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Where shall I put my money
Just wanted to get some advice on where to put my money. By April I should have £4000 in my ISA. Would it be best to lock that in a fixed rate ISA then put there stop my savings in a separate ISA or just keep the two together. Just any advice would help. Like. Said I will hopefully have £4000 by April then be saving…
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deVere Group
While living in Spain, I've been approached by a Wealth Consultant from deVere Group offering 'free' financial investment advice. The Group has a credible website but I've come across quite a few negative web reports about them (mainly, it must be said from people they've allegedly mislead when being recruited to work for…
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Nationwide Flex Regular Saver 1 6% vs Halifax ISA
Hi, Nationwide Flex Regular Saver 1 (6%) Halifax ISA Saver Online (2.1%) I have the above accounts and £400 to start with. From February I am planning to save £250 per month into the regular saver. I might just creep into being a high rate tax payer this year, but I might not. Where should I put my £400? Thank you :)
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Investment manager meetup
Hi there, I am going to meet with my investment manager later on this week, just wondering what kind of questions I should be asking him. I came into the money as it was inheritance and decided to keep it with the investment manager in the portfolio. I have little understanding of the investments despite having worked in…
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Open an ISA?
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Sports Club Savings Account
Hi, I am looking for some advice, we have our sports club current account we Santander and would like to put 3k away into a separate account for emergencies as such. We are not a registered charity and would like to be able to get at the money in a quick time if required. Any suggestions? Thanks, Richard
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Hi
Hi, hope you are all well.
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Can Pay money in at a branch into my Esaver?
I have a Natwest E-saver. Can I pay in money via my local branch, or does it all have to come electronically?
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Savings Related Share Option Scheme
I've got a chance to pay into an SAYE scheme with the company I work for. Our FD has confirmed that the government has set a zero bonus/interest on these schemes at the moment, so my question is: If the share price hasn't increased sufficiently at the end of the 3 year term and I cash it all in, all I'd get back is the…
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18month Bond 2.9%/3%
Just launched from Santander for 123 account holders. 2.9% for up to £200,000 3% over £200,000. As things stand not a bad offering. F4
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Short term investment advice needed
My Mum (aged 82) wants to move into sheltered accomodation. There is a waiting list for both places she'd like to live in and the only way to be able to ensure that she can move if anything comes up is for her to sell her current home and move into rented accomodation so she's ready when the time comes. We have a buyer for…
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Leek United Regular Savings Account - interest rate dropped
Whilst updating my Regular Savings thread, I noticed that Leek United Building Society have dropped the interest rate on their Regular Savings account from 3.5% to 2.25% from 1st December 2012. As this is a variable rate account, this will affect existing account holders. I am not an account holder, so I do not know if…
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saving change jar
Hi all i`ve started a change jar i put all my loose change in it just before i go to bed every night in two weeks ive got £25 just wondered if anyone else does it how much you`ve got so far ill try to keep a record on here
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Dilemma with bond maturing
We have a bond maturing later this month, 100k. Since interest rates are dire, I am seriously thinking of a buy to let property. We had a couple in the past, no bother with tenants but sold them to do other things. However my O.H. says that house prices are still falling and doesn't want the bother of it all. I still think…
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Scams and Boiler Rooms: How to spot them
Ok so why am I starting this thread? Who am I to point the finger? simple. I used to work in a boiler room. In fact, I've worked in several. I now know how to spot them. OK to begin with, most believe that any company that cold calls you offering investments is a boiler room. This is usually true. Not always, usually.…
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Saving pennies... is it just me?
I like to save my loose change, in the last two months I've saved E78.34 (I'm living in france atm) or £63 in loose change (which will be going into my ISA) . Is it just me or do other people do this too? If so, how much have you saved?
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FirstSave Fixed Rate Bond 3%
I have just tried to apply for the above 2 year fixed rate bond, but it appears to be closed. Any ideas anyone?
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Why do people advise to invest in property?
Why do people advise to invest in property rather than savings account gaining interest? You could lose money on a house if prices crash but you know you will be gaining interest every year and still have capital intact if kept in multiple savings account?
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Barclays Monthly Saver
Hi, i am currently a student and I'm looking at opening the Barclays Monthly Saver Account (Barclays so I can transfer directly to my current account incase of emergency). Could someone please assist me in the maths, I tried searching for it but could not find an answer? I would like to know how much I would receive over…
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Just out of interest........
What is the highest rate you are all on for your instant access,internet account,and till when? I managed to get the nottingham issue 4 at a fixed rate of 3.10% until next september which at the time didn't seem the best of rates but now i am so glad i did because when any future fixed bonds mature i can put them in there…
