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Lost Endowment Policy
My father many years ago started an endowment policy with the Royal Liver with a view to saving for a deposit for a house. When he came to buy a house the company in question said he had not saved enough and he froze the policy. He'd paid in about £100 and in around 1958/59. Unfortunately he forgot about this and his…
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Number of ISA's & transferring??
I currently have an instant cash ISA with the C&G however i am looking at starting to save a regular lump sum for the next year. I have a first direct current account so i am thinking about opening one of their regular saver ISA's at the 7% advertised however my question is as i already have an ISA can i open another &…
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Egg internet saver - bonus rate
I'm a bit confused - variable bonus rate for new accounts was 2.1% (on top of standard 1.25%) - I received an email a month or so ago telling me this bonus had been reduced to 1.6%; looking at EGG site today looks like the bonus has been further reduced to 1.25% - anyone heard anything themselves? Historic rates on site…
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Barclays Reserve account
I have a Barclays Reserve account and my current mortgage interest rate is 1.25% its a Tracker 0.75% above bank of england base rate. I have a Reserve account of £27000, my question would it be a safe/sensible idea to take this £27000 and put it in a savings account and as long as the savings rate is more than 1.25%…
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Barclays - 6% Savings?
Hi All, I've just seen in my local Barclays branch that they are offering 6% on savings (where no withdrawals are made in a month) and 3% (where withdrawals are made). I have a Lloyds TSB account where I am making basically nothing on it. So I was thinking of setting up a direct debit from my Lloyds savings to Barclays for…
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Tesco internet saver rate dropped from 3.25% to 3% from 16 April
Tesco savings have reduced the interest rate from today (16/4/09) on their internet saver from 3.25% AER (1.75% + 1.5%) to 3% AER (1.5% + 1.5%). These are the rates that apply to those qualifying for the 1.5% 12 month bonus through opening the account between 29 May 2008 and 7 January 2009. See here on the Tesco website…
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West Bromwich new fixed rate
Am about to apply for this,decent rate at [EMAIL="4.30@%"]4.30%[/EMAIL] for one year,has to rate as one of the best at the moment.Need minimum £5k. Couldn't see it advertised anywhere so thought i'd give you all a "heads up" as they say!! http://www.westbrom.co.uk/westbrom/savings.category?id=1
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Nine building societies downgraded
Moody’s downgrades building societies http://www.ft.com/cms/s/0/e30e0940-29f7-11de-9d01-00144feabdc0.html By Jane Croft, Retail Banking Correspondent Published: April 15 2009 22:08 | Last updated: April 15 2009 22:08 Nine building societies, including Nationwide, have been downgraded by Moody’s amid concerns about their…
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Alliance & Leicester Dowgraded by Moody's
As the title suggests, Alliance and Leicester have been downgraded to E+ by Moody's as reported on Newsnight this evening. Anyone else catch that? One of many links, not BBC related, can be found here http://www.citywire.co.uk/personal/-/news/markets-companies-and-funds/content.aspx?ID=336800
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Updating interest on a National Savings account
I recently came across the book for an investment account in my name. It's not been updated since 1995 I was a bit annoyed after queueing in the post office to discover that they don't update them there anymore and I have to post my book off (with a return SAE). 2 stamps and a few days wait just to find out how much of my…
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what is a good amount of money to be saving how much do you save
hi i am young and i dont earn much money so all i can save is £30.00 pound a week is this a good amount to be saving and how much do you save ow and im saving to open a business one that dont take alot of money to start up any type of business about how much money will i need and how long would it take to save it up
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How to apportion my savings?
I have come up with the following savings categories (all held in the one savings account) but I'm not sure how to apportion them exactly. What would you recommend? Long term savings Holidays Christmas Loan back up/emergencies Obviously the loan back up one will be low, it's just in case I get in trouble with my repayments…
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Difference in interest rates on fixed terms
Can anyone please explain why you can get more interest on a 3 or 6 month fixed rate than a 12 also do they work it out on the yearly rate then divide it down to say 90 days for 3 months. We live abroad and have a lump sum to reinvest in July after having a years fixed rate of 7%!!!!! (Oh happy days) We can only use…
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Hoping for some advice on savings please?
Hi i have just joined and was wondering if someone could possibly give me some advice .. i'll briefly explain .. I am currently having all my teeth done which was origionally quoted 20 thousand pounds.. Now i have paid a lot as and when i need to and have spent a few quid of the 20G i borrowed. So i just pay the dentist as…
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ISA - Help
Hello, I have an ISA with Intelligent Finance paying 0.6% interest and see that Natwest are offering 3.51%. Is it worth all the hassle of moving my exisiting ISA. Or will the Natwest rate also fall inline with the BOE base rate? Thanks James
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Info about guarenteed capital bonds?
Ok i dont really know much about them except they take your savings, use it however they like and then after the fixed term they give you your savings back with a agreed percentage earned. Is this true? can anyone else help me with what these involve? i know of some people who have invested in this saving method and but…
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Egg money withdraws their 4%
With plummeting interest rates the Egg Money card's 4% has looked increasingly attractive as a place to save. But not for much longer. Today they've emailed customers that the rate drops to 0.5% on 24 April and to zero on 15 May. Oh well, it was good while it lasted, and at least they warned cardholders in advance.
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is £2000 in a savings account alot will the bank think im a good customer
im saving up and almost have 2000 is £2000 alot to have saved up would the bank consider me a good customer
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Barclays: advise caution...
Full story: http://www.moneymarketing.co.uk/cgi-bin/item.cgi?id=184579&d=593&h=341&f=342 Is anyone really surprised? This is yet more proof - as if it were needed - that the 'financial advice' offered by high street banks is in fact worse than useless; indeed, it is dangerous! The incompetence, greed and arrogance of…
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UK Stockmarket 2009 and beyond
Where do we go from here? Some stocks have had a great run since early March is it time to cash in and wait for the next drop or have we bottomed and its a steady rise from here? I would like to here from anyone who saw the last recession, late eighties,pan out and how the sectors reacted. I viewed charts from then,it…
