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Fund groups could face huge FSA fines over cash for CEO access
http://www.investmentweek.co.uk/investment-week/news/2252286/fund-groups-could-face-huge-fines-over-cash-for-ceo-access Not clear if this is yet another hidden cost or not.
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Hassle free, preferably not too volatile fund for S&S ISA?
Hi, My girlfriend currently has quite a lot of money stashed in a Halifax savings account, paying I think 1.3% (that's before tax is taken away too) - I figured it'd be a good idea to get this moved into a Hargreaves Lansdown S&S ISA before the new allowance starts in April, but she doesn't want anything too risky. I have…
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Investment advice - Funds? Buy to let? Lost!
Hi all, Looking for some advice regarding investments as admittedly I've kept looking at options and not done much at all over the last years, which I really need to sort out as mostly things are sitting in current accounts earning pretty much nothing. Few things which limit my options somewhat : * I'm not a UK taxpayer ,…
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funds on Trustnet
I managed to drill down to this on Trustnet by choosing a sector and it rates funds over 3 years http://www.trustnet.com/Investments/SectorProfile.aspx?code=O:UKSMALL&univ=O but how do I find out in any particular sector how funds rate over 3 months, 6 months,12 months? I am sure I have done this before but perhaps it was…
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My ISA mistake
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Post Office Savings - 'transfer cannot be completed at this time'
So to meet the Halifax criteria for the £5/month you're going to have to have 2 paying DDs each month from different companies. In come Tesco & Post Office. Others have used Nationwide MySave too. Tesco worked well as did Nationwide. Post Office is being a nuisance. The plan was to have £1 that goes from Halifax to Post…
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Hicl
I have been thinking about buying into HICL but see that they are placing/offering a new tranche of shares. I know this has been done by them before and is a reasonable offer for holders of the shares.. Does the current share price when they do this come down gently until the shares are actually on the market- I notice…
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questions about "buy to let"
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shareholder report reliablility in the UK
i want to start investing in stocks, i have read about the the form 10-k that american companies are required to fill out for the SEC. in this form companies are not allowed to sugar coat their earnings like they can in shareholder reports and they are required to disclose the risks the company faces, including lawsuits,…
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Best ISA for me?
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Advice required regarding an IFA and their charges
Hi I would be grateful for people's opinions on some changes my financial advisor has proposed regarding my portfolio. I have £37k in an AXA Investment bond that hasn't made much in the 5.5 years I've had it. My advisor gets 0.5% annually of the original £40k investment. I have had a portfolio of around 10 investment…
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£40k to invest - but it needs to be accesible
Hi all A long time member of the forums but have registered under an alias as many friends know my other persona and I want to keep this under my hat from them. My lovely Mum and Dad have phoned this afternoon and said that they have an endowment due to mature and would like to give OH and I £40k :T:T. It will come to me…
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How to pay higher rate tax on savings interest
I earn over the threshold for higher rate tax (don't most people, it's so low these days) and I'm wondering how I go about paying the additional tax on my savings interest. I've checked HMRC website and it says it may be possible to pay this through my tax code. Not really sure how to do this but want to do things properly…
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£12,000 to invest
I've got £12,000 to invest - I don't need access to it so happy to invest it over a long period. Can anyone recommend? Many thanks Emma
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Looking to invest £2000...
Hi chaps, as the title says i'm looking to invest, i know it's not a great amount to invest but it's what i'm prepared to take a risk on. I'm in no rush to see profit and can sit on the investment for a few years if needed. I'm new to stocks and majority of investments so i was just wondering about the type of ones i…
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Invesco Perpeutal High Inc - dividend cut
There has been a lot of positive press about this fund over the last few weeks (indeed years!), but I've just noticed that its dividend payment on income shares fell by 5% in the second half of last year. For an income fund this is not particularly good news. I can't find any comment on this from Neil Woodford in the…
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What is arm chair investing?
Hi Fiolks What is arm chair investing? Has anybody been involved in this type od investing & is it profitable? Thanks
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How to start a junior shares isa? And one for myself :)
After having a baby last year, I opened a savings account with my bank for my son and I pay a standing order into it every month, but this feels very old fashioned to me, having the money sitting there and earning virtually no interest........ After reading lots about shares and junior share ISA's (and having invested in…
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Fidelity - 50% off - and my IFA
We have an ISAs invested in funds on the Fidelity platform. These are made by an IFA firm. They do this on a 1% upfront and 0.5% pa basis. I have to decide if I want to pay a further £112.80 plus £56.40 a year for his advice this year. From what I can see RDR will make no difference in cost. The trail commission is just…
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buy to let?
Hello I live in Bristol and am thinking becoming a landlord for the 1st time. I am looking at flats in central Bristol. After some research, I have found the prices of flats somehow are not doing well compared to houses in the past few years, either pretty flat or falling. Can anybody shed some lights on why flat prices…
