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NS & I tax free savings - any good?
I wondered if anyone could give me their views on these 3 and 5 year savings options with NS& I which are tax free. Are they worthwhile and likely to earn me more than say a S & S ISA?
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Best way to transfer Euros into a high interest UK sterling account?
i have a decent sized lump sum (10k) that i want to deposit in a british high earning savings account for a 1 year period. i am self employed and it is my income tax that i put aside for payment next year... in holland! but in the meantime, it sits in a low interest "high interest savings account" in the netherlands...…
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bank savings and investment query
Hi everyone, I've read the info on this site about protection limits for bank savings and investments and understand that these are governed by two different rules. I have savings (bank savings and cash ISA) and investments (stocks and shares) all with one bank. The total invested in savings is under £35k and the total…
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Natwest to Lloyds Cash ISA woes.
Opened new Cash ISA with LLoyds on 6th April. Filled in forms to transfer previous balance from Natwest. Letter from LLoyds confirming contact with Natwest to request funds on 24th April. Now nothing. Total inaction. Natwest deny receiving the letter. my money is stuck in Natwest nearly nine weeks after i filled in the…
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Investment advice warning....!!!
Bad investment advice!!! Can anybody please help…? My girlfriend was given a lump sum (20,000 euro) payout due to bereavement. This money she did not want to use under the circumstances. After speaking to a friend who is a director of an investment bank she invested the money in two companies. This investment initially…
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Investment advice warning....!!!
Bad investment advice!!! Can anybody please help…? My girlfriend was given a lump sum (20,000 euro) payout due to bereavement. This money she did not want to use under the circumstances. After speaking to a friend who is a director of an investment bank she invested the money in two companies. This investment initially…
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Halifax Regular Saver 10% interest for a year.
hi all, does anyone know if the Halifax Regular Saver offers 10% interest for existing customers? i looked at there website, and it looks like it probably does, although doesnt explicily say. thanks.
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Anyone dealt with Julian Hodge Bank?
Hi All Has anyone any experience of dealing with the Julian Hodge Bank? I have been to their web site and although they are a very young bank (1987) they are currently offering a 6.5% AER Fixed Rate ISA and are also part of the Financial Service Compensation scheme (35K). Overall, looks like a good deal to me! Any comment…
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Halifax problem (W8BEN form)
Hi all, I have shares in a company list on the US stock market. Halifax hold the shares for me but they are refusing to accept a W8BEN form (the one that means I get taxed at the US-UK treaty rate of 15% on dividends instead of 30%). I've read up on this a bit and all the info I've found says that I should send the form to…
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Does this make sense?
I have an ISA at the moment that pays 5.5%, I am thinking of transferring to IceSave, I have two key questions: 1. Is this the highest interest rate available for ISA transfers at the moment? 2. I have some money invested within another account at IceSave, if the bank ran into problems would both accounts be individually…
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Tidying My Finances
Having just made a number of changes to my savings portfolio I have managed to free up £6000 that was doing nothing (I cashed in some premium bonds). I have maximised my ISA allowance for the year. I also have some saved in IceSave. What other options are available to me, I want to expand my limited portfolio? Thanks
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How to save??
Hiya, I Would like to start saving a small regular amount every month and i mean a small amount prob between £20-£50 a month. But my problem is that i have no idea how to go about making the most of the little money i can afford to save each month. I have a friend who saves a regular amount every month and it gets played…
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Where to put my money...?
My current plan is to put some savings in a Kaupthing Edge 12 month term deposit account @ 7.01%AER. I have a HSBC current account and am planning on putting the full amount in to a HSBC e-ISA @ 6.25%AER. I'm planning on saving regularly each month in to a savings account. I also have a few grand I want to put straight in…
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Children's savings account needed any ideas?
Both my childrens savings are in the Halifax, there is £2k for one child and £1.5k for the other. The Halifax account pays the interest annually and I had to drip feed in monthly, sorry can't remember the annual interest rate but it wasn't bad. This rate expires in June and I can never find a savings account for them with…
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Card Scanner stuck to cash m/c
Hi guys n gals i dont know where to post this.But i was in Newark today and i used the Barcley`s bank cash point and noticed a card reader stuck to the card slot.So this is a warning to anyone who withdrew cash from there today (10/06/2008) to check thier bank details and/or cancel your cash card and get a new one. i hope…
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Halifax Circular to Shareholders
Have recieved this today and wondered if anyone could give a brief explanation of what its about in laymans terms, please?
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How best to save £1000 per month
My husband and I would like to save £1000 per month. We have already used our tax allowance for ISA this year so that is not an option. We need access to the money if required but want a decent interest rate of the accrued savings. Any ideas of good rates out there or any other ideas of how we should invest the money. We…
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Best Performing Funds
How would I find out what the current best performing funds are? I want to invest my share ISA allowance into BRIC countries and wondered how to find out current performance. Thanks
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Regular Savings Calculator - New MSE Tool!
Hey folks We've built a new calculator to help work out the interest on Regular Saver accounts, as part of a big update to that article. If you've got 5 mins to go and have a play with it, and let us know what you think, and especially an little erros or glitches we may have missed, that would be fab…
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What do I do with my money?
Dear all, Having read all the advice here and not being able to consume all the information fully, I thorw myself on your advice. Currently, I have* Halifax ISA Saver - £13,000 * a 2 year fixed (I can't touch without losing interest) Web Saver with the Halifax, with about £1,700 in it, * a stocks and shares ISA, which I…
