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Kaupthing Closing Interest
To anyone who closed their Kaupthing account in the midst of the ING takeover last year - have you received a closing interest payment from them around the 15th Jan? I received one and the narrative/description on the deposit looks like one they have used in the past. Obviously the account is closed so I cannot check it…
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Investing in Chinese currency and stocks
hi, I would like to make some investments in Chinese currency Renminbi / Yuan. Not looking to be making trades but rather just leave it so what is the best way to go about it? can i just go into a bank and open an Renminbi account? or some online way of getting them and where to deposit them? Also want to buy some stocks…
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Foreigner entitled to ISA?
Hi, I'm a little confused by how an ISA works. I have one myself but my girlfriend also wants to take one out. She is Japanese and has been here for 10 months on a student visa. She has worked either part or full time for all that period, alongside her studies (And pays tax on her earnings) Therefore, can she take out an…
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Euro vs. pound speculation?
Dear All Was hoping for some advice from all you clever people.... Rather by luck than judgement, we happened to invest our savings in Europe about 18 months ago, which at the time meant for every pound we put in we got 1.45 Euros. Obviously, we have been pretty happy about the way things have been going with the exchange,…
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iNTERNET sAVINGS
ANYONE RECOMMEND A GOOD INTERNET TERM SAVINGS ACCOUNT FOR EXPAT IN SPAIN AS SOME OF THE OFFSHORE ACCOUNTS DONT HAVE THE uk cOMPENSATION SCHEME COVER AND SOME ACCOUNTS WONT LET YOU INVEST IF YOU DONT HAVE uk ADDRESS
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Investment for Monthly Income
Could anybody advise me, or point me in the right direction to locate the best current providers of a monthly income from a one off investment. I need to invest some savings to supplement my pension Regards Jay
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Halifax Guaranteed Saver 6.25%
Hi, I have one of these open since June last year. It is still accepting new deposits. Will I get the same interest rate of 6.25% on the newly deposited money unitl maturity June 2009?
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Halifax Shares
Pls help someone, I have Halifax plc shares and now they are being taken over by lloyds I will be getting 0.6 of a lloyds share for every halifax share owned. How do I work out capital gains, on my new holding... I got the shares free when halifax became a bank back in 1997 I think... many thanks
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Is this portfolio balanced?
I'm an occasional lurker here, but a regular poster on the mortgage-free wannabe forum where some of us post regularly on progress http://forums.moneysavingexpert.com/showthread.html?t=944413 So a bit of background, we hope to clear the mortgage either in October (10yrs early) or no later than February 2010. We have need…
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Hargreaves Landsdown
I've been with HL for a while and until this week, they were helpful and good value. Then I came up against a seriously moody dealer (for which I received an apology) and today, the site kept logging me out of my account when I was at the stage of confirming a deal. They now have my money but I don't have my funds. Sundays…
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Getting the most for my sons CTF
I havent yet decided what to do with my sons money from the government as due to the current climate I see the shares option as a no go and with little interest from the banks it seems no matter which option I take it my son won't reap any benefits as yet. It looks likely that we will open a bank account and let him gain…
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Scrap Savings Tax, Please Sign Petition To Pm
Hi Money Savers, Somebody recommended signing this e-petition to the Prime Minister .The idea is to lobby Number 10 to scrap the 20% tax on savings interest. Especially now that interest rates are so low! It's quick & simple to do and hopefully the PM's got researchers passing this information onto his…
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Retirement investment
Hi! My Dad is getting early retirement within the next month or so and he would like to know where is the best place to invest his £100,000 payout with safety. Thanks!
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When do UK banks no longer become viable?
Hello all, I have just seen the news reports stating that the tax payers will now be paying to insure our own money (the banks). I believe the uk was meant to be a capitalist country where you rise and fall with the economy and not the communistic way of using reserves to bail out minorities companies (I do however, fully…
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NS&I Fixed Interest 4.92% p.a. for Higher Rate Tax Payers
The NS&I Fixed Interest Certificates might be of interest to some of you out there with money you want to lock away. They will probably only be of interest if you are a higher rate tax payer. The 2 year certificate is currently offering a fixed rate of 2.95% p.a. tax free (which is the equivalent of 3.69% gross p.a. if you…
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X-Raying my funds...
Ok so I have my portfolios on HL and Morningstar Now things that annoy me and make me unsure of who to look at; Fund Prices - HL are obviously the people I have my funds with, but when looking to see what price the fund is at, which do I look at? The X-Ray - according to Morningstar (who I use to look up funds) they say I…
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Shares in the current climate
People, I don't claim to be an expert in this field, in fact I have minimal experience/knowledge on share prices however, is it not reasonable to believe that eventually share prices that have taken a big hit over the last 12 months will recover? (maybe not to their previous value). I ask this because I have been…
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Royal London struggling???
Has anyone heard if Royal London are having problems? They were due to pay out on a matured fund 2 weeks before christmas but delayed payment until this week in January. It has been delayed again, and they now promise to wire the funds. I am starting to wonder if this is an indication of them sruggling to release the…
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How to save £25000 available mid Feb for taxbill 31Jan2010
Mid Feb I shall have £25,000 which I need to save for just under a year to pay a CGT bill which will be due on 31 Jan 2010. One option seems to be to open a Birmingham Midshires 1 year bond now. It is presently fixed at 4.2% and to hope it is still open for top-ups Mid Feb -- Am I being too optimistic? Another option would…
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What to do with ISA?
Current situation is: Got 52k sitting in an A&L cash ISA paying 2.55% currently. Have an A&L esaver2 account paying 3.14% net Have a 50k mortgage with A&L (Part n part 40k interest only) - currently at SVR-1.8% = 3.54% (3.5 years to run on discount) Now at the moment it looks like the thing to do would be to pay the…
