-
Saving from abroad but one day returning.
Hello guys, I will be moving abroad for at least the next 3 years and will be looking to save about £1000 a month. £700 of this will be paid in GBP and the rest exchanged from Thai TBH. I am not sure what the best thing to do with this money is investment wise. I have no mortgage, debts etc. Not sure I can add to an ISA…
-
National Savings Certificates
We have about 100 NSS's and in a position to redeem them. They are all inherited and from the mid 1970's. We called the 0500 helpline only to be told they need to be posted to a Glasgow address. I am a little worried about this because of the total value (each cert is £200, some £500). What would be the best way to insure…
-
Any recommendations for cash safe-keeping in the home?
Hello, The recent Cypriot situation, where the banks were closed for two weeks, has made me think more about what "cash" means. Often, we lazily say "cash" when we mean "bank deposits", because we're contrasting saving with investment. But see http://monevator.com/buffett-family/ However, it seems a good idea to keep some…
-
Left over euros and savings?
Hi total noob here, a couple of questions, i have roughly 8000£ and was wondering what the best thing to do with it is, currently sitting in a normal flex account with nationwide i think is it best to get an isa with them or with a new bank?? Also sort of unrelated but i have 7000euros in cash from a holiday last year…
-
Halifax fixed rate ISA
I set up a Halifax 3 year fixed rate ISA at 3% last week. I have just had a call to say that money which I have already put in will get 3 % but anything I put in in the future will only get 2.25%. How can this be a fixed rate for 3 years if the rate has already dropped ?
-
How would you invest £150k?
Your great aunt Nelly has passed, or you've won on a scratchcard. You spend £10k paying off existing debt and on hols/clothes etc, and you now have £150k left. Not enough to retire, and you don't want to go into property, so how would you invest the cash . . ?
-
Questions on Invesnting
Hello, I am very new to the whole investing sector. I have been researching and reading a lot. However i personally find it easier to talk to people via a forum to help me understand things in further detail. my first uncertainty is this: I have read that a "yield" is the rate of return on an investment. Now when i look at…
-
Help understanding the Vanguard historic trends.
I don't understand the Vanguard Lifestrategy historic trends. When I compare the different Lifestrategy fund trends on trustnet a few things stand out to me. Over the same period of time, around July 2011, they are all up around 20%. The higher the % equity the more volatile the trend with the 100% at one point being…
-
Santander say I have busted by ASA allowance when I have not.
I opened a new ISA for this financial year with Santander using my entire entitlement. While I was on the phone I asked them to move my existing old ISA with the Halifax and combine it with this new ISA. Santander wrote to me telling me that I have exceeded this year’s allowance so I could not combine ISA’s . I complained…
-
What's the meaning of a mutual fund: Suspended?
Hello, I was going to open my 1st mutual fund and the coincidence is that when I went to Fidelity it's appearing as Suspended, so it doesn't appear later on the list of available funds. Do you know what's the meaning of this suspension? is it a temporary suspension or it won't allow new investors in the future? And maybe…
-
Just want to run a savings idea I have by MSE users...
Hi I am thinking of doing something and was wondering if I could have some objective feedback please. I have seen that Quidco are offering £70 cashback for people opening a NationWide FlexDirect Current Account. And they do the 5% one-year interest on balances up to £2500. I don't have £2500 that's not already tied up…
-
Santander 2 Year FIXED RATE ISA
Hi, i opened the Santander 2 year fixed Rate ISA at 4% last Year...I have about £25,000 in there built up over the years. I was told at the time that i wouldnt be able to add money tothe ISA for the 2 year term....however looking online and it is letting me add this years money too it! Should i go for it and add this years…
-
Do they have no shame? And/or no brains?
Got this from the Post Office So I log into my account with some anticipation only to find they are offering me their "Online Reserve Issue 4", 1.4% gross, withdrawals possible at any time with the loss of 30 days interest on the amount withdrawn. Even their publically available "Online Saver" pays 1.5% gross, with no…
-
Trust savings accounts
I need to invest money for a trust. Can anyone suggest banks or building societies which allow this type of account. Thanks
-
£30,000 gift- what to do with it?
Over the last couple of years my husband and I have embraced thrift in a big way, moved to a cheaper part of the country, gotten rid of the car, learned to feed,clothe and entertain ourselves cheaply and cheerfully and started to clear our debts. We were doing very well - got to a position where my entire salary…
-
Historic share prices
Hi, Can anyone suggest where I can find the price of certain shares on a particular date in the year 2000? Thanks in advance, Mark.
-
ns - inflation linked bond 5 year
Hi, A couple of years ago I opened a five year inflation linked bond with National Savings. I have not received any correspondence from them since opening the account. Is this normal or should they be sending me a statement every year? thanks
-
Help with share selling online
I have just tried to sell my shares online. This is probably stupid but I thought you could tell them you wanted to sell the next day. Does the share market only let you deal online :eek:when the market is open. You can tell I haven't done this before.
-
How to make £40k work???
Hello All. I'm looking for some advice on how to best make the most out of my savings in the new financial year, as interest rates aren't as good as they were even this time last year. I will have ~£40k to save/invest. It's currently distributed as follows: £30,000 in a Tesco 1 year bond. I think this pays me roughly 3.3%…
-
Offset Mortgage (with substantial cash) versus Investing
I'm not a house owner but as a long term renter I'm always interested in the housing market, house prices and the seemingly consistent UK government attempts to prolong high property prices and continue lending more to those that cannot afford to pay it back. I think I'd like to be a home owner but still think property is…
