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Anglo Irish loses over a quarter of its value in one day
Change: 0.30 (27.09%) Looking grim.
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What are the best fixed rate savings accounts still available?
All this financial stuff is a bit confusing for me and I have no idea how bonds are. I currently have my savings invested in First Direct and although they have great customer service, their interest rates are lousy so I am going to bite the bullet and look elsewhere. The question is where to start? Me and hubby can invest…
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Fixed rate bond interest rate reduced
I have several fixed rate bonds and read in the newspaper today that some banks/building societies have reduced the rates on them, ie Anglo Irish bank and Julian Hodge bank, can they do this? I thought when I took out fixed rate that it was fixed for the term? whats the point of investing in a "fixed rate" when it is not…
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Icesave ISA/Tesco Internet Saver Q
Hi, Just a quick (probably daft!) question or two! I had an Icesave ISA which I've just received back in my linked current account. Can I transfer it out into a normal savings account (the Tesco one, to get the bonus points!) and then back into my current account, before moving it on into a new ISA? Or can it only go…
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AKbank Review HD Rates Tomorrow
I'm told they will go down.
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Northern Rock Fixed 4.85% - good deal?
What do people think of this offer? Worth it? Would love to fix my savings as B&B are killing me at the moment. They seem to drop their rate a lot quicker than let you know about new savings account, where they will pay higher rates!
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NS&I Investment Account
I have £3000 in the aforementioned account but it's not doing much at all. What should i do?
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Supermarket banking good thing?
Hi anyone else think that the banking industry will suffer even more by supermarket banking/lending , or will it be customers benefit? What use is a 9-5 high street bank if you can pop into your local supermarket and do your saving , depositing , get holiday currency , loans and mortgages while your there getting your…
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ING Direct - how to become a "new customer"
I am an old (existing) customer with ING Direct. Can I withdraw savings and close my account and then apply to open an account again to become a "new customer" and take advantage of bonus rates? Or am I now an "old customer" for life? Cheers
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Looking for three 6-month bonds
I have just (thankfully) received my savings from Icesave and am looking for somewhere to quickly stash the cash for 6 months while the housing market settles. The total sum is a decent £150,000 so I need three bonds to spread the risk (not making the same mistake twice!). I already have a current account with the Halifax…
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Gross V AER - what does it all mean
OK, this is to the finance savvy. If 2 rates listed for a term deposit ( 3 yrs ), Gross being 5.81% and AER being 5.5%, which figure is used to work out the compounded on a deposit ? Also, if you could do so simply, can you please explain difference ?
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regular savings
I have a 16 year old son who receives disability allowance of £240 a month, I have saved £6000 so far in a first direct account but I want to know what would be the best way to continue to save regularly in his name. At the moment the account is in my name. I want to put all the money in one account.
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Halifax Regular Saver Interest
My Wife has had a Halifax Regular saver Account for the last 12 months, paying the 7% Rate. This has been drip fed (£250pcm) from her Halifax Web Saver (Variable) account, (presently 3.56%) This account has just reached maturity £3000. But the interest received was only £98.78 on the Regular saver account According to the…
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Barclays Monthly Savings 7.49%
Just been to open a Barclays Monthly Savings account before the fixed rate falls. It was.... odd. I only needed one form of id (driving licence) and she refused the council tax bill I'd also got with me specially. I then said about making the first payment today, and she said 'no, it has to be by standing order'. This…
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Rate cut hopes rise on record inflation fall to 4.5%
"Inflation tumbled at a record pace in October to 4.5 per cent, down from the 16-year peak of 5.2 per cent in September. The bigger-than-expected fall in inflation helps to explain the Bank of England's dramatic 1.5 per cent rate cut. Analysts say that the figure paves the way for more rate cuts. The Bank expects inflation…
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Bank of Scotland
Hi All, I’d be grateful of some opinions with regards banking with the Bank of Scotland offshore. I don’t have many options as I’m a none UK resident. They are offering a decent rate of interest on their fixed deposit account and I need a decent rate because I live on interest from my funds. I'm more concerned about safety…
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Transferring money from Kaupthing Edge - WARNING
A week ago (12 Nov) I did an online transfer from my KE savings account but to date (18 Nov) it has yet to arrive in my nominated account. KE say that the ING take-over has caused problems with administering transfers and they cannot say how long it's going to take to sort out the mess. The money disappeared from my KE…
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Kent Relience Bond.
I am interested in the 1 Year bond. I have never open a bond before. So a couple of question I have for you good people. I take it I would have to send a cheque of for the full amount with my application. Can I add to it after that? Is maturity 1 year from the day of opening the account. What happens when the Bond matures?…
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New Star Asset Management - Is my money safe or not?
Hello, I have 3.5k invested in two New Star funds and I am wondering if I leave them or withdraw them regarding the recent news about their financial health... (ie: http://www.h-l.co.uk/news/Expert-comment/articles/2314?rq=article) I'm only down 17% with my funds but they are winner in the long term IMHO so should I take a…
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Transfer from A&L to Coventry on the same day
I transferred from my A&L current account to a Coventry BS account yesterday and on checking my accounts this morning the funds were in the Coventry account on the same day as the transfer:j . Is this a first?
