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Savings: Fixed rates vs variable
Sorry, asked below.
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New to saving
My situation: Current a/c: 6k CC: Maxed at 1k Loan: 5k remaining, paying off 330 p/m Have contacted MBNA about moving to 0% credit card but they haven't got back to me as of yet. I want to start saving but not sure what's best for me considering the debts I have. I would like to maybe put 1.5k - 2k in as a lump sum…
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Close Bros 4.3%
Has anyone who's applied for this, actually had their cheque paid in? At the moment, the money's been sitting in my current account for about 10 days, waiting for Close to open the envelope I sent them! Very tedious! (I could have earnt ooh, at least £2.50 on it if I'd left it in my savings account.)
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Savings: Best fixed rate vs best variable
I've got £30,000 to invest and would be happy to have it locked away for at least two years. Which do you think is the better option: 1) The 2-yr FIXED Premium Gold from Close Brothers at 4.3% or 2) The VARIABLE High 5 from Investec, currently at 3.11% I'd like to go with Investec as it will enable me to add to the account…
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Want to invest 2k, where do I start?
Hello fellow spondooliesavingexperts. I come in search of advice. I'm a complete beginner when it comes to investing but now's as good a time as any to start learning. I'm looking to invest 2-3k but need some pointers on where to start looking. Have a relaxed attitude to risk and in terms of timescale I'm thinking fairly…
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Are you entitled?
A bit morbid but.... I have recently been notified by my grandparents that they have come into a small amount of money after being contacted by a probate genealogist. Having looked into this my grandparents could have cut out the middleman by visiting the "bona vacantia" website http://www.bonavacantia.gov.uk where by you…
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LloydsTsb - Is this normal ?
I seriously don't know if this is correct or not ? so thought I'd ask here. I bank with Lloyds, have my current a/c, isa & e-savings account with them. I am also the sole director (with signing capacity ) for a small ltd company - also with Lloyds. In fact we opened the business account with Lloyds because of my…
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Fleet Street Letter?
http://www.fsponline-recommends.co.uk/page.aspx?u=fslpredictions&tc=EFSLK401&PromotionID=2147065956&u=847047&g=0&o=59364&l=166459& has anyone any experience of this crowd? Ive received an email from them warning of all sorts of financial disaster
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savings rate confusion
:confused: y'all seem quite bright out there so as a newcomer i thought i'd ask for some help. I invested in a 6 month fixed rate bond which has now matured with nothing like the interest I expected. when I asked ''why so low'' the chap replied that that was the ammount after tax. I have used the savings calculator on this…
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Oil/Energy ETFs
Hi, like a lot of people I'm expecting Oil/Energy prices to rebound strongly at some point in the next few years, and am looking to make a medium-term investment. I've done a bit of research on ETFs and have a few questions. The first one might seem a bit stupid, but am I right in thinking that ETFs work in the same way as…
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is it safe to access other accounts from egg.com
it's quite convenient to add other bank accounts in egg.com and view all of them in a webpage. is it relatively safe?
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just opened savings account....help!!!
with lloyds TSB the easy saver account but i dont know if i am losing or saving im so confused by the interest thing and being taxed can anyone help? i dont know if i am better off keeping my money in my current account? It all sounded goods on the phone now im so confused? Please any advice would be good and thanks!!
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Gold v Oil
OK OK gold is likely to do well thanks to inflation. But surely there is much greater potential in oil, thanks to peak oil and supply destruction. There is almost unanimous talk of a spike to $200 or more in a few years time which means a 400% plus increase. So how can gold beat that ?
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Finally debt free (almost) - now to save!
Hi I have been putting all my spare money away in a savings account since December, and now find myself in a position to pay off my final debt (an RBS loan) on Thursday :T I have decided to do this in order to avoid the interest payments (around £30 a month on a £1600 loan at the moment), as my savings account is on yearly…
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Child savings
I have a savings account for each of my grandchildren that they will receive when they are 18. The accounts are in my name and 'in trust for' each of them. I can move the money around and take it out if I want to and I am wondering if it would be possible (and legal) for me to transfer the money to my account and write a…
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investment
hi there, anyone got info. i put £10.000 into a investment fund for mortgage repayment purposes through a private financial company 4 years back. the original guy told me i would get back what i put in at worst or it could more than double.the investment was put into freinds provident 100 % property fund. i got yearly…
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Child savings
I have a small savings account for each of my grandchildren that they will receive when they are 18. They are independant of the government trust fund as they were in exeistence before that was dreamed up. The eldest grandchild is coming up to 18 now and I want to give him a cheque for the amount. The bank are wanting to…
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padlock security sign on internet banking
not really a savings questions as such but ive just noticed that for some reason theres no little padlock at the bottom of my screen when i try to log into my accounts.anyone know why it would suddenly dissapear. just abit concerned now. also several days ago i got a web page that suddenly came up showing my control pannel…
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Lloyds
Ok,I hold shares in Lloyds at the moment,but I am wondering whether I would beable to purchase in the open offer at 38p on the 8th May, if I was to sell my current holding? Or is it only available to those who hold shares at that point? Is there any process I need to go through? And,with the shares being at 84p (at time of…
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Icesave / Kaupthing - how do I get my tax certificates?
Hi, apologies if this has already been posted/asked/answered, I did a quick look bu couldn't see anything. I'm trying to get everything together to complete my tax return (I like to get it done ASAP). I need to get tax certificates for the accounts I had with both Icesave and Kaupthing, but I'm not sure where I can get…
