-
Vanguard
Does anyone have any experience of dealing with Vanguard direct? I have around £150,000 to invest. Maybe some more in the near future - so I think I would meet their threshold. Would I simply be cutting out the commission from people like HL and TD (which seems like a minefield to navigate and is all subject to change)? Or…
-
Best savings account with DDs to meet the Halifax criteria (outside Tesco & N'wide)?
Doesn't look like i'll be getting much luck here: https://forums.moneysavingexpert.com/discussion/4479507 So may be an option to ditch the Post Office considering they wont allow you to take your money out of the account & switch for something else. It can't be Tesco or Nationwide MySave as these are already in place &…
-
Investment advice who to trust?
Hi We have recently inherited a large sum of money and need to invest it...we don't want to take risks but would like to get a reasonable return The problem is who to trust for advice? The bank are falling over themselves to advise us but not sure I trust them.....you read and hear so many horror stories of investments…
-
fidelity pathfinder
Hi all Thinking of transferring my current s&s isa (13k)from halifax to fidelity pathfinder. Will be going for pathfinder 4 ( 80% equity). the fees are 1.25% amc and 0.84% other fees for them choosing my funds etc etc.(not comfortable picking my own funds. Basically how does this compare to others? Will also drip feed £300…
-
Is the Stockmarket in a bubble?
It seems strange seeing the stock-market posting new highs whilst the UK recovery is still fragile. Neither can we dismiss it as foreign influence with the FTSE250 making new highs, and performing even better than the more international FTSE100. Is this an equity bubble caused by quantitative easing, low interest rates and…
-
X-o sipp
Would be interested to hear views from anyone that's using the X-O SIPP. The low annual charge of £95 plus VAT seems very reasonable. So wondered what the overall service was like along with the website.
-
What to invest in?
If you had a £20,000 windfall and had no debt & no mortgage, what would you invest in to get a good return?
-
Cutting my nose off to spite my face
Santander turned me down for a credit card today !!! Must say a little surprised and when you consider im mortgage free , no hp, no outstanding debts of any sort. I opened their 123 account a month ago specifically to get their 3% apr on £20,000 which is about 20% of my total cash reserves . So im not exactly short of a…
-
25k to save
I am looking to invest 25k, I have looked around and nothing seems to be paying anything over 3% (Santander 123). Does anyone know of how I can get a better return. I will probably want the money after 2years or so but I want it to be really working. :beer: Many thanks Jim
-
Property Charges
Hello, apologies if I am in the wrong area but this is the closest I could find.... A friend is looking to raise some money for a business and has asked if I can loan the funds. As security, it has been suggested that I take out a charge on a piece of land they own (they own it outright and there are no other charges on…
-
Initial Savings on Funds
Can anyone give me a dummy’s guide to the initial savings structure offered by people like Hargreaves Lansdowne for buying into funds? With some funds there is a full saving, some offer varying sizes of discount and some little or no discount. I haven’t got far enough into my research yet to decide whether the size of the…
-
where shall i put £8000 to be used for tax
I am currently Self-Employed and am putting £8000 away for tax in January. Does anyone have any recommendations as to where I can put the money to get a good interest rate? Or any other savings/investment plans? Obviously it needs to be safe as I need the money to pay the Gov.
-
Are Mutual Funds still viable?? PLEASE HELP
I am a current undergraduate student and am writing my dissertation on whether Mutual funds are still a viable option for retail investors. Please take a few moment to fill in the questionnaire below it will take a maximum of 5 minutes. .com/MutualFundR THANK YOU
-
Investment Account help!
Hello, I wonder if anyone has been in the same or similar predicament... Basically I have been trying for months (at least 6) to withdraw the funds froman investment account of mine. Only now, after months of being fobbed off and told ittakes 'a while' for everything to be sorted out have they decided to tell me thatthe…
-
looking for a Non-stakeholder investment for CTF
hi i currently have 2 CTF's (shares) with F&C and want to transfer them to another provider with Lower annual fees than the £30 F&C are about to impose. i could transfer then to F&C's stakeholder CTF to avoid this annual fee, but this only invests in the FTSE100, and i want to keep them invested in stocks and shares. I was…
-
Blackrock Gold & General acc pension fund
Hi everyone, was wondering what peoples views are on this fund & similar ones out there, for investing in your pension on a pound cost average basis for future growth? looking at the various funds available to me they seem to be in the doldrums due to the expensive cost of extracting the metal, will demand in the future…
-
Really optimising interest from banks
Hi, I was wondering who else plans or is currently really optimising their interest from the banks and taking full advantage of all schemes and deals setup. I have 3 Lloyds Classic Vantages with £6K in each, also, come April 2013 will have £11400 in Cash ISA and then, depending on once I find out if the 5% nationwide deal…
-
Funding Circle advice/help and understanding
Hello Its been a long time since I have been on or posted on these forums. I have no debts, my isa's are all maxed out and not a lot of expenses, so I am wondering what to do with the money that I have and earning. I am looking into the Funding Circle. The concept looks great but as a person and not a business I could do…
-
Family shared account
I'm looking to set up an account that I can allow my family to deposit to and withdraw from as well as log in online and view / transfer money. We each own part of a house which is being rented and we really need one place in which to store the rental income and to make sure nobody is using the money for other things (it's…
-
Taking the plunge
I'm thinking of taking the plunge into a Stocks & Shares ISA, I'm getting a modest (by looking at some of the threads that people invest) sum following the death of my mother. Not sure yet what the total will be as we are still awaiting final bills for gas, elec, water, and to pay the funeral costs and once those are…
