-
Uinvest
I recently came across a website called uinvest that you can choose companies to invest shares in through them, and they offer companies and tell you the projections. After endless googling I am no closer to finding out if this is a legitimate company or not, some say it is and some say its not. Is there any way to find…
-
Vanguard LS - Income or Accumulation?
I'm about to take the plunge on a Vanguard LS S&S Isa. What is the difference between the income funds and the accumulation funds?
-
Santander 123 and direct debits
Is it possible to set up dd's out of the 123 account into other current accounts held by me. Or have i got to use money transfer for that ? If the latter, does the money transfer count towards the one of the two direct debit s required ?
-
Extremely low interest paid on Nationwide Flexclusive Regular Saver. Is this correct?
**********
-
What sort of lump sum would you need to generate interest to live off?
I know it's all subjective. Some like myself live off 18k pa. Others moan that they're broke when they're on 50k pa. I also know interest rates change all the time which will alter the answer to this question, but with all that in mind... This is just a curiosity thing, but what's 18k pa pre tax? About 16k net? So what…
-
net amount on saving accounts
is there a way to simply calculate the net amount of a saving account? I am particularly trying to figure this one out: http://www.santander-products.co.uk/banking/media/123.html?urlgen=y&exp=60&cm_mmc=sanmsupm-_-ptr-_-ec000000000001123CA-_-mse thanks, R
-
1.5% bonus - not understand!
think this might be a simple queston with a simple answer - but I don't understand the 1.5% bonus on the Netsaver Derbishire BS saving account. it says: Following the initial payment into the account, the fixed bonus is calculated daily and will be paid on any account balance between £1 and £5 million until 31 March 2014.…
-
Moving from Fidelity to Cavendish - caution
I recently transferred from Fidelity to Cavendish and was told I could still access my ISA's via Fidelity's website. What I wasn't told is that you lose the separate ISA "pots" for each tax year as well as the profit and loss tool which I find immensely useful as it's the way I manage my funds. Slightly miffed to say the…
-
6.5K to invest, but where???
Hello I rarely post here but I have had some great advice in the past, so I'm turning to you again!!! I have around £6,500 to invest. It is currently in my current account. I have a cash ISA and a S/S Isa (into which I put £250 per month) with Halifax at the moment, but I'm reluctant to put any extra money into them since…
-
Dealing with tax on funds held outside an ISA
Hello there, Towards the end of this year I will have a lump sum to invest. Since I will already have maximised my ISA contributions by then it will have to be held outside a tax-free wrapper until it can be bed-and-ISAd in. I plan to hold it wil H-L. Probably mostly in funds. Could you advise me how to deal with the tax…
-
Critique my S&S ISA/SIPP portfolio - What would you keep/change/add?
Hi, I have been investing in an S&S ISA and SIPP for a few years and would appreciate comments on my portfolio. My attitude to risk is high (as you can see from my fund selections) and I am looking to invest over 10+ years. I am 41 and have a good final salary pension with my current employer and treat the following as a…
-
Money from USA
I have money saved in the USA which I want to use towards a mortage and as the pound is currenlt down against the dollar at the moment I thought it would be a good time to transfer the money. My first question would be what is the best way to do this? And my 2nd question, what type of savings account would be best to hold…
-
LLoyds TSB shares
I am not sure where to post this, if in wrong section, please can you tell me where to find help, thank you We have some TSB shares, these went very low and are climbing back a bit now, their figures are out today,the shares dipped, but are recovering slightly. We are not in a rush to sell our shares. If and when the…
-
Nationwide Web ISA -Closing Query
Hi, Currently have a Sainsbury's Cash ISA but as they are dropping the rate from 3.01% to 2.00% I'm looking at switching to Nationwide Web ISA (Issue 2) for a whole extra .25%! Just trying to find out or make sense of any notice/cancellation/closing period/charges with Nationwide if I were to join them and then wish to…
-
SANTANDER 'Retention' offer
I've just made a call to Santander that has confirmed their reputation of a 'brilliant' customer service they provide. I have asked a girl if they would offer me any retention offer on my 3.3% ISA that will expire on 6 April. I was told to wait until the date gets closer to see if their rates improve. I have answered that…
-
Please delete post
Sorry, ignore me I have just found the answer :)
-
becoming a RBS customer in the hope of becoming a shareholder?!
Hi guys, Please could you help me out. I'm thinking of becoming a RBS customer. I've been thinking that maybe if/when they become privatised again, they will offer RBS free shares or shares at a reduced rate compared to the market rate. Am i right in thinking this way?. I know this happened with building societies leading…
-
Transfer interest from Cash ISA to S&S ISA?
Is it possible and preferably easy to move money from a cash ISA to a stocks & shares ISA - without using any of my yearly allowance? I've currently got a Cash ISA that given it's interest rates I'd like (depending on ease really) to move the interest to my S&S ISA every 3-4 months. Is this possible in anything other than…
-
best isa?
-
Interest or Stocks?
My son is almost 4 and nanny has given him £2,000, anyone got any thoughts about the longer term investment for this money, should I go for stocks as the market is likley to change for the better at some point, or should I go for a good savings rate now until the market recovers?? Any recommendations for a good child's…
