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Getting the most for my sons CTF

Options
I havent yet decided what to do with my sons money from the government as due to the current climate I see the shares option as a no go and with little interest from the banks it seems no matter which option I take it my son won't reap any benefits as yet.

It looks likely that we will open a bank account and let him gain the interest until the climate picks back up again when the markets start to stabilise it might be worthwhile transferring to the shares package.

I just need clarification from someone that I have read everything right and that this is the way to go or has someone worked out a way of maximising the £250 in these difficult times.

Any advice would be greatfully recievedA
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