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HSBC Sharesave
Hi all, Normally I like to be the one answering questions rather than asking them, but this time it's a subject I don't have much experience with at all. Hopefully I'll be able to get some interesting opinions on this. I've just been invited to joint the bank's Sharesave scheme at a very competitive strike price of 331p.…
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What should I do with my HBOS shares?
Hello I've had about 180 shares in HBOS for ages now. I got them as part of an earlier merger and have never really taken much interest in them. Their current price is 70p, their highest price in the last year was nearly £7 and they used to be around the £10 mark. What do you think I should do with them now? Thanks
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Hang Seng Tracker??
Good evening all, I am trying to find a suitable Hang Seng tracker fund (Unit trust/OEIC) in order to increase my exposure to China. I have looked on in various places, but can't seem to find anything - can anyone help?? I want to invest in it within a stocks and shares ISA, with an online fund supermarket. I have…
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Help!!!!
Hi all, im massively confused what to do! I have £2000 in an cash ISA from last year with the halifax which i want to move because they are paying just 0.5% But i also now want to put away around £800 a month in savings What and where is my best solution???? :confused:
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Per head of population EU reserves tiny ! Singapore's 50 times larger !
Monetary Authorities with the largest foreign reserves in 2008. RankCountry/Monetary Authoritybillion USD in year 2007 Eurozone$ 430 Singapore$ 165 Thus Singapore has way over $30 Billion of reserves per million Singaporeans but the EU has only $ 0.6 Billion of reserves per head of EU population. Is the Euro the almighty…
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Annual Interest vs Monthly interest
I have a guaranteed reserve with the Halifax and the maturity date is 1st of May so I'm deciding for next year whether to choose the monthly interest rather than annual interest. So far I am leading towards monthly interest because that's slightly more (even though it's only £5 or so of a difference still better). Is there…
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INGs off line - probably dropping rates again
One day I'll actually manage to put in more than the initial £1 before they drop their rates
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Lib Dems warn over Irish banks' safety
This thread is to discuss the following news story: Warning over Irish banks' safety
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What to do with an interest free loan?
Hi all, I'm lucky enough to be one of the few students graduating this year to have secured a job, and as part of my package I am being offered a £2000 interest-free loan to be paid back monthly over three years. First of all, is there any reason for me not to take up the offer? And secondly, if I do choose to take the…
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Is now a good time to buy shares in banks?
Hello As the majority of prices in bank shares seem to be low, is now a good time to buy? The government won't let the biggest banks go under and they will eventually recover, won't they? If I were to do this, which banks should I go for? Should I get shares in several or focus on just one? I've never bought shares before,…
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Savings account for our baby
Hi my wife and I are looking to open an account for our 14month old little girl. We would probably set up a standing order each month out of both of our banks (we have separate accounts) of say £50 each and would also like to add extra money into the account on a as and when basis probably by paying cash over the counter.…
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Lost Shares
Hi In 2000, I bought £500 worth of shares in a company called Atlantic Caspian Resources and over the course of several house moves managed to misplace the documents. I recently discovered the certificate but I cant seem to find out anything about the company other than it may now be called Denby Investment UK PLC. Can…
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Regular Saving Accounts.
Hey Folks, Am hoping you can help me sort out the best account for the money I save. Every month at the moment I save £450. I already have the Halifax Direct Reward Cash ISA, but will soon reach this years limit as I paid in 2k today! So, what i normally do is save the £450 in a seperate account and then transfer into ISA.…
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Interest Rates Up or Down/Static
Really just asking for opinions if that's OK. Contemplating fixed rate savings for 1 or 2 years. Does anyone have any idea where interest rates will go in this timeframe. I have read infaltion make take off end 2009 but can interest rates afford to follow? Many thanks for your help if this is not too stupid a post!
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Can I open a new ISA and also do a transfer?
Actually, I'm asking for my Dad, so I don't know the sums involved. He has a Barclays ISA from last year - which is paying a rubbish rate. He wants to open the new Barclays Golden ISA, but that doesn't allow transfers in. Can he open the Barclays Golden ISA this year with new money, and also transfer the funds in his old…
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How many accounts can you have with Nationwide?
I have a Nationwide flex account and e-banking, I am looking to open 5-6 other current accounts just to split my money into when I get paid for various different purposes. Can I open this many different accounts with the Nationwide and I also want to be able to transfer money between the accounts online. If not Nationwide,…
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First Save
Would you invest up to £50000 with First Save the Nigerian-owned internet bank. I know they are covered by the FSA up to £50k. But there's just a negative stigma in my mind attached to the fact that they are Nigerian owned. Sould I be concerned? Robert
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Savings Interest Rate Increase
I have an epetition at 10 Downing Street epetitions. The petition is asking the government to significantly increase interest rates for savers at government owned banks such as HBoS and RBS and their subsidiaries. I'm not allowed to post a link here, but if you go to epetitoins a 10 Downing St and type in John Keatings, it…
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Darling to shaft savers!!
UK Budget expected to disappoint savers By George Parker, Jim Pickard and Alex Barker Published: April 7 2009 20:16 | Last updated: April 7 2009 23:21 http://www.ft.com/cms/s/0/ff207b62-23a4-11de-996a-00144feabdc0.html Savers hit by plummeting interest rates will not receive a large package of assistance in the Budget, in…
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Instant Savings with outward Standing Order??
I'm looking to live off some savings for a year but it would obviously be nice to get at least a modest interest rate on the yet-to-be used capital. What I'm looking for is presumably an instant-access savings A/C into which I can pay a lump sum to cover 12 months of living expenses and that will allow me to set up an…
