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Coca Cola or PepsiCo shares
I am a fan of fizzy drinks (you can tell given the subject) and I believe these 2 companies are high up on the stability list. I believe they go with time and invest in research to accommodate even health scared consumers (investment in stevia research/use for example) and their current concentration on emerging markets as…
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HKD vs YEN
Does anyone have an info on HKD vs Yen? I'm holding about 50k UK worth of Chinese RMB which needs moving soonish as my work contract expires then - I'm heading to Japan though have the option of depositing it into a HSBC HK account. I don't intend to invest though was wondering which currency performs better or if anyone…
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Buying new IPO
Am thinking of buying the IPO Greencoat UK Wind and asked HL if could buy through them - they said yes but normal dealing commission applied. I asked them because I thought it would save messing around with having to have paper certificate and send it to them - they dont charge to put a paper share into online account. So,…
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Averages
Hi! Ive been thinking about my savings and the future and I was wondering if anyone can give me an idea of "average" returns on investments and pensions, as I think when I start working I'll be paying into a pension as well as a S+S ISA. Thanks
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JPM Natural Resources Fund - Why dropping like a stone?
Hi, I originally invested in the JPM Natural Resources Fund between 2005-2008 however noticed that over the last few months in particular it has dropped like a stone. Any ideas why and do people consider this a good long term hold? Thanks. Jabba
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Just starting, completely overwhelmed by options...
Hi, I'm just starting to learn how to invest money and after a couple of days of study I'm completely overwhelmed by the number of options available. I read people recommending to start with a cash ISA, however giving today's interest rates it doesn't seem to me I'll be able to "grow" my initial investment (I've 3-4K GBP)…
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Child's Investment Trust
My son is almost 4 and has just been given £2,000, I would like to invest this for him until he is of age. I was thinking of a Child's Investment Trust, anyone know of any good ones out there?
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Class action lawsuit against management
Hi Wondering if anyone can help me with this as I am not very legally savvy. One of my stock holdings has had a group of shareholders file a class action lawsuit against the management claiming they misled investors. My question is, what happens for other shareholders if they are not members of the class action? Are any…
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Moving away from premium bonds.. but what to?
I started saving in premium bonds as I add to my savings each month and I figured I wouldn't get much interest if I was saving in this format anyway.. well I now have about £8900 saved in them and I figure, surely I can earn more in a savings account now! Has anyone got any suggestions? I havn't got any ISAs at the moment,…
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£5000 and a savings account..?
Hi, from september last year i've saved £5000, its in a really basic Everyday Saver account with Barclays. I know nothing about ISA's, and in the short time ive looked into it, it hasnt been much clearer. I get that interest gets earned on the money each year, and then compound interest occurs but.. Can someone explain it…
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Income from investment and unbundled charging
Hi This may be one for the IFA's but am interested in what everyone has to say. I am about to make an investment for a regular income. I am looking at doing this through an IFA on a platform which has an unbundled charging structure and charges seperate monthly platform and adviser fees. I had planned to withdraw all the…
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Using a "bucket" approach to securing a retirement income from my S&S Isa
Hello folks, A brief summary of my status: Self (58) and husband (60) will stop work at the end of this year. We both have small occupational pensions which come into payment over the next couple of years. By the time we reach state retirement age our state and occ pensions together will give us an annual income of just…
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Dunstonh - Fidelity
Hi Dunstonh I posted in the "Fidelity 50% off" thread a question for you regarding Fidelity and their services but you may not have seen it and in any case I suggested I may start a separate thread on it. Hopefully you will see this and feel willing to comment? I was interested to hear about Axa Elevate and other…
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Regular Saver
Hello, I am looking to put a small amount away each month for a year in order to pay a bit more off my mortgage. Can anyone recommend the best one? I have seen Barclays regular saver which is 3.2% for a year. However it appears that I need to have a Barclays current account. Any advice much appreciated, thank you
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Halifax Junior ISA account opening now online (6% / 3% rate)
You now no longer have to go in to branch to open. Took about two minutes to online. http://www.halifax.co.uk/savings/accounts/cash-isas/junior-cash-isa/ Immediate funding from existing Halifax account. Doesn't appear on my list of accounts though. Halifax (not BoS) ISA customers in Scotland might appreciate this ...
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How to calculate dividend payment?
Can someone help me calculate, I have 278 shares, the dividends are 21.5, the share price is £10.30 each how much dividends will I get back?
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S/S ISA - thoughts please
Hi folks, sorry for another similar thread to many on here. I've done a bit of research and was wondering if I could have your thoughts. I haven't used my ISA this year so I'm toying with the idea of putting it in a S/S ISA. I already have one of these with HSBC and it's been brilliant. I went for a slightly riskier…
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Saving for university costs: How much?
Hi, I'd really welcome some common sense advice in connection with my twin daughters going to university in four years' time. I have various savings accounts and money invested for the longer term. I'm struggling to get my head round how much my girls will need when they are at university, I've read various resources…
