-
The formula that killed Wall Street
I just scanned and uploaded this excellent article for your perusal. It's an explanation of how CDOs came into existence and how the fundamental flaw in the underlying maths has caused the current market chaos. I had to put it on RapidShare as I have nowhere else to keep it. If someone wants to transfer it to a better…
-
Fund performance vs Manager performance
The fashionable train of thought at the moment seems to be that manager performance is key when predicting which funds will perform best in the future. However as I look into the history of each manager I'm becoming a little bit wary of over-relying on manager performance. Obviously if a fund has switched managers…
-
ICICI UK Bank - Problems logging into Internet site
I currently operate two browser applications, Microsoft Internet Explorer version 7 and Mozilla Firefox version 3. Unfortunately, neither of these allow me to access my new internet bank account with ICICI. Having queried this with them, with no success I might add, they tell me their site is only compatible with Internet…
-
Index Trackers
Hi I'm looking to track the following:* FTSE 100 * FTSE techMARK 100 * FTSE 250 * FTSE 350 * FTSE All Share * FTSE Small Cap * FTSE AIM 100 * Dow Jones * NASDAQ * Nikkei * Hang Seng Any recommendations on index trackers? I'm looking for cheapest but most accurate Thanks
-
NS&I fixed term finished - where to put money?
My 5 year fixed term account with NS&I is coming to an end. I'm not sure whether to renew and invest for another 5 years or put the money else where. This is money which I don't plan to touch but probably won't be adding to unless I change jobs and start earning a bit more. Current total amount is: £1,350 New Rate terms:…
-
Dunfermline Building Society Collapses
The Dunfermline Building Society has collapsed and is to be put on the market by the government, BBC Scotland has learned. http://news.bbc.co.uk/1/hi/scotland/7969882.stm
-
SavingsSumaryBox petition
I have readily added my signature to this petition having also found it very difficult to find the basic terms of my account. But could the petition be expanded to include online accounts? As there is often no paperwork at all for these it is even more difficult to see the basic terms. Can we have a petition to have a…
-
CF Ruffer European O and CF Miton Special Sits Portfolio Funds
Hello, I’ve been buying ISA funds for the last 10 years. Started with a tracker and, then, as I got more clued up, identified better funds. They’ve all out performed the FTSE 100 so I’m happy. Well actually I have repressed the memory of the Framlington Japan I bought in 05. Even that taken into consideration I’m happy…
-
Stamp out this type of Advertisement
Headline: Are you looking for somewhere safe to put your cash. Guarantees a minimum return of up to 5% .............................................................................. From an advert today in the Daily Telegraph from Stanley Gibbons ( Guernsey) limited. A question:- If I invest £1000 what is the actual…
-
Nationwide e-Bond
Have opened an e-Bond with Nationwide (just as an account to retain my membership). Have a few questions, not sure if anyone can answer them: 1. My FlexAccount has an R85 filed as I'm not currently paying tax. Do I need to send an R85 for the e-Bond too as they are "linked" accounts? 2. Does it show on internet banking?…
-
When to open an ISA? Now or after 6th April
I am looking to open a Barclays Golden Isa but when I apply online it asks if I want to open it for this tax year (April 2008- April 2009) or next tax year. I have never had an ISA before and which is why this one is goob because I can start with a small deposit. I just want to know do I open it now or do I wait until…
-
best account for 15 year old?
My daughter has just turned 15 and has around £7000 to invest. None of this has been given by us and she has no income. It's just gifts which have not been spent (from the rellies) since she's been born. She only needs to have instant access to around £750 of it and the rest she would like to put away fixed rate. Am a bit…
-
Exchange Traded Funds, an alternative way to invest.
I thought I'd start a thread to touch on the subject of Exchange Traded Funds, commonly known as ETF's, a market product which seems sadly overlooked in the UK. My own personal familiarity is with US listed ETF's where the widest variety and most liquid issues are to be found, so most of the stuff I will post on the…
-
Investments & Funds Research Help
Hi, I've recently opened up a fund builder account with Interactive Investor. After leaving the direct debit to fund the account for a little while, i am now looking for places where i can do my research on funds etc etc so i can quantify the most suitable place to invest my money.. Can anyone share any good websites or…
-
First Trust
I recently read that first trust were offereing savings accounts with rates between 3.5%- 4%, does anyone know anything about these accounts?
-
Need advise, saw Barclays financial planner
Hi Guys I saw a financial planner from Barclays. he did sound very pitchy like trying to convince me to buy something. Showing me graphs on the stock market etc. Basically he wants to to put my 15k savings into different funds, stock, bonds etc for 5 - 10 years. I had to take a quiz to see what type of risk taker I was and…
-
Buying Oil
Hi I would like to make small investment in Oil. I am not thinking about an oil company but rather the physical commodity. Could anyone make any helpful suggestions about how to do this? I understand that Oil is dominated by US Dollars so I am concerned about a potential drop in the value of the USD which would mean that…
-
Investments - Help and advice with changing funds sought please
Hi, I am looking for some advice regarding fund choices for existing investments. Over the past few years I have managed to save into some stocks and shares ISAs. However, the credit crunch has brought home the need to make my investments work harder. In recently reviewing the funds held in my ISAs I noticed sadly that…
-
Saving Gateway, 50p for every pund saved
Good evening and apologies if I've posted this in the wrong place. Surfing around the net today I came across an article about a Government scheme to pay you 50p for every pound you save, up to £25 a month over 2 years starting in 2010. Basically it seems to be for people on benefits or a low income, the full details are…
-
Loughborough r/s Plus 1 - historical rates
Does anyone know the historical rates for this account? I opened the account in March 2007.
