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Advice for investing in stock market funds

hi all,

I am quite new to this but keen to see what people's advice might be on investing with a fund manager in the stock market. i'm 27 so can afford a few ups and downs but am really looking for the normal stuff (decent growth over time, something that might grow well etc - though I COMPLETELY understand that nothing is for certain in the stock market...)

i've got about 50-100 a month to put away - do most of the companies (Fidelity, Blackrock etc) take regular payments this small with no upfront sum?

i'm quite interested in emerging markets and / or gold though know very little about this - does anyone have any advice on who to look at?

thanks !

Comments

  • wombat42_2
    wombat42_2 Posts: 1,312 Forumite
    This is not an advert for them but many folk here use this company http://www.h-l.co.uk/
  • TDS_2
    TDS_2 Posts: 261 Forumite
    £50/month is the minimum monthly contribution usign HL (I believe) so £100/ month would give you access to 2 funds.

    I don't think anyone will recommend specific funds, nor should you take such advice from an internet forum. Some fairly uncontentious advice:

    Try and diversify as much as possible - spread the investments as widely as possible.
    Unless you are an expert (and know something that professional traders don't), probably best to avoid 'flavour of the month' funds/assets (gold?).
    Hello.
  • RB2008_2
    RB2008_2 Posts: 13 Forumite
    thanks guys, appreciate its hard to give advice on things like these. appreciate your time
  • dunstonh
    dunstonh Posts: 118,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    appreciate its hard to give advice on things like these

    Its not hard. However, advice is a regulated activity and the board tries to protect itself in not crossing the line. It does allow discussion though and what is best for you if you intend to DIY is go do your research and then post what you have chosen and why. We can then comment on that. As TDS says though, watch out for fashion investing. Nearly always ends in tears if you go 100% into current fashions.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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