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Are All Banks Worldwide Near Collapse>
Recently on holiday in India, and noticed television advertisements offering interest on savings better than available in the western world. How can this be did they avoid the worst of the West's antics in the last few years?
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Advice on funds
Hello, I am looking at a number of investment funds and I would be grateful if I could have the opinions of other members of the forum on a number of candidate funds. I have read the sticky on posting is this forum and I understand that this should not be a problem. I do not expect people to provide 'advice' in the IFA…
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Regular saver with no access
I am looking to set up a regular savings account, only about £50 per month. I do not intend to touch this money - in approximately 25 I will need to pay off a government funded equity loan I have taken as a deposit to fund my house purchase. I do not want to reach this without having some capital I can access. The…
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large loss in trust fund - duty of care?
My mother-in-law has a trust fund which within the last 6 months has lost about £60,000 in capital. Everything was invested in low risk areas, should the high street bank have informed us that we were losing capital? and to take the money out? Thanks
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With Profits withdrawal fee
Hi Me and the other half are buying a house and using his Scottish Widows with profits bond as a deposit He has had it for 13 years (so is well over the 5 year limit for taking out) but when he asked about having the money (29k) he was told to discourage customers from taking out their money there was a 'market level…
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Foresters
Hi, I just wanted to know if anyone has ever dealt with Foresters. If so what are your thoughts of them? I'm an FA and have come across a few customers that deal with them but I don't know that much about them. Thanks
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Newcastle Building Soc - 5 for Life?
Just received a letter from Newcastle with their new product (5% return per year for life) but cannot find any key facts to judge whether it is any good. Has anybody else received these details, and have any opinion as to the quality of the offer? I am a bit suspicious because of the way it is presented, and the timing…
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Kent Reliance Building Society BACS Withdrawal
I have a ISA with the KRBS. Thinking of shutting it down, i need the money, but may leave it for a while, but then will need the money quickly as and when etc. If i leave it for now, a cheque will take to long to clear as and when etc, does anyone know for sure or have they made withdrawals from their Direct ISA using…
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Is Post Office Savings safe?
In Martins money advice page in the NOTW today, a reader was asking if post office savings were safe up to £50,000 as the Bank of Ireland has been bailed out by the Irish Government. He said there were concerns about the strength of the Irish system, do you think I should transfer my savings elsewhere?
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UK Economy - Inflation or Deflation?
Inflation or deflation: which is it to be? http://www.guardian.co.uk/money/2009/mar/28/inflation-deflation-uk-economy
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Investment Funds Vs. Shares
Thanks to you all who advised on my previous thread. I am now finalising a spread of investments, some of which I will be investing in equities. Athough some will going into specific investment funds, I am itching to buy some medium risk shares (Glaxo, Rolls Royce etc). The question that I can't stop asking myself is…
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Is there somethimg wrong with my savings account
Hi I currently have £21000 in my Barclays saving account yet I'm only getting £1.15 a month interest after tax. Surely this can't be correct? Please advise?
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Viglen loan notes question
I have some viglen loan notes which will soon be coming up for redemption and wondered what there value would be. Is the value on the loan note what I should expect to redeem or is this some sort of nominal value? Angus
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Silver rounds EBAY
Can I buy silver rounds off Ebay without paying VAT? Or what other ways are there at the moment to buy physical silver, what is the best way?
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ISA Advice
Both myself and my husband have a cash ISA with Abbey, and have used this years allowance. After 6th April are we best to keep with the Abbey or change? Does anyone know do bank release ISA rates after the turn of the tax year, or are they out now. If they are out now, where is offering the best rates for next years…
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Funds denominated in USD
So it seems that a number of funds are denominated by USD. Am I right in my understanding that if I was to invest in such a fund (an I shares tracker) and the USD collapsed against the currency I ultimately wanted to convert my holding to (£ or AUD/NZD) then effectively I would have lost most of my investment because of…
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eSaver withdrawal: how is interest paid?
hi i've just sold my flat and have £200k equity to put into 4 savings accounts (for safety) whilst i rent for a while. Currently the accounts i'm looking at - which have easy access and pay the best rate - seem to be those that will only pay interest annually. i don't need to access the cash monthly but will probably be…
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Savings options on £2000 pm budget
Hello, I’m looking for some savings advice, My wife and I (newly wed) are anxious to save some money for our future but are unsure how to proceed. We currently have no money (so bonds or initial deposits are out) but are both currently working. If we run a (very) tight ship we could save up to £2000 per month. We could…
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Elbert Einstein
I read he once said that the greatest force was ''compound interest''. Investing $100 a month till retirement would turn close to $1000000. I'm a noob so where do you get this compound interest from if I start saving £100 a month? Thanks
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Interest rates for savers - I wish
Would be nice for savers HERE
