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TESCO BANk - Want there money back Help!
Can anyone offer advice I had a Tescos internet savings account, last year in June 2011, I needed to make a withdrawl went online and the Tesco's sysytem had crashed, this made all the papers and tv, I eventually got through on the telephone and asked if they could transfer the money(£2000) to my bank account and it…
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UK Domicile and IHT
I'm born and raised in the UK, having never left the country. How long do I need to be domiciled in another country to 'remove' the UK as my domicile (with a view to removing any IHT liability in the UK)? Presumably I would also have to sell any assets in the UK too?
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Shareholder perks
I found this list on the internet which, although not up-to-date, was of interest: http://www.hl.co.uk/shares/shareholder-perks/shareholder-perks Is it worth buying the minimum shares, in some cases, to reap the benefits available? Have others specifically invested for the perks? Living in the Shetland Islands, at the…
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AER Interest Rate for Halifax Reward Current Account?
Hi, Just wondering what the interest rate is for the Halifax Reward Current Account that pays a fixed £5 net (or £6.50 gross) every month when £1k is deposited? (I want to make a comparison of this account to others etc.) Also wondering whether the calculation/maths is in fact possible - I've not seen it displayed…
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Lloyds TSB Offshore - Transferring Funds From UK
Hi all Has anyone got experience with transferring funds from a UK bank to a Lloyds TSB Offshore savings account (sterling)? After much (and I mean MUCH) back and forth, Lloyds TSB are insisting that it has to be done as a foreign transfer using the IBAN/Swift references. Which will cost £8 from my Smile Bank account. When…
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ISA advice-switch?
I am new here. The site has enabled me to get more savvy with money. I have managed to save £4200 (half of that from this tax year) into an ISA with the ING 3.1% deal. The problem is that the interest now goes down to 1%. Please advise what should I do now? I want the best interest rate so should I close the ISA down…
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When do children own money in their own right?
Does anyone know at what age childrens money is treated as being their money rather than their parents? Currently my childrens' bank accounts are set up as "my name" for "their name"and I assume that if I was run over by a bus tomorrow their money would be treated as forming part of my estate even though it is not mine it…
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Tesco V Nationwide?
Have applied for the Tesco Internet account and also looking at the Nationwide Loyalty Saver. Both rates are variable but I noticed that the Tesco bonus is only applied at the end of 12 months, so if you withdraw money you will only get the basic rate of 1.25% Taken from Tesco website Interest is calculated daily. Our…
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savings account with dd out
I am looking for an interest bearing account where I can deposit a lump sum and then make payments by direct debit to another bank to service a lease without penalty. Is this possible?
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savings account with dd out
I am looking for an account where I can deposit, say, £10K and then make direct debits of, say, £270 per month over 3 years and still earn interest at better than 2%. Obviously the interest reduces but I'd probably make 1 free dd over the 3 years.
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Nationwide Loyalty Saver 2.4%
Nationwide Loyalty Saver 2.4% if you have had a mortgage or account with them for 15yrs. Instant access and unlimited withdraws so better than mysave. Tiered rates dependant upon how long you have been with Nationwide or Dunfermline, Derbyshire and Cheshire Building Societies. 5 yrs member 2%, 10 yrs member 2.2% and 15yrs…
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The £85K protection, or risk it?
I just wondered what people thought about the risk associated with not following the 'recommendation' of keeping no more than £85K in each banking group. i.e. I'm aware that big banks have collapsed in the past, but there's usually some king of warning . . . . so I guess I'm trying to understand the size of the risk of…
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Dealing in penny shares
Apart from the odd topical shares, such as BT & British Gas sold way back, the only other shares I have ever owned have been those arising from building society demutualisations. These were also sold many years back. I own no shares in any company at the moment. I am thinking of dabbling a small amount, just £100 on buying…
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Child trust fund?
Hi all just a quick question, ive looked on the internet about transfering my son ctf and i cant remember where it said that you have to get a certain form from the bank, so i went to the bank and asked them and they said that you cant transfer the trust fund. I want to transfer from Nationwide to Lloyds. As i dont bank…
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Fantasy fund manager.
Anyone playing any of these? Any good suggestions for a newbie? Ta.
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what to do with £75,000
Hi all, My first ever post.... My situation: My father died young and left the family financially secure. My mother is now giving me money to avoid any inheritance tax in the future. I'm an only child I've got 75k that needs investing sharpish. I'm not a big risk taker when it comes to money. Don't have a mortgage and my…
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What you don't see on-line
It really annoys me, that when you log onto you savings accounts on-line the interest rate is not shown. Plus it doesn't show when the interest is paid out. It's like some secret society and getting the information isn't always easy. Grrr!!
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Saving account for a dummy
Hi , Wonder if you could help me. I am looking to start saving some money and although I have read Martins guide, I am still baffled - im probably over complicating things! I want to save at least £50 a month to begin with to see how I get on, maybe increasing it in January to £100. But I want to be able to add to it…
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Redundancy Money
Hi there, I'm being made redundant in Mar-13. I will receive 11k redundancy payment when i leave. On the assmuption I find another job to start in Apr-13 I'm wondering what to do with the 11k. At Mar-13 I would have two chunks of debt. 5.7k on an interest free CC (2 years remaining I pay £150 a month towards it) and 8.6k…
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Childrens' inheritance - ideas please
Mother in law has left an amount of money for grandchildren ( 3 children, oldest 16yrs old) with added caveat, of any others born in next 4 years equally split. what and where to hold the money and in whose name? amount is approx £120,000 thanks
