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where should i put my money
hi need some help. my isa is pants so where could i put that money to make the most of it? thanks
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Finance advice
Hi , After being poorly advised by financial advisors in the past , how do you regain confidence in any advice given now . Anyone else had similar experiences or am i the only sceptic out there ? pennywise2
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question about compensation for fraud on savings accounts
are there any set rules about what happens if u have money stolen from your account say by internet fraud on an online account? can the banks have their own rules or is there a fund set up like with credit cards etc. question being as i thought i was having issues with my online security. therefore i rang my bank and they…
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Shares question
I am 16 years old and i was wondering what is the best and cheapest way to invest in shares from a stockbroker also what shares would you recommend I have a bit because i nvested in shares when they were £3 now £8 but that was through a share save sceme:confused: :confused: Any help would be appreciated
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Money to invest...
Hello!! I'm a 20 year old student looking for some sound advice!! I have about £1500 and basically i want to know what to do with it! Should i simply put it into a savings account and hope the interest rate increases soon? Or should I invest it? If so, into what? Basically i want people's opinions on what is the best thing…
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e-mail from Abbey
I have received an e-mail from abbey asking me to re submit my online reg.numbers, i have been unable to contact abbey to check if genuine e-mail so have'nt done so obviously until i can contact hem, has anyone else received similar?
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natiowide isa
Hello, I wonder if anyone on here can give me a bit of advice. I opened up an instant access isa through nationwide on july 2008 to just put away a bit of money every month. If i remember the rate was 4.8%apr? Anyway i made myself up an excel spreadsheet to see how much interest i would get (calculated on a daily basis of…
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Co-op smart saver
I got the letter telling me that the account has been approved. When I contacted them to ask for online banking they asked me a number of questions. I forgot the memorable name and I don't have a card they told me that I don't have enough information to set the account up online. Do I have to go to the branch? Do they send…
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Help with savings accounts.
Hello, I was just wondering if anyone could help me, I am currently with Yorkshire Bank & have a current account plus so have a savings account with this. I am currently saving for a car and would like to know if anyone could advise me a good savings account with a high rate of interest, as the savings account that comes…
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Funds & investments for when the tide turns
I thought it might make an interesting thread to list some thoughts and fund or investment ideas that people are considering in preperation of an turnaround in the economy. It is often mentioned that the markets often price in and predict ahead of what the real economy is doing, which is probably true to a degree although…
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New Gulf Countries ETF
iShares have just launched a new regional ETF onto the LSE. http://uk.ishares.com/fund/fund_overview.do?fundId=200134 Based on the MSCI GCC index (http://www.msci.com/gcc/overview.html) except Saudi Arabia. This results in it being basically 90% in Kuwait, UAE and Qatar, and it's 80% in financials and telcos. With a TER of…
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Base Rate Held at 0.5%
This thread is to discuss the following news story: Base Rate held at 0.5%
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ISA help, did I miss the cut off or not??
Hi all, leaving things as usual to the last minute, I opened a NatWest Isa online on the 30th March, and on the forms asked that the full allowance be transferred in. I then went abroad and got back 2 days ago. I checked online, and they've opened the account, but didnt transfer any money into it! I then found a load of…
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Tax Certificates
This is my second year of asking for tax certificates, to enable me to claim tax back on net interest. Last year, I wrote to the banks/building societies that I had accounts with. Will those that I still have accounts with automatically send me a certificate this year, or do I have to ask again?
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Transfering in ISA help please
Hi and Good Morning to all, I think i know what i am doing with this years £3600. Looking at Halifax and their 3% fixed for a year. Not sure if i want variable as i have been bitten by NatWest and the rate falling, which bring me nicely to the subject of Transfering In. Am i right in thinking that i can transfer my 10k to…
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can you switch ctf's?
can you switch your childs trust fund to someone else?
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Buying Shares
I am a student. I have about £100 to spare which I am looking to invest for the long term. I will not be needing this cash. (but still want it of course). The prospect of owning shares appeals to me, and after reading many posts here on this forum, I too, would like to start my own portfolio. I have read the various…
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Saga fixed rate savings account - safe?
MSE Official Insert: For the latest best buys read our Fixed Rate Savings guide. ---- I am thinking of investing £50k in a Saga fixed rate savings account which pays interest out monthly. Does Saga count as a UK regulated bank or building society and therefore will my money be safe?
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A "friendly society" what are they and are they safe?
I've recently come across a few adverts for these im my optometry journals. Small deposit schemes typicaly £25 a month for 10-20 years. I was wondering exactly what they were and is your investment realy safe and is it worth it. Coments apreciated many thanks.
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How about an FTSE tracker?
Hello Would this be a good option as the FTSE is so low at the moment? How do they work? Do you buy a set of shares that are intended to represent the FTSE as a whole? If so, does that mean that there will be a lot of expenditure on commissions if you need to have shares in many different companies? Thanks