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I am terrified - these are my life-long savings
I would be grateful for any views/advice - simply starting to panic now. We've moved to the UK 7 years ago and all these years were saving heavily - to be able to buy a property either here (if we stay) or back in our home country. We've saved about 70,000 for now- that's at a cost of living in a small cheap accommodation…
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Barclays caves to investor demands over £7bn funding
Barclays this morning moved to calm investor anger over its £7 billion capital-raising plan by offering existing shareholders a small £500 million slice of the deal. "The British bank also said today that its entire board would "exceptionally offer themselves" for re-election in April next year, and confirmed that its…
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Is Kent Reliance Safe-How does one check CDS?
Is Kent Reliance Safe-How does one check CDS?
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Irish banks shares at lowest ever
This morning all three major Irish banks appear on the very precipice . Anglo Irish shares now just E0.92 valuing the bank at only E 700M Liklihood a total collapse followed by Eire Gov / Lenihan bailout or nationalisation are getting stronger by the hour.
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Bradford + Bingley issue 3 rate dropped again
Just noticed it is now 4.51% for the Internet Saver (Issue 3)
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Capital One drops its saving rates by whopping 2%
Capital One has dropped rates on savings by a whopping 2%. I've just pulled my savings out. I only found this out accidentally. I think they dropped them on 14 Nov. Check out their web site.
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Pound could shrink to $1.28, currency expert warns
Sterling could drop to $1.28, its lowest level since 1985, and to 92p per euro in early 2009, according to Paul Meggyesi, a currency strategist at JP Morgan. "The UK may not be Iceland but the temperature is certainly dropping," he said in a note to clients. "We take an axe to our pound forecasts to reflect the risk of…
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A&L Online Tracker (inc Kaupthing Edge AER rate vent)
Pays 6% (includes a bonus of 1.50% payable until 04 January 2010), yet not mentioned in Martin's 'Savings Accounts' guide. Has the advantage over the e-Saver (issue 2) by being instantly accessible without a withdrawal penalty. The only thing I don't like about it is that interest is paid annually (1st October). PS, why on…
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Yearly Interest on a cash ISA
This is probably a very stupid question! I have a cash ISA with Egg.com and as the rate has gone down from 6.05% to 4.55% I'm thinking of transferring it (probably to Natwest). Interest on the Egg isa is paid yearly - will I still get interest for the time the money was in the account and when will I get it. Also if I…
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Whats better? 6.5% taxed or 5.5% ISA?
Im a standard rate tax payer, where is my money best kept (ignoring the long term benefits of an ISA)? Both rates are fixed for 1 year.
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Where should i deposit savings currently?
My mother wishes to move out of her home into sheltered housing. Because she has savings in excess of £6K she will be liable for rent in the residence of her choice, so she wants to offload the surplus into an account of mine to look after on her behalf. a) is this legal? b) I am/ is she liable for any tax? c) given that…
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SAGA 6.83% fixed rate closes on 30th Nov!
Must be over 50 and fixed for 1 year.
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Moneysupermarket.com not up to date with interest rates and account conditions
Yorkshire bank and Clydesdale have pulled their 1 year fixed rate bonds now offered at lower rates. These are incorrectly shown on moneysupermarket.com. They are also showing a 1 year halifax bond at 6% but the site fails to tell you the conditions are that you have to be a halifax or BOS current account holder already.…
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Cant login to Icesave a/c which was closed 2 days before crash - help please.
I closed my Icesave account 4 days before the crash. I never received the money. In the meantime, because I closed the account I was no longer able to login. Nothing strange here, this was the procedure at the time. However, Ive just received the standard email from FSCS which advises me to login, but I cant. What do I do?
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Nat West saver
Hello! I've filled my ISA for this year and am looking for a savings account that will give me a decent-ish return. I've been looking around the one below, from Natwest seems the best offer, but I wondered if I am missing anything? It seems much better than the ones that Barclays and HSBC et al. are offering.…
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Icesave Claim initiated without 2nd email
I know there is 3000 posts about this carry on, but started this as not sure if this has happened before, perhaps it is. I had the first email on the 4th Nov and nothing since then, just logged in not so long ago and was met with a different welcome than usual and was able to initiate the claim. I done the deed and checked…
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Consequences of high UK private debt?
UK public debt may be relatively low but levels of private debt (mortgages mainly) are very high. What does this mean for UK plc? Does it mean that potentially high toxic assets are being held by the banks and ultimately could be passed to the gov't? Is this another factor which could scupper hopes of quick recovery in the…
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Tesco internet saver / card reader
I have tonight finally got my tesco account to work and have ordered my card reader. What card does this read?: do they send you one or do you use your club card or something. They don't make it very clear. In the meantime how do I withdraw my money; not that I want to at the moment but its nice to know and they should…
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Trouble with Halifax Guaranteed Saver Reward Opening
1. When I tried to open it I only got part way through the account opening process, to the screen where it asks for a deposit, then my browser crashed, this was on Saturday. I logged in again and it was on my online banking with a balance of 0. Phoned Hfax they said it's all OK just make a deposit. 2. But my interest rate…
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Kent Reliance Building Society
Has anyone invested with these?? I don't know anything about them and am thinking of opening a fixed rate bond with them, 1yr 6% cheers
