 1 Year Fixed Rate Bond Issue 8 savings account FSA guaranteed?
I signed up to this account last week on the recommendation of MSE savings. MSE said the account was covered for £85k by the FSA. However, reading the Shawbrook small print, it doesn't explicitly state that it is covered. Can anyone confirm if this account (now withdrawn) is covered or not? Thanks.
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JISA and/or Stakeholder pension for child?
We currently have a CTF for my 10 year old son, but haven't paid any extra into it for about seven years. We now have some spare cash, but I'm thinking about paying it (bout £80 pm) into a Stakeholder pension for him - haven't opened one yet. If/when the rules change and he can have a JISA, we'd split it 50/50 between the…
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2013/14 ISA Investment Trusts or Unit Trusts
My wife is looking to put the full amount (£11520) in to her ISA for this year. She does not want to invest directly into shares. In previous years she has opted for the Fidelity FundsNetwork platform (via a Best Invest), and has numerous Funds etc. but I wonder if some of the funds are restricted by their own management…
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£5k to Invest in Five Separate Pots
I have used up my ISA allowance for this year, but still have £5k in a very poorly performing Savings account. I'd like to split it into five diverse £1k pots. I'm thinking: Premium Bonds Funding Circle A Gold ETF A "bedrock" Stock - M&S or similar And something else I was planning on using SelfTrade for the Gold ETF and…
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Saving vs. repaying debt - any help please?
I'm 26 years old. I have about 17k in savings, in an ISA that earns 3.05%. I bought a car recently with a loan for £9k, at a rate of 6.3% or so for 5 years, and pay £175/month for that. I earn around £1900 a month net and after rent & bills (including the car repayment) I have about £1250 left. I spend about £500/month on…
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Fidelity Pathfinder
I have been investing with Fidelity for about 8 years and built up approx 75k in an ISA. I used to be fairly on top of it and would move balance the portfolio yearly, keep on top of the market, etc but of late have let it drift. I was looking at moving into into some of the Fidelity Pathfinder funds to allow someone else…
