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How to transfer money from e-savings account
Hi, all i ve had an e-savings account with first direct for 2-3 years and now which to close/transfer all money out of the account. I cannot seem to see how i can tranfer money from this account to an account to the halifax. When i try to make a new payment it says I cannot do this with the account I have. Whats the…
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what is a balanced portfolio
i understand that there are four main asset categories. cash, bonds, property and shares (not sure if gold is separate or comes under one of the four). but what is considered a balanced portfolio? one to give income and growth without being reckless? currently, I am 15% in cash, 20% equities, 50% property (main home), 15%…
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Have Chartwell stopped rebating part of the trail commission for new investments?
Hi Money Saving Experts, I was just looking at the Chartwell website. They used to rebate initial commission and part of the trail commission (the annual charges). Looking at this page, they have the March 2009 discounts for Stocks and Shares ISAs and non-ISA accounts (they have not updated it for April 2009 yet). There…
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Savings bond query
I am thinking of opening a savings bond, and put £500 for a year. When the bond matures, the money earned (with interest) will be transferred to an account of my choice. Does the bond stay open so I could invest again, or does it automatically close after maturity? I know it won't convert into an instant savings account…
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Is There a better way to invest 9.7K than an ISA?
I have two Bradford & Bingley ISA Capital Savers [ex TOISA's] maturing with a combined balance of £9756 [lousy rate 0.45% !!!!] I dont need access to this money, other than in an emergency. I am considering transfering this into Natwests e-Isa at 3.51% but are there any better ways of investing this longer term? I also…
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Barclay's Monthly Saver Account
Afternoon All, Thought i'd let you know about the fantastic service I have received at Barclay's today. I have had no dealings or account with them before. Popped in, to make an appointment to open the Monthly Saver account and despite being busy I saw a personal banker within 10 mins. After 20 mins the account was all up…
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Child Savings
I'm very new to saving so just need to check something. My son's Halifax Regular Saver has now matured and been transferred to a savings account with a much lower interest rate. Is there anything to stop me withdrawing the money and putting it back into the Regular Saver? I'm sure there is but just wanted to check. Thanks.
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comparing fund performance
I am trying to compare the performance of various funds in similar sectors over the last 5 years. I have tried to use H-L but they do it year by year so its not easy to do a comparison over 5 years. I then tried iii, but they give the top 10 funds in a limited number of sectors. Just trying to get head around digital look,…
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Icesave fixed bond near maturity
Can anyone advise what is supposed to happen when a fixed savings with the now defunct Icesave matures? Does the FSCS send out a cheque automatically - or do they email and ask where you want the money to go?
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How best to invest for living and growth
My niece (19) has finally inherited/been compensated £250k after the death of my brother. She will need income to live on and to pay student fees for the next 3/4 years, but also needs to do something with the lump sum. The money is at present in an instant access trustee account with 0.2 interest. It needs to be moved as…
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Should I withdraw cash from ISA to open new one?
I have an ISA with a low interest rate and I want to open a regular saving ISA. I don't have enough money to fill both of them, so to make use of the high interest rate of the regular saving ISA, should I withdraw the cash from the low interest one (I can't transfer in by the way) and drip feed it in? What would be the…
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Natwest e-ISA in Northern Ireland?
Hi, I tried to apply for an Natwest eISA online today. I was able to apply for the instant access savings account needed to open the isa but had a problem with the application for the isa. I live in northern ireland. There are no natwest branches in NI but as it was an eISA I didn't think it would be a problem but the…
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NatWest E-ISA problem
Have just attempted to complete the ISA transfer form to move money into the above account, but the boxes on the form are not large enough to allow me to put in the account number of my existing ISA (can only fit about of half of it in the space provided) or my email address:mad: Has anyone else experienced problems with…
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Reinvesting dividends?
How many of you here reinvest your dividend within an individual company? I've always taken a dividend as another form of income. I know some investors argue reinvesting dividends is a great wealth builder, especially as you pay very little commission (including stamp duty) to buy more shares within a company. But I hear…
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Do I really need to alter savings interest tax status?
Hi, I am currently registered to receive gross interest on my savings. I know that if my income exceeds the personal allowances limit then I should alter the tax status of my savings so that tax is deducted by the account provider. However, I also have to send in a tax return each year, upon which savings interest is…
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Skipton merger bonds
Has anyone else received the leaflet from Skipton this morning in relation to the 3, 5 or 10 year merger bonds. Can't see me going for the 5 or 10 year bond but the 3 year bond (14% interest if paid on maturity or 4.5% per annum if interest taken monthly) might, just might, be worth a wee dabble.
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Barclays Bank : Will they pay a dividend this year ?
Anyone know or have a clue or even a guess ? AGM coming up on the 23rd . [Note....am NOT a shareholder ]
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Where can I put my children's money?
Hi, I need some advice about where to invest the money my children inherited from their grandfather. They both have 10K each and his Will stipulated that the money should be given to them when they are 21, which means that I can invest it over, say, a five year period. The money is sitting in an executor account at…
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Has Chelsea merged with Nationwide ?
I have just read in Money Week that Nationwide has taken over Chelsea and Derbyshire, is this true ? It's the first i've heard of it. Thanks.
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Can't open Halifax Fixed Web Saver
I get this message: Fixed rate Web Saver application ineligible Unfortunately you cannot continue with this fixed Web Saver application for one or more of the following reasons: You do not meet our age requirements You already hold the maximum number of variable or fixed rate Web Saver accounts we allow You do not…
