-
Childrens inheritance
My 3 children ( 11,17,and 17 ) have all just inherited £60000 each. How do I invest it. The twins are off to university next year so I am thinking of having £300 each readily accessible to pay for them through university and then invest 30 each. the 11 year old I need a longer term view but am risk averse.
-
Lloyds Regular Saver Withdrawal Question
We took out the 2-year Lloyds Regular Saver in February 2007, so it is due to mature this coming February. However I am considering transferring a substantial part of it to the BM fixed rate bond now, rather than having to take what might be available in February. I can't remember the T & Cs regarding withdrawals and can't…
-
Kent Reliance at 6% or Tesco at 6.5%
Hi all, I'm in two minds as to which of the above accounts to invest in. I have a sizable amount of money consisting of savings and my student loan and would like to put it away for a couple of years. Kent Reliance's 2 year fixed bond appeals to me as the interest rate is comparatively high, but the account is operated by…
-
Is this right?
Have been informed that if I wish to surrender in my with profits policy they are going to charged me £2,000 to do so! :eek: However, on their website it says that these charges take effect from the 21.10.08. We got in touch with them on 16.10.08 and told them that we wished to surrender our policy. No mention of this…
-
Britain to Lend Iceland Money!!
Yes really, that's what the BBC is saying on the news. I can't find it on their website but if I see any links I'll post them up. I think it was 2.2 billion we were going to lend them. I can't see this going down too well to be honest - I hope the BBC has it's facts wrong or there will be a huge public outcry. I am…
-
Yorkshire Internet Saver
Hi Could anyone who has an Internet Account with Yorkshire Building Society assist me with my account? I am a new Customer having deposited £1 by cheque payment, which shows up in my Y.B.S account. First I am able to log on, no problem. when I want to transfer money from my Bank Account I use the Y.B.S option to do so, and…
-
Any decent fixed 3 or 6 month savings accounts about?
As the title says i am wondering if there are any decent short term fixed rates still available?
-
Sterling Financial-Lost 20k in a year
Hi everybody. I am posting this on behalf of my parents who are looking for a bit of advice. They have had a product with Sterling Financial for the past 4 years.... It had been going great, up until this year where it had lost over £20000, which is a third of the investment. On signing up to this product, it had been…
-
Premium Bonds - Beating the odds?
I've had 500 premium bonds for 4 years. Martin's caclulator suggests the following likely outcomes: Win £0................36.8% Win £50 or more....63.2% Almost twice as likely to win £50 or more than winning nothing but I beat the odds and won nothing. In the meantime I have, of course, missed out on the interest that I…
-
The Kingdom Bank
Does anyone have any experience of dealing with The Kingdom Bank. They are a very small UK bank with links to the Christian Church. I am thinking of opening an account with them and really need some feedback on how efficient thay are. Many thanks.
-
More than £50,000 advice needed
At the moment I am a non-tax payer so most of our savings are in my name only so I can claim gross interest, which means I have more than £50,000 in my name only. My husband and I both have cash ISAs with the Halifax currently at £25,000 each and we haven't used this years allowances. Yeterday I opened a Halifax Guaranteed…
-
Premium Bond Prizes Take a Nosedive
It was inevitable given the rapid fall in bank rate, but the news is about as welcome as a f*rt in a lift .... "The number of Premium Bond prizes is being reduced following the recent cut in the Bank rate to 3%. National Savings & Investments (NS&I) said the total Premium Bond prize payout would drop from £87.8m this month…
-
Savings Advice
Please would someone give me a bit of advice. Myself and my boyfriend are both self employed plumbers, last year we overpaid the mortgage by £3000. Due to the current down turn in our workload, we have taken the £3000 back from the mortgage company, as a safety net just in case work doesn't pick up in the next year. I…
-
ICICI BANK Fixed Term Savings Bonds.
Anyone thinking that our Customer Service in British Banks is generally poor,please check this. We went to renew a 12 month savings bond with ICICI,on their promise of high interest rate to act now. Registering on site failed.So on phoning to register,were told all was now set for new Bond.Nothing showed,so phoned and…
-
thanks to all
Hi everyone, I have just registered and this is my first post. I have been visiting these boards for about 3mths. now and during the Icesave debacle I found the info. on here invaluable, it seemed to be the only place I could find up to date info. It was a great comfort to know that people were trying to help and I wasn't…
-
Anglo Irish Bank stuck in peat bog?
I have been waiting over 6 weeks to open a Fixed Rate Bond. Repeated phone calls redirect me between departments in London and Leicestershire and nobody can tell me what.s going on. I suspect the trick is to pass the parcel long enough to miss the deadline for the 7.05% I was promised on application. Meanwhile, because…
-
Halifax ISA Share Saver
Hi all I currently have a Halifax ISA share saver, where the monthly contributions are being directed into their medium risk savings plan. Over the last few years I did really well out of the account and prior to a withdrawl in JUne 07 (wedding costs) we had substantially more than we had invested. However with the stock…
-
do any offshore banks offer credit cards ?
do any offshore banks offer credit cards as part of having a savings or current account ? if so, do any of them offer the 0% fee for taking out money overseas ? many thanks in advance for any replies:beer:
-
Kent Reliance 1 yr fix 6% bond closing today 5 p.m.
See the Emoneyfacts link https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=178341 Just rung KR. You can either download their application form, or else ask for one to be sent. All money and application forms have to reach them by 28th November.
-
ICICI's useless website
Trying to access my account, each page taking about 15 minutes to load. This bank really doesn't do itself any favours. n.b. not trying to start a panic or anything, just having a rant. Useless website = situation normal for ICICI.
