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Been left £35,000 What to do with it?
Need to put it somewhere so that I can use it and take out the following direct debits 2 X £500 A MONTH TO HALIFAX 10% REGULAR SAVER 2 X £250 A MONTH TO BARCLAYS 7.5% REGULAR SAVER ALSO NEED TO SET UP 2 ISAS FOR ME AND WIFE- ( to be honest never ever set one up before as we have always lived from week to week with no…
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Where to put our money?!!
After our monthly outgoings, in an average month we tend to have about 50% of our income "to spare". In our household, "to spare" means "to save" rather than "to spend"! We have three places to put this money: 1. Into the mortgage, on a 6.59% flexible deal. We can overpay as much as we like, as often as we like, and…
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distribution funds
i am tied into a couple of dist funds (NU bal Dist & Stan Life Dist) now obviously i could come out of these with a penalty but whats the experienced view - stay in for the longer term or quit while i can? Thanks
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Help!!! Can anyone give advide concerning halifax isa's Please
My Parents have had approx 30K - 40k invested with Halifax for the last few years. When they had their last review last year they were told it had hardly grown at all because of the market, in fact it was less tha if they had put it in a normal savings account!! They have an apt with them as they are concerned about their…
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LloydsTSB Classic Plus
As mentioned in this week's email (many thanks Martin !), this account is now paying 6% - but only if you ring them up and ask for it. How ridiculous is that, do they think that people would not want higher interest ? Talk about sticking two fingers up at their customers. Anyway, I've done it :j
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Saving Accounts for Inheritance Trust Fund
Hi, My first post so apologies if I've missed another thread on this subject. Sadly my mother passed away recently and left her savings in a discretionary will trust of which I'm one of three trustees. I've managed to progress opening a chequing account with Natwest for the three trustees to manage, but I'm struggling to…
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abbeys 9% savings rate
HI can anyone tell me about the abbey nationals offer of giving 9% in a savings account bond but you have to save the same amount in an investment account? for 3 years they say that the initial money ivested is guaranteed does anyone think that this is a good investment? thanks.
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a quick question about isa's
i wonder if anyone can offer advice to me, mself and my wife have about 12,000 in savings. we sold our house in setember and now live in rented, but still looking for houses, invested the captial from the house sale and we wont have the capital or the interested earned on it until september this year. We will then look at…
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recession? investing?
if and i do state if because thats not the question/intention of this post, we are having/going into a recession then what are peoples opinions on the best companies to invest in? - shares/funds etc ie that will do well in hard times :beer:
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non tax payer looking for saving help
Hello i'm new to this forum and i dont know much about savings. I'm a professional poker player from england so i dont have to pay tax on earnings in this country, i'm therefore a non tax payer, i'm looking at starting an online saver with tescos at 5% net.…
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Legal + General ISA - 20%+ immediate return
L&G are offering £110 cashback on Quidco for a mnimum £500 investment in their S&S ISA - so straight away you get 20% return on your money! Obviously it's not all sweetness and lights - S&S can go uo as well as down. There are intial 3% charge and 1% man charge a yr Worst Worst case - Lose all £500 and left with £110 -…
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Large Savers
Just out of interest, how do you think those with huge amounts of cash (millions) keep their savings safe? Most of use shuffle around a £35K limit if we are cautious but it could be difficult (albeit a nice problem) if you had loads of cash. Mark
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A+L Share Price Watch Now 3.1875
1 week ago .............. 412.50p 1 month ago ............. 510.50p 3 months ago ............ 534.00p 6 months ago .............700.00p 1 year ago .................1127.00p TODAYS CLOSING PRICE 318.75p :eek:
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Yorkshire BS - 2 Year FRB 7.00%
Yorkshire BS - 2 Year FRB 7.00% Yorkshire BS 2 YEAR FIXED RATE BOND and 2 YEAR E-BOND paying 7.00% will now be launched w.e.f. 14.6.08
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West Bromwich BS E-Bond 7.05%
West Bromwich BS E-Bond 7.05% E BOND Issue 13 launched w.e.f. 11.6.08: a fixed term internet operated account maturing 30.6.09 with a minimum investment of £1K paying 7.05% on maturity (6.83% monthly). Earlier access and further additions not permitted. 11 Jun 2008
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Kaupthing Edge Problems
Some info for anyone else in the same boat.... Opened an account with KE last week and everything went smoothly. Got my account number, usename and password as expected and updated all my details online. Arranged a BACS transfer from my bank to put the first funds into the account and it should have got there today.…
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Money to invest before i spend it!
Hello, I've just had a small win fall (lucky me!! :o ) and would like to invest the money so i don't spend it! Can anyone help point me in the right direction of a good savings account - a fixed rate would be good? I would also think about tying the money up for a couple of years if it was worth it but don't want to put my…
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Phoenix investment plan
Hello, I opened an Investment account with Abbey which is now run by Phoenix. I placed £2000 in the account in the year 2000 and have not touched it since. I requested a surrender quote which came back this morning saying that the surrender value is £2070.77 but this cannot be gaurenteed as it may go up or down by the…
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HBOS Share Bumph
Has anyone read it, and can summarize what it's all about? All I really want to know is whether it's going to cost me anything. I'm regretting keeping my privatisation shares as it is, without pouring good money after bad. I assume investing more money is optional!
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Confused about best interest
OK, I've been reading through the Savings Accounts and Regular Savings Accounts articles which state that Regular are better. So, if I fill up the top 3 listed Regular accounts each month to the max, £500 in Halifax, £250 each in Abbey and Barclays, that will be a total of £12,000 saved over the year. Using the calculator…