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Diversification and Balanced Investments
What would you describe as a balanced portfolio? Can an investor be over diversified?
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Egg Money Question
Sorry if this has been asked before. Because of the 4% rate on positive balances I have moved most of my spare cash to Egg Money. Is it the case that I can withdraw money by cash machine free of charge as long as I have a positive balance?
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Where to start?
Hi, I have just received my redundancy and, after paying off debts, will have £10,000 to invest. I have never saved before. Where is the best place to start? thanks
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which way do the markets usually go after a bank holiday?
Does anyone know which way the markets usually move after a bank holiday, is there a trend or not?
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Spread Betting - best provider?
Hi, I am thinking about starting spread betting. I currently hold a fair amount in shares with TD Waterhouse, and they offer a CD account, but I can't imagine its the best place to start. I have received in the past random emails offering 'free' initial incentives to open an account but I have ignored these at the time.…
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Opinion's on RBS Shares 5 yrs from now?
I'd like to hear everyone's opinion's on RBS shares 5 yrs from now. Do you think shares will recover in this time? If so how much do you think they will be in 5 years? This is of course if the bank are not nationalised.
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HBOS to Lloyds
How long would it take if i issue a cheque from my HBOS account to LLoyds? How many days interest would be lost? Also, I think they both are into faster payments. Does that mean, if I make a payment tomorrow (Monday), it'd be in the other account by Tuesday (1 day interest lost)? Thanks xx
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Opening a savings account though online banking
A few days ago, I opened a savings account through online banking (as an existing customer). The account was created within seconds, with sort code and account number generated. I thought an ID check will be done. However, when I check my credit report today, an ID check wasn't done. I find this odd. Is this normal? Or do…
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17 year old saver
This is fantastic.
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Regular investment question
Hello, I need some help with regular investments though Halifax Share Dealing and TD Waterhouse (I also assume that what applies to Halifax also applies to iii). I am interested in investing in some stocks from FTSE350 and ETFs and I would like to have a complete picture of what is offered by these stockbrokers before I…
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£50,000 guarantee limit
Hi Given that only banks and building societies in the UK have fallen into difficulties, do you think it is safe to invest more than £50,000 with Tesco, as it is highly unlikely that it will go bust? Thank you, Martyn
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Best Regular Saving Accounts
I have already spread my money around in abour 6 banks thus far (started doing that in June 2008 when I saw something wasnt quite right). Anyway now that I have gone through and done usual things, ISA sorted for coming this year, a few 9 and 11 month fixed term bond saving accounts. I also have the regular saving accounts…
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Marks & Spencer ISA: Guaranteed by govt ?
Hello there. I am interested in opening the M&S ISA as it allows transfers in and pays 3.1%. Could anyone confirm if its covered by the governments guarantee scheme upto £50k Many thanks Matt
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Picking funds
I am thinking of buying some funds as an easy way to invest in markets that I do not know enough about to buy shares in, for example I currently have nothing in emerging markets and would like to put say 10% into that area. Could anyone recomend good research tools / sites or have any advise on things to look out for. I…
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Abbey Investment is it any good?
Hi am thinking of putting the full amount in this Abbey cash ISA, http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&canal=CABBEYCOM&cid=1210610545388&empr=Abbeycom&leng=en_GB&pagename=Abbeycom/Page/WC_ACOM_TemplateB2 and poss putting the same again or maybe quite a bit more in the Abbey Stock Market…
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Isa for this year
Hello I wondered if anyone could help. I had 2 years isa allowance in a Halifax account however the rate has dropped to 0.5%. I have had a look at Martins site and looks like the Natwest account is best for me.. however I am currently on a years holiday. I understand I can apply online but if I have to sign something they…
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Best long term savings?
Hi, I need some advice about where to invest the money my children inherited from their grandfather. They both have 10K each and his Will stipulated that the money should be given to them when they are 21, which means that I can invest it over, say, a five year period. The money is sitting in an executor account at…
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Nationwide 5 year fixed rate bond
I have a few questions about the account. Do I need to have any other accounts with them? How long is the application form? What are the ID requirements? The page failed to load. Here is what I am talking about. http://www.nationwide.co.uk/savings/bonds/fixedratebonds/introduction.htm
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this year gonna save (start)
Any advice would be great, As a complete novice about savings as i have none. To start me on the savings road What do you suggest with an isa any one better than an other one. Even if I only start with a little bit of money each month at least it is a start. thanks
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share benefits
I may be going somewhat mad, but I once had a discussion about 5 years ago in a pub where someone said there was a set of benefits if you took shares with some companies. eg shares in a flight company would give reduced costs on flights etc Am I mad and if not, is there a list of these companies and benefits?
