Just out of interest........

Froglet

What is the highest rate you are all on for your instant access,internet account,and till when?

I managed to get the nottingham issue 4 at a fixed rate of 3.10% until next september which at the time didn't seem the best of rates but now i am so glad i did because when any future fixed bonds mature i can put them in there until something better comes along.

Not that i think it will but i live in hope! I have until next september before i need to move it anyway.God knows what it will be then!

opinions4u

3.20% with The AA. Runs out this month.

3.07% with The AA. Runs out in September.

2.80% with Halifax. Runs out in October.

Then I'm doomed.

uzubairu

I've got 2 Lloyds Vantage current accounts paying 4.00% on balances of £5K to £6K. Expires October 2013.
You do have to cycle £1K through the accounts once a month, but it's worth it for the monthly interest rate being better than my ISAs.

Principality Building Society is 3.01% until May 2013.

Virgin is 2.85% until June 2013.

I've got the rest drip- feeding Regular Savers to maximise interest.

Masomnia

Sainsbury's instant access ISA paying 3.1% got that for another 10 months or so. Good timing!

guesswho2000

Natwest e-savings, 3.12% until Feb 2013;
Natwest e-savings, 2.85% until Oct 2013;
Nationwide Flexclusive Regular, 6.00% until Oct 2013.

talexuser

Northern Rock 3.16 till May

Post Office 3.17 till July

Santander 3.2 till August

then penury with Derbyshire 2.5 till Feb 2014 unless things change! :eek:

Nicholas-bloody-Parsons

Coventry 3.2% until Sept 2013
PO 3.0 % until Oct 2013
AA 2.8% until Nov 2013

Shawbrook Bank never wrote back after applying for their 3.2% fix. !!!!!!!
First Save Bank were offering 3.1% but not very keen after finding out their actual name is "First Nation Bank of Nigeria"

Can only hope and pray for better rates in 12 months time

Froglet

Thanks for replying.i am interested really just to see if my Notts ac. matches others. From the dates the accounts are due to end their bonus rate just proves how quickly rates seemed to go down once they started falling.

Anyone like to take a guess at what will happen by next autumn ?When i and i'm sure others,took out fixed rates it was for no more than 2 years generally because we were all lead to believe we would regret fixing for any longer as rates would be on the up after that!

talexuser

It depends whether growth comes back in any meaningful way. If not, and the election looming I expect panic printing from the gov'ment which might not help rates if it is all channeled through the banks, and may anyway be a secret policy ruse to prop up their numbers while hiding the real extent of bad debts, i.e. they may be bust all along, and the rest of us have to pay for it.

TonyMMM

Santander Monthly Saver 5% to end of this month.
Santander eSaver 3.2% until March 2013
PO 3.17% until June 2013
Santander Major ISAs (x2) fixed 4% to Apr 2014 (+ a 0.1% bonus, thank you Rory McIlroy)
Coventry Poppy Bond fixed 3.25% to Dec 2014

Who knows after that ....

pqrdef

Froglet wrote: »

What is the highest rate you are all on for your instant access,internet account,and till when?

Nottingham Issue 3 is paying 3.2% until 30 June, and Santander Issue 5 is 3.2% until July-ish.

Then I think Nottingham 4 wins until 30 Sep.

After which probably the NatWest limited issue at 2.85% for about 3 weeks. Then Derbyshire NetSavers until 28 Feb 2014.

Edit: if you didn't get a NetSaver 6 or 7, there's still 2.4% for 12 months at Tesco.

Edit: not any longer!