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How to sell UK shares?
I have a small holding in a UK FTSE100 company that I'd like to sell. However, I live in the US and the broker suggested by the company will only deal with UK residents. Does anyone know how I can sell my shares? I've never sold before, and I want to keep the proceeds in the UK. Thanks
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iWeb Self Select ISA - Reviews and Experience
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Can anyone help with my First Direct query?
On the site it says: "A big plus is that the First Direct* 1st account is one of our top picks. New customers get a £125 bonus, earned by depositing at least £1,500 a month;" This might sound silly but would it count if I just shifted money to the account and then took it out? Could I put £500 in and transfer it in/out 3…
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What to do with £15,000 savings?
Hi, I am a 21 year old student with a year and a half left on my degree. My mum has recently downsized our home and given me £15,000 as a 'nest egg', with the advice that it would be best placed in premium bonds, as they are inherently safe and there is a chance I could win significant cash. However, upon researching…
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Easy access?
Does anyone know if the websave account from West brom is any good? It seems to get a decent write up on here www.saversfriend.co.uk but can't find much about it anywhere else? Thanks
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Stobart Group
What does anyone think of the Stobart Group sterling bond offer. 5.5% fixed for 6 years? Stobarts profits have been down, but there again maybe thats only because theyve been expanding? Its available in an Isa too- interest half yearly installments. Bonds can be bought in multiples of £100 --min £2000
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What to do with £40,000 savings?
I currently have around £40,000 sitting in a instant access savings account. I have used up my ISA allowance, I am currently still stuck in the fixed rate period of my mortgage but overpaying it each month by the most I can without incurring fines. I should have enough saved in 2 years to pay the mortgage off, but what…
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premium bond help
Hi, looking to put the maximum in premium bonds. Although I know the odds of receiving a substantial 'win' are remote, I'm wondering is it better to invest the max amount in one go, or divide it up equally over 6 months? Any help advice appreciated!! Thanks.
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barclays fixed term deposit maturing
hi, my parents have a barlcays term deposit that should have matured yesterday and they requested that this not be renewed. they have been in the branch this morning but they have been told that the money would not be available for transfer today but to try tomorrow. The maturity date on the contract is 18 November. My…
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Friends Life Deffered Distribution Fund, any thoughts?
Hi, The friends life deffered distribution fund is something i have been paying £25 a month in for years and i just wondered if anybody had any thoughts on this fund? I am no need, as yet, to take anything out, but have thought on this as my rainy day fund. I have never taken advice on this fund since taking it out,…
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Top Fixed Rate Bond to Feb 2014
Nottingham BS - 2.7% til February 2014! Having looked at Martins Top Fixed Rate Accounts for 1 year I had to hunt for a branch based account for a client who does not have internet access. I came across the Nottingham Building Society who don't advertise their interest rate online :( However I contacted the local branch…
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Lloyds TSB & HBOS compensation?
My wife and I have several Halifax accounts and I am considering opening a Lloyds TSB Vantage current account for the benefit of having interest up to £5k if paying £1k in per month. I know that Lloyds TSB are part of the HBOS group (which includes Halifax), but is there a separate £85k (£170k for the two of us) FSCS…
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Company Accounts
Being new to investing, I'm keen to begin reading a company report/accounts to familiarise myself with the topics I have been learning about recently. Can somebody please recommend a set of company accounts that may be considered more straight forward than some others for the beginner to understand? Anything construction…
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Capital Gains and Losses Across Different Years?
Hello, If I had £50k of capital gains losses last year, but made £50k of gains this year, what sort of tax liability would I have? Thanks,
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Tesco Savings Online Access
My wife opened two Internet Savers with Tesco recently, about a week apart. She duly applied for online banking for the first and finally got that working. We then received notification that the second account was open and assumed that both accounts would now shop up online. Oh no, not so easy. Spent about an hour on the…
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Virgin Money's Legal & General 6 Year Growth Deposit Bond 17
I was looking at the Legal & General 6 Year Growth Deposit Bond 17 from Virgin Money. I was trying to understand what rate they are offering. They state the following: Provides, at the end of the 6 year term, return of the capital plus the greater of: 4.85% Gross2 minimum return (AER1 0.79%) or 100% of any growth (after…
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General question about notice accounts
I have never had a notice account but have been considering opening one up in the future as I may be able to get a better rate without locking funds away for too long. I guess that one would give notice of wishing to withdraw by the means of submitting a letter. In such circumstances, would you get a letter back confirming…
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Is it possible to lose more than my stake in a Unit Trust?
I've been reading about OEICs, EFTs and Unit Trusts. As I understand it, if I invest in an OEIC or an EFT, I effectively buy shares in the company that manages it, and therefore the most I could possibly lose is the amount I pay for the shares I buy. However, with a Unit Trust, I buy units in a fund. If that fund simply…
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Help needed..am I loosing out???
Bought Lloyd tsb shares on Thursday morning at 45.93p since then by close of business on Friday it dropped to 43.98. According to the news on Friday morning it says that RBS and LLOYDS TSB taxpayers Will loose out by roughly £60bn invested. Does that mean the shares will start to drop value over next few days and I should…
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Reward current account
I have in the halifax a online saver account and on occasions when I log in to halifax banking I get offered the chance to open a rewards current account and all my direct debits and bills would be paid from this account,well I don't have any debts to pay out of such an account and dont get £1000 a month to pay into it all…
