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Kaupthing -> ING interest
My Kaupthing Edge fixed term 1 year savings account was transferred to ING, and in all the letters I received ING stated that they would honour the interest rate until maturity (6.55% if I remember correctly). My account matured on the 8th April, and from an initial investment of £4000, I now have £4,109.16, which seems…
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Save To Go Travelling
Hi there just joined this site i have been reading it for a while. My name is craig i am 19 years old and an estate agent in london. i am planning to go travelling in September 2010 and wondered if i could get some advice. i earnt around 15K last year live at home my only outgoings are my car which i need for work £200 for…
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Egg Money Card Interest rate change on positive balances
Hi All Just received from egg this morning a letter stating changes to my egg money card and it states from 24th April the interest rate on positive balances will reduce from 4% to 0.5% and from 15th May interest will no longer be paid on positive balances The 1% cash back will still remain Just posted this on the quick as…
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Best place to convert dollars to Pounds?
I want to exchange $2000 to Pounds. Where will I get the best return?
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Where to put a lump sum with easy access?
Help please..... We will have a lump soon of £22000, as my husband has been made redundant. Where is best to put this??? What type of account??? Getting v confused and going round in circles... We need to use this money as a monthly income, so will have to be able to withdraw/transfer money out into main bank account every…
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Saving v Mortgage
After a while of reading so much financial advice one's mind goes a bit numb and easy decisions sometimes take a while to understand... So, at the moment i have a few hundred pounds available each month..what to do with it? 1. Put it in an ISA? (none of which are any good) 2. Make lump sum payments off the…
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Avoiding stamp duty on house purchase.
Below is headline in the Times today but they omitted to raise and answer the most obvious question. Namely, can one save stamp duty tax by using this method . If so, tens of thousands of pounds could potentially be saved. There is a 4% tax on the purchase of properties over £500k. Anyone know the answer ? ''Number of…
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Japan as an investment area?
I was thinking about investing in Japan through an OEIC. I've been looking at investing through the GLG Partners (ex Societe Generale) Japan Core Alpha fund, or possibly Neptune Japan Opportunities or Schroder Tokyo. What is the opinion on investing in Japan at the moment? What is the general outlook? It seems to me that…
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Which Child Trust Fund??
Help! I have just received my daughter's £250 from the government and need to decide on which Child Trust Fund to put it into. I don't want the risk of it's value dropping and so would like to open a savings account..does the Yorkshire Building Society remain as the favourite?? If you have recently opened one, who did you…
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Help - advise needed re Northern Rock Account
When my three daughters were young their paternal grandmother opened a Northern Rock Instant Access Savings account for each of them, depositing £1000 in each and naming herself as trustee. Her intention was always that they could have the money on their 18th birthdays. The 2 eldest had no problem as their grandmother was…
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Investing £3600 in cash ISA in 09/10
As interest rates are as low as they can get are we reasonably safe to predict that the variable rate best buys can only increase later in the tax year? The fixed rate ISAs are a little worse rate but then stuck with them? Also, I have a fixed rate non ISA account at about 6% until July so no point in switching to an ISA…
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Whats the best UK trading forum?
Hi folks, I do some trading on a small scale and like to join a deicated "Trading" forum in the UK whats the best , most helpful and active. MSE is great and I use it for many other things, but I just want a forum that focuses on Trading. Thanks in advance...........;)
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HSBC...ISAs....aaaaaaagh
Ive got a HSBC direct ISA, absolute rubbish return at 0.20%. Have just tried to change it to the HSBC cash E ISA, a little better but still not great. However HSBC have a policy of not allowing transfer of ISAs within HSBC itself, from one product to another. Therefore i have to transfer my ISA to another bank/building…
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£1000 to invest
Hello, Looking for some advice on where to save/invest £1000 that I don't need to get my hands on for 5 years. This is a lumps sum but if you have better ideas for puuting in a regular monthly amount that would also be useful. My risk would be medium. As I say any advice would be greatfully received. Kind Regards Paul.
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Lib Dems back MSE Savers' Rights campaign
This thread has been set up to discuss the following news story: Lib Dems back MSE Savers' Rights campaign
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Advice for investing in stock market funds
hi all, I am quite new to this but keen to see what people's advice might be on investing with a fund manager in the stock market. i'm 27 so can afford a few ups and downs but am really looking for the normal stuff (decent growth over time, something that might grow well etc - though I COMPLETELY understand that nothing is…
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adult vs child account?
Hi can I just run this across people pls. My 15 year old has £6000 to lock away for a year..before she can get an isa. Money from rellies (not us)..since she's been born really. Money on a smart card at nationwide atm...netting 0.60%:eek: not paying tax. She could move it to nationwide 1 year fixed rate bond which isn't…
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Making money on the weak pound
G'day all, I'm an Aussie expat that has lived in the UK for about 3 years. I have about AUS$22,000.00 over in an Australian building society, which has taken a huge hit on the intrest rate front over the past 6 months. I've recently noticed the Aussie dollar is very strong against the GBP. I think it's about 20% stronger…
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Surplus Cash ?
Hi i have just paid off my mortgage and now have surplus cash each month and want to know the best place to put it ( ie property, savings etc) please advise
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Investing in China and pacific region
I have been thinking about moving a proportion of my investments into the pacific area, as I was thinking it would recover first and faster than developed economies. However, after reading about the surge in the Chinese Stock Market in 2009, then I am wondering whether I have missed the boat and that the market may fall…
