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JSS tripler
Hello, I hope I am posting this in the right place, has anyone got any knowledge of JSS tripler? a friend contacted me about them yesterday and I am very wary about them and have advised him not to think about putting any money with them. They sound just too good to be true, any advice would be welcome. Thanks.
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In a conundrum
I was divorced a couple of years ago and lost everything, my home and savings…everything except for my pensions. I have paid off all debts from the marriage and I now have savings in the region of £30,000 but no home. I am a Brit but moved with work to live in Dubai, I don't pay tax, and I am able to save in the region of…
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Intelligent Finance....
hi - only my second post so bear with me! admit that over the past couple of years sorting out my finances has not been my top priority because i was looking after my terminally ill dad.. have just started reading through posts on here and trying to sort out moving money that is sitting in accounts earning pitiful amounts…
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What is the best savings account for me?
I have recently started saving and have been using a second current account to deposit these savings. However I would now like to move these savings into an account with a better interest rate. Basically the account needs to come with a card I can use to make withdrawals and without penalties for withdrawals. Any…
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What would you do with £500?
We already have ISA's and I think we max them out each year. A few months ago we bought some gold and platinum. We have no debt except for our mortgage. We don't have much extra money but I've started a small business and am not sure what to do with my small amount of money I'm earning, after putting some back into my…
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Lump sum
Hi. I've a 2 yr bond which matures on 1st of June. Which is the best account to put the money in. its just over 18 grand. Don't say Santander,thats were its coming out from. Thanks.
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Hisave account details lost
My wife and I opened hisave accouns about 6 years ago. Recently they started sending me emails again, two each time which I think confirms one for me and another for my wife. I called them but cannot remember my login details and to Make matters worse we have moved house. I have spoken and emailed them but so far they have…
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RBS shares question
Evening all, hope this is a stupid question, my mums got some RBS shares and we've had a letter from X-O.co.uk regarding a corporate event which says in lieu of every 10 shares of RBS GRP ORD GBP0.25 you will recieve 1 share in RBS ORD GBP 1 (post cons). Just a bit confused what this means are these two different lots of…
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Do I now need an IFA, little left to do.
My IFA has done a good job but now, after my (small) annuity is in place and other financial queries have been sorted all that is left for him to do now is look after a S&S ISA and CIA with Skandia. This involves changing a few investments every 4~6 months and re-balancing. However I am still paying the same monthly charge…
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Things you would do to save money
The toughest part about saving is no matter how much you have saved you want to be able to save more. Thoughts about a second income and ways to cut back on essential items come creeping into your head, though try as I might it's never enough. Like many of us my biggest expenditure each month is rent. I think about how…
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Investing for beginers?
Hi all, can anyone reccommend a good book to read to learn about investing, mainly in stocks and shares? thanks for any suggestions
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Conventry Building Society
I was setting up their online saver issue 3 last night, and I noticed some interesting stuff in their terms and conditions. After you have setup it up, if you close it you can never have another online saver, not even if they change the issue number in the future. So it's a one shot deal, use the acount for 1yr to get the…
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Savings account problem
Hello I am stuck between choosing an ISA or a Regular Savings Account. I am not a great saver of money I did have an ISA account before but it was far too easy to take money out of it and spend it so I ended up not saving anything. I am thinking of opening a regular savings account maybe one which is only managed via the…
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House Deposit Saving Account
Hello experts! My boyfriend and I are moving to Dubai in August in the hope of saving a deposit for a house. Because of the tax free salaries we are aiming to save £1000 a month. We will be able to send money home from our HSBC Account but would like to put it in to a high interest account that we can't touch for a couple…
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NS&I Inflation-beating Saving: Time to cash
Dear All I believe some of you opened Inflation-beating Saving from NS&I in May last year. My saving will reach 1st anniversary on 25 May 2012. I want to cash it as I will need it. I understand I cash it on May 26 I will get RPI + something about below 0.5%. I do not remember the exact figure but I remember that 0.5% is…
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Fees
After a bit of google research it appears that the high fees associated with actively managed funds are just not worth it. I just wondered what everyone else thought?
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SHP Pension Fund Allocation Help
Hello, I have recently joind an SHP through the company I work for via Winterthur. The available funds are quite poor performing and many seem to be almost duplicates of each other. I've picked out what seem to be the best of the availble funds and my allocations are as follows: Aberdeen Global Gth Pn 25% Aberdeen Mgd Dist…
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Do Santander offer a regular saver account?
I've seen a 6% account mentioned on here but there is no mention on their website of this, seems strange as I have top paying current / saving / ISA accounts with them or maybe they are being too kind to me already? :rotfl:
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Shell - Should UK ISA investors buy B shares?
Been looking at the types of shares listed for Shell - RDSA and RDSB. Apparently the taxation of dividends on the B shares is better for UK investors - http://www.shell.com/home/content/investor/share_price_information/difference_a_b/ Just checking I've got this right?
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How to calculate daily interest?
Hi folks. This is my first post so be gentle. I currently rent out a property and the tenant has failed to pay her rent. Now in the Tenancy Agreement it says she has to pay interest at 3% per day on any debts owed. Is it as simple as £10 + 3% = £13 then £13 + 3% = £13.39 then £13.39 and so on or not. Thanks folks, Cr0fty…
