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If BoS goes down does it take NatWest with it?
Hi, NatWest has a great savings rate but I'm not sure how safe the bank is considering it is owned by Bank of Scotland. Will a bankrupt BoS destroy Nat West too? The rate it offers seems too good to be true but could this be due to internal problems as in the Icelandic banks that were offering 11% rates? I can't see how…
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ICESAVE paper application
Anybody received one yet? I have opted to wait till maturity on 3 fixed term accounts, the first one matures on 17th Dec 2008, so I am wondering if my gamble will pay off.
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Interest rate cuts
I have been looking at the "Alliance & Leicester eSaver Issue 2" account and the "Halifax Guaranteed Saver Reward" account. Alliance and Leicester say that the esaver account will stay 0.50% above the BOE interest rate until 2010. Its currently paying 6.30%. The Halifax account is fixed at 6.00% for 12 months. Which is the…
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Are ING savings protected by the govt backed guarantee....
Ask above, i ask on behalf of a pensioner who needs to move some money between accounts and needs reassured.
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Government Rock PLC E-Saver Is Back @ 5.15%
http://www.northernrock.co.uk/
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AER Cheating
So now AA is near the top of the table with headline grabbing 6.46% AER :confused: but the gross is 6.28% and must be paid into another account. Unless you can pay it in an account paying 6.28% gross you will not achieve 6.46% over the year. It's a cheat and the "actual" AER is 6.28%. I have complained about this practice…
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Savings Update - 17th-18th November
SAVINGS UPDATE - 17TH-18TH NOVEMBER Bath BS FIXED RATE BOND Issue 2 paying 5.85% withdrawn w.e.f. close of business 6.11.08 Saffron BS TRACKER BOND and MEMBERS TRACKER BOND launched w.e.f. 17.11.08 Kent Reliance BS DIRECT ONE and TWO YEAR FIXED RATE BONDS will be withdrawn w.e.f. 5.00pm 20.11.08 Newcastle BS INFLATION…
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Opening an account from abroad
:confused: I am currently living abroad but would like to chase the rates (currently using FirstSave and ex-Kaupthing now ING) and open a new savings account. I liked the look of the AA account but on applying it has a notice saying not to apply if you are outside the UK. I can provide a UK address and my bank and credit…
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Icesave Fixed Rate Bonds
OK it's my first post. I have £50,000, plus the interest until 8.10.2008(?) in a fixed rate bond which was due to mature in January 2010. I've not yet received the second email which will enable me to get my money out if I choose to do so but before it arrives I have to decide whether to leave the money in until the…
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Where to re-invest my icesave money?
As title really, the money has just been sitting in my normal bank acount for the past few days until i decide the best way forward. I will need some of the money in the relative short term, so needs to be something with easy access. I probably won't bother putting it into another isa. :confused:
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Fnding a 2 year isa bond
hi i have 3600 i want to put into a fixed rate isa for 2 years Nationwide offer 4.75. Is there any decent rates on isa bonds at the moment thanks Beatrice
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Lloyds TSB approves HBOS takeover
Lloyds TSB says 96 percent of investors approve its takeover of HBOS. Almost 97 percent back resolution to issue new shares for fundraising
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Kent Reliance one year fixed bond (6%) closing on Monday 28/11/2008
Thought people would like to know this information because if some - like me - are looking for somewhere to put their Icesave money, the application for this Kent Reliance account has to be with them by the 28th November 2008 - I just spoke to them on the phone.
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Bank of England interest rates
Who is supposed to benefit from further further cuts in Bank of England interest rates when the banks have said they won't pass it on to borrowers.:think:
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Fast transfer to A&L esaver2 is risky
Transferred 10K to A&L esaver2 from linked HSBC account via fast transfer, but 24 hrs later it does not show in A&L esaver account. HSBC confirmed that its been transferred. Contacted A&L and was told it takes 4 days for them to accept the transfer!!! Contacted A&L: "Is this what is called fast processing transfers from a…
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Possibly a stupid question - fixed rate savings with AA
This is quite possibly a very stupid question that I should know the answer to! I am in the process of opening a fixed rate savings account with the AA Savings, which I started before the rate drop. They have said that they will honour the rate available at the time I started the process and open the account although it…
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Is this bond worth it?
Hi, first post but long time reader! I just have been to my band while out buying tropical fish of all things but I had £2000 lying spare as the wages came in as well as some other things, so I transferred it to my ISA. The lady then suggested I should try what she calls the Premium brand bond, here it is here...…
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Alliance & Leicester - sneaky rate drop
I was just checking what interest rates I was getting on my variable rate accounts and: A&L esaver - opened at 6.5% early this year. Has w/d penalty - no interest on total deposit in month you make a withdrawal except in July(for sure) & at the anniversary or end of bonus. I went in eyes wide open - understood the…
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Go above the FSCS limit in Halifax/Bank Of Scotland?
Do you think it is unwise to go over the FSCS limit in Bank of Scotland/Halifax? They are British and taking government cash, but is it just not worth the risk that the government might not cover anything above the FSCS limit for HBOS (or fail to rescue it)? Seems unlikely it would fail, but what with people almost losing…
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transferring cash ISA into shares ISA?
Does anyone know if you can split an existing cash ISA into a new cash ISA and a new share ISA? I don't want to risk all my existing cash ISA on the stockmarket!
