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YBS-Please explain a few things to me
I have an internet saver. Withdrawals. I thought I saw somewhere that funds take 5 days to reach the linked account. I made a withdrawal on Saturday ( showed immediately ) and the money arrived in the linked account today. Is that normal? Would it still have arrived today if I had sent the request on Monday instead or do…
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Gold is now a good time to buy in the dip?
Im considering putting some more cash into physical Gold to protect against the pound devaluing even more. Is now a good time in the dip? Interesting to see peoples opinions.
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NatWest esavings
I have the info (form, bumpf etc) to apply for an esavings account so I get then apply for an e-ISA. I expected to have to provide ID as I don't bank with NatWest, but they don't ask for it. That's great of course as long as they don't decide they need it later just to delay things. Also they don't say who to make the…
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whats the best advice for elderly relative??
my relation is 72 he does not work, he receives a state pension and a small pension from another source. he has £4000 currently in an isa and £8000 in a really basic savings account paying little interest. he will not put money anywhere that he cant take it out when he wants so anything with notice or a tie in is not a…
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Bank/savings account for child
Hi there, I am looking to open a bank account for my god daughter who is 6 months old. I want an account that I can open with £50 and will pay a DD of say £15 a month in until she's 18. I will top it up at Christmas and birthdays but it won't be a massive amount of money each year. Please can someone recommend an account…
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citibank
Hi Was just wondering if many people here have an account with citibank, if so any problems with them i should know about, are they are safe as other banks, i havedone a search but didnt see much concerning them. Thanks in advance.
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trust funds which is best ??
sorry if this is in the wrong place. i ahve got my £250 voucher, what sort of fund is best... non- stakeholder shares or savings. or a stakeholder account.. i am so confused !! i understand one of them is to do with investing the money in shares in companies , is this a good idea with the recession ?? thank you
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Egg Money credit card still at 4% for a positive balance!!
I have an Egg money credit card, I use frequently and pay off my balance in full every month. I've just logged into my account to view the statement and see they are still offering me 4% interest for a positive balance. I'm thinking this is quite a good deal, as many savings accounts are not that good. Should I use my egg…
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High yield shares?
I have some smaller stocks in my portfolio and am looking for a couple of less volatile high dividend yeild shares as part of this years ISA can anyone post a list from advfn or suggest a few ta
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Gold Sovereign Coins.
Could anyone tell me the best place to sell Gold Sovereign coins, as I have 5 X 1980 British Elizabeth II coins I would like to part with. I've had a quick look on E bay but is there somewhere better and can anyone give me a ball park figure what I could expect to achieve, Thanks.
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Tax Review Form p810.pdf
Anyone got a link as to where i can download the following form? Tax Review Form p810.pdf Thanks.
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Aviva - shares instead of dividend?
Hello Moneysavers, I, among with thousands of others, received recently a letter from Equitini asking whether I wanted to be assigned extra shares instead of dividend from Aviva. It seemed like a good idea and a way in which to increase my investment without going throughthe hassle of a formal purchase etc (the shares I…
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How to clear/exchange Euro cheque?
Hi All, My wife recently became the lucky recipient of a cheque sent by a relative in Ireland for 10,000 Euros, drawn on an Irish Bank (NIB). Can anyone provide me with the smartest way to clear the cheque and convert it to Sterling while losing the minimum amount on charges/poor exchange rates? My wife banks with HSBC,…
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tesco trust fund
does anyone have a trust fund for a child in tesco? are they good?
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New ISA - Barclays or NatWest?
Hi everyone, I am about to open new ISA as the one I was using for few years is cra* now (NS&I). I didn't earn enough to accumulate any wealth, so I just used ISA as a saving account for rainy day - which recently happened so I have no money to transfer to new ISA. I am wondering whether to go for NatWest or Barclays - I…
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A&L Premier 50 Current Account
Am I missing something here ? Having read the advertisement for this account, it would appear that if I opened an account with £2500 (the maximum), I would get 5.0% AER. AER is totally misleading in this instance, because at the end of year1, the rate falls to 1% AER, and the compounding effect is irrelevent ! The gross…
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It's true...worse than during the Great Depression !
From Hansard : § The numbers of persons on the registers of the Employment Exchanges in this country were 2,762,219 at 31st August, 26 1931, and 2,741,306 at 23rd May, 1932. Reported today : Joblessness will eventually peak at 3.2 million in 2010, British Chamber of Commerce says (The Guardian)
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Best for ISA: income or accumulator fund?
I know that dividends can't be reclaimed in an S&S ISA but understand that some bond funds pay returns as "interest" that can be reclaimed. So should a bond fund in an ISA always be an income fund rather than an accumulator fund or doesn't it matter either way?
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Natwest Cash Isa Plus and Cash Isa difference?
Hi, i have an existing natwest cash isa and seeing as its a new financial year was going to put some money in and they cashier advised me why didnt i open the cash isa plus instead of using my old one because the interest is higher. i thought that was for new customers only. Im confused. is there any difference in them…
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Two interesting Fund Related articles at the Telegraph
Apologies if this is yet another rehash of the old debate but thought the articles made it topical! http://www.telegraph.co.uk/finance/personalfinance/investing/5093111/Fund-management-A-game-of-luck.html…
