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company saving scheme
I work for Skanska construction. ( built the London Gurkin etc ) and we have been offered one og=f these 5 year schemes in which you put away X amount each month and then in 5 years when it matures you can buy Skanska shares at a discount rate. thats if the price in meantime doesnt drop too far now i know we have some…
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Save for Grandchildren
Hi, Can someone please help us. We are talking of opening an account each for the grandchildren and us paying money in on a regular basis for them until they are 18 or 21. Can we open them in their names? Is there such an account as a Trust fund or such like? Sorry to sound so thick but this is all new to…
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PENALTY clause of Anglo Irish IOM`for early withdrawal
The penalty will be the amount of interest that would be earned on the funds being withdrawn over the remaining term.(extract from their fee sheet) Fair or unfair , moneysavers ?
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JPMorgan - problems?
My wife has a small portfolio of ITs with JPMorgan. Their website has been down for logins for almost a week now, this months direct debit has not been collected and the website now states that everyone will have to re-register their accounts! It looks like they have had major security problems. Of course their has been…
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Odds of winning Premium Bonds lengthen
http://www.telegraph.co.uk/finance/personalfinance/savings/3481636/Odds-of-winning-National-Savings-Premium-Bonds-lengthen.html The chances of winning a prize on a single Premium Bond, currently 24,000 to one, will lengthen to 36,000 to 1 when NS&I cuts the rate of return on the prize fund to 1.8pc from the present 2.85pc…
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RBS shares?
would RBS shares be worth a go with a view to the long term, & any guestimates in how long before they may provide a return?
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ICE SAVE - no emails at all yet.
:mad: I am getting worried as I still have not received the first email. Many Peeps seem to have received 2 emails and some have their money. Anyone else in the same boat? Chrissy
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The plan to bounce us into the Euro gathers pace!
"As the pound struggles to hold its own against other major currencies, the president of the European Central Bank says Britain is "welcome at any time" to join the euro. "There are a lot of advantages associated with the completion of the single market - you are not in an achieved single market as long as there are…
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Ireland poised to launch bank rescue plan
http://uk.reuters.com/article/hotStocksNews/idUKLJ27322520081119 sounds very similar to bank rescue plan in the UK The Irish government is on the brink of launching a multi-billion euro rescue plan for the country's banks, including an injection of taxpayers' money, the Irish Independent newspaper reported on…
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Funds...why bother
I have just totalled the sharedealing I have done with the proceeds of a policy I took out with a well known finance house, after two months I have made back the £1500 I was down after saving with them for ten years! Funds why bother:rotfl: :rotfl: :rotfl: Thoughts.
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Tesco Internet Saver Account Number
I've applied for a Tesco Internet Saver and got a lot of forms to fill in including a DD form and an R85. I've got a question though. I need my account number for this. Where do I get this? There is no evidence of it on any of the forms I've received. I also can't register for internet banking without it. What do I do?
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Saga savings
Are Saga savings accounts covered by FS compensation scheme?
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Investing in stock market vs paying off mortgage
Have 50K lump sum, best to invest or pay off mortgage, or do a bit of both? If invest in stock market, where do I start? Am complete newbie. People keep telling me now is a good time to invest as market is low, so will get good return for money. - Have seen a few IFA's, but all have a different view, leaving me…
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fixed rate bonds
Hi there, im new to this forum, i have 2 fixed rate bonds with icesave 1 matures on the 7th dec n the other mid jan, the dec one is for 30k n jans 5k, if i let these mature would they get paid out in jan or separate? Chees, ps still not had my 2nd email.
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Premium Bonds - A Good Time To Buy?
One of the negative aspects of holding premium bonds is the fact that inflation can eat away at your capital, so if we go into a period of deflation that everyone is talking about would this mean it would be a good time to buy premium bonds?
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Post office instance saver dropped to 3.75%
deduct the 1.5% 1 year bonus, and we have a grand rate of 2.25%
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£50,000 limit.
Hello All, could anyone advise me on the following situation. I have fixed term bonds with BRADFORD & BINGLY, & THE ABBEY, when i invested in these bonds, the ABBEY and B&B were separate institutions, they have now amalgamated, becoming 1 institution, which leaves me at risk, because i am now well over the £50,000, F.S.A…
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The banks are having to pay 12% interest
The banks are having to pay 12% interest on the preference shares that were issued to the government for the bailout but in Barclays case a whopping 14% to a sovereign wealth fund if they are so desperate for cash why not just pay a good rate of interest and attract savers or am I missing something, Banks deserve…
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Natwest e-saver 6% help please
Hi, I currently have a Barclays day-to-day savings account but after problems with them on my current and savings account I am looking to switch to Natwest. Now I am rubbish with percentages and so on (I only opened my last savings account with Barclays as it was quick and easy - didn't shop around), could someone guide me…
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Some advice for short-term saving
Hi Guys I am going travellign next year and have been saving like mad. My ISA is now full up for this year and I need to get a savings account to use until we go next July. What's my best bet? I have been all over this site and it's making my head spin!! Also, is it worth moving my ISA? It's currently with HSBC and I have…
