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Children's savings account
I am looking to open a regular savings account for my three children. I don't have a lump sum to invest, but want to set up a monthly direct debit into the accounts. Can anyone advise the best account to open please? Thank you.
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International Banking/lump sum options
Hi all, New to MSE and seeking some advice. I'm leaving China this summer after 5 years of working here. I've accumulated a lot of RMB savings that needs moving out of the country whilst I still have a valid working contract and residence permit (government regulations). This all equates to around 50k sterling. I'm moving…
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dollar or pounds: what to do?
Hi I'm confused, please help clarify the situation. Given the recent fall in the pound, I am in a quandary as to what to do about my dollar holdings. If I convert them, I will be better off in pound terms and can buy more here thank I could have. however, I will be reducing my dollar holdings and I am told it is best to…
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Hyped, then forgotten collectibles that came good?
Hi all - I was looking at eb@y tonight and came across some listings for the undated 20p coin. Some hopeful has it at £200,000 while other auctions are around the mid-high tens of pounds. That set me thinking about collectibles that were over-hyped, then sank without trace. Some examples are from my earlier stamp…
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ISA Question 13/14
Hi, I currently have an ISA set up for the current tax year, but am currently looking to set up a new one for the new tax year. I have an amount in the existing one which is around the current allowance for this tax year. Am I able to transfer this over into a new one, and then set up my standing order the new ISA…
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Is there a good Time to move a Cash ISA
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Best way to save for my daughter's college bills
What is the best way to save to finance my daughter through college ? She is 11. Is it best to save in her name or mine ? Is an ISA or Junior ISA the right way to go or the high interest accounts for regular amounts ?
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Investment Trusts - Regular Savings
Hi, I have been investing in funds, and now wish to include some investment trusts in my portfolio as they usually out perform funds. My only concern is that the charge of investing in trusts is £12, but free for funds. As I invest £50 / month in each fund - i dont think its really worth it for me unless im investing a…
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Help Required Constructing A Passive Portfolio
Hello everyone, I am looking to escape the clutches of my IFA and would like to construct a really simple 'passive' index portfolio. I am relatively new to investing and would like to avoid making costly mistakes. I am 57 years old and ideally would like a couple of funds i.e. equities and bonds. I already have a Vanguard…
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Is this well balanced?
First off I'll admit I knew not very much about shares until I started reading last summer. I have been renovating properties for a few years and make a reasonable amount from it. I have been diversifying into rentals a bit so don't want to hold any property funds etc. I'm 34 years old, fairly high risk and I want to…
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fixed interest funds query
I have been researching various low risk investment fund options for a first S&S Isa. I am really just trying to better the interest rates on offer with as little risk as possible. I have just read the following line regarding inflation linked gilts; These have the added attraction that they are linked to RPI but they are…
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ISA transfer Help
I have an ISA with Natwest - Whilst I enjoy banking with them I don't think the interest for my ISA I'm getting is any good. I know I should transfer but bit confused on the best way to do this. If I request a transfer does that mean the one I have with Natwest closes? Do I have to inform them? Could they charge me? It's…
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Post RDR changes to Cofunds
Hi, I wondered if anyone could shed some light onto the situation with the RDR changes. My dad holds investments with Bestinvest on the Cofunds platform and also investments with HL. He has had a letter from cofunds about their new charging structure i.e. £40/yr and .29%. I understand the area a little, i.e. advisors can…
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Lack of cash ISA rush could increase S&S investments?
There's a lot of stuff in the media at the moment about this year probably not having a cash ISA rush around April - low rates at the moment, and not likely to be any special deals towards the end of the tax year. So quite a few articles are suggesting stocks and shares ISAs instead. If there was a glut of new money going…
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Whats been your biggest financial blunder
What's your biggest financial blunder been? Was it a result of advice from a professional, bank, friend? Just a fun survey that may teach us all about things to be wary of in that financial jungle out there full of predators and the like fj
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Savings/ ISA
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Best savings account for a 16 yr old?
DD has now reached 16. Too old for kids accounts..... She has £3.5K and won't really need access for at least two years. Only income is her pocket money (paid directly into her Halifax card account) along with bday/christmas/babysitting money. Any pointers?
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Special Cash ISA rules for people who withdraw due to RBS Group Computer Problems
Taken from the MoneyVista web site, the info might help somebody and I couldn't see it posted when I searched:) Important cash ISA news Special cash ISA rules for those affected by the computer problems last summer at the Royal Bank of Scotland Group. Written by Melanie Tynan on 18 February 2013 Did you have to withdraw…
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Thanks!
Hi all, Just a quick thanks for all the unknowing help you have given me. Few months back came into some money, up until then I took very little notice of interest rates & knew nothing on investing. Thanks to search & you guys & girls I now understand the basics & feel confident enough to dabble etc. More people should…
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Natwest interest payment
Hi, I opened a natwest e-savings account and I was wondering when they pay interest? Is it the first working day of the month? Thanks
