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Investing - Chasing the bubbles or a diverse, solid grounding?
Last year when I first started investing, I started reading all kinds of forums, blogs, websites and listening to various podcasts. They had views on peak oil, gold being the only inflation-proof wealth, stagflation, energy and agriculture demand, industrial metals, BRIC countries and their great returns. My attention got…
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Can an IFA insist on commission?
Mrs Reaper is joining her company pension scheme. It's a money purchase thing and the IFA says their contract is with the company and it has been agreed it will always be on a commission basis. However it is Mrs Reaper who will be signing the contract and Mrs Reaper who will be putting in the lion's share of the monthly…
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A&L Phone Number?
Does anyone have the phone number to use when opening an ISA with A&L? I cant see it on their website. Thanks
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Icesave ISA Certficate
Is it true the date to reinvest and keep ISA status, has been extended beyond last sunday?
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Bank account with cash card for 16 year old
Hi Trying to find a bank account for my 16 year old who is about to start a Saturday job. Would ideally require a cash machine card, but no overdraft facility at all!! I think any money earned would be out within a few weeks so the higher interest rates for savers wouldn't really apply. Have tried to find one but most seem…
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rbs shares, to buy or not to buy?
Hello fellow money savers! My father is going to give me a nice sum of cash for my 21st and has advised me to buy 3-4k worth of RBS shares. Now i know this is a gamble, but i would love to here your thoughts on this one. I will be holding onto them 3-4 years. Much thanks!
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Egg - Problem Depositing
Is anybody having trouble depositing money into Egg with the new card verification software?
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Which company will allow the following ISA?
I am looking for a decent company which will allow me to have a cash isa and my own self select stocks and shares for the year 09/10? Will they allow me to transfer existing cash isa's from previous companies?
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Property fund selection
I buy five different funds each month as part of a S & S ISA. Just reviewing my options ready for this financial year and am considering changing one to a property fund. Does anyone know of a fund that did well for them until the bottom fell out of the market?
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Tax on foreign shares dividends
Hi, I am part of a Employee Shares Purchase scheme at work. The company is American and I am a UK citizen. What is the requirements for tax for receiving dividends (about $50 worth) and for the shares? Do I need to fill in the Self Assessment? The tax website is not clear - I think that as an employee paying PAYE tax that…
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Do you have an NS&I ISA?
If so, did you get your interest today?
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Anyone know ns&i isa rate 2009/10
Anyone know ns&i isa rates for the next year. I have 10.5k in and 3,600 to further invest. Where O Where can I put it???? Regards.
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£ Strategic Bond not investing in Sterling?
Ok so was looking around the place and this post: http://forums.moneysavingexpert.com/showpost.html?p=19516521&postcount=37 and Bobborino says that £ Strat Bonds invest at least 80% of their assets into sterling denominated (or backed - which I also don't understand). Looking at this fund:…
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☆ Saving £50,000 ☆
I'm looking to save £50,000 - I would like to be able to access the money instantly if needs be, but I'm unlikely to touch it. I'd like to ensure it's safe and there is no particular time limit. I was considering one of the Irish Nationwide ones however I believe there are concerns about the safety of leaving money with…
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Tax on savings
I have recently quit my job with a view to going travelling. Quick questio: as I am unemployed, will I still be paying tax on the interest my savings will be accruing (when I sort them out)? The online calculators on this site always give you an option of 'no tax' - is that for non-earners like I currently am? Thanks in…
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The credit crunch
Have pretty much all investors lost money in the credit crunch? You hear of people like Abramovich losing billions.
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Barclays Isa gets MoneySavers' approval
This thread is to discuss the following news story: Barclays Isa gets MoneySavers' approval
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Transfering ISA money..??
Hi...I get the feeling that folk move isas around to better rate isas quite aggresively....should I be doing this?...? as soon as a better deal comes up?....doesnt ths get a bit "messy" if you aquire a few of them?...I mean trying to keep track/ thanks
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Need to Find Savings Account ASAP!
Hi - am wondering if anyone can offer some advice? I am looking for a savings account to be opened asap - so in the next day or two. A total of between £300,000 and £400,000 will be invested, but only for a few months (between 2 and 4 I'd imagine, depending on how long a house sale takes), so there needs to be easy/instant…
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Joint accounts
Hi all, Im pretty new to all this but have been reading the boards for a while. I just wondered (and this may sound silly!) if there are any savings accounts that offer better rates for having a joint account with serperate direct debits going in monthly? Im 24 and got engaged a few months ago & I want to start the…
