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Buying US stockmarket shares
What's the best way (website, online trading company etc) to buy and eventually sell US based shares like Microsoft, Yahoo, Apple, Google etc. I'm after a good service, low fees, people who had a good experience etc? Also what if you want to bind them into a self picked ISA? Are there good UK based companies which allow…
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Reason for unit trust price fluctuations
I was planning to buy some Legal and General High Income units but can't understand the reason of the frequent price fluctuations. Every one or two days the price either goes up or down by 2 to 2.5% which is a lot for a bond fund. Not something that other bond funds seem to do so was wondering if anyone knew the reason for…
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Northern Rock website sign-on
I've just tried to effect a transfer between two NoRo accounts. Got as far as the final confirmation when it said it could not display the page - and, of course, because it was a secure page, using the browser back button doesn't help. I have no idea whether the transfer has taken place as it now says I am signed in on…
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Poor investment idea...what next?
This time last year I was persuaded by my bank to invest in a share scheme. At the time I did not foresee that I would need this money (2500£) urgently within a year - I fully intended a long-term investment of at least 5 years. Now I need this money quite badly, but the shares have taken such a tumble in 18 months, I have…
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£1000 to invest for children??????????????????
Hello I'm new to the MSE Forum. :grouphug: My question is that I have £1000 to invest per child - two children (not mine!!!) But I want to put the money somewhere that I won't have to look at it until the children turn 18! 9 years for one and 13 years for the other! What is my best plan of action please? Its been in the…
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Nationwide - incredibly inefficient
Hi All Has anyone else had problems transferring their ISA into a new account at the Nationwide? I have been waiting for about 25 days now for them to transfer my ISA over - and the original one was at the Nationwide too!! So I am not asking for money to be transferred from another building society, just from one account…
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A&L lost 3 R85's and are still taxing my interest
Hi, I have an A&L Esaver account but as it was recently opened (three months ago) I had to register an R85 for gross tax, but it has been two months since I sent the form in. The first form I delivered to the branch, she refused to give a receipt. It wasn't registered. I sent a second R85 form by fax to the number after…
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NS&I GEB issue 15 - Worth it?
I see the new NS&I GEB issue is out. Does anyone know whether this is worthwhile. Thinking of changing from Premium Bonds to this. Opinions??
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Kaupthing Edge
Kaupthing Edge have a 'clean' 6.5% Savings Account that Martin recommends so I am tempted but does anyone have any experience of dealing with this company? Any hiccups in application process, customer services, etc. All feedback welcome.
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NW Bond (one year) - early closure allowed?
hi all, just need your help. i know that the nationwide e-bond (one year) can be closed early subject to an access charge as detailed here: http://www.nationwide.co.uk/savings/e-bond/legal.htm Can someone please tell me whether this also applies to an ordinary NW fixed-rate bond (one year also) (in other words, a non…
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Question about tax on savings
How is it decided whether you pay the lower or higher rate of tax on savings? Just wondered as I'm never asked what my salary is when opening a savings account.
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Closing accounts
What happens to interest when you close account in the middle of the year?
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Best Time to Moving Accounts
Hi can anyone help - I am about to move some of my savings from an account paying variable interest rates (monthly) to another bank paying a fixed rate (monthly). Is there a best time during the month to move it, minimising loss of interest. Martin
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Moving To Europe, what do I do with savings?
Hi there, I am moving to Europe in September. I have some savings, as the pound seems to be declining, is there a way I can put my money in Euros before I move. Im not into trading to make a fast buck, Im just worried my money as pounds will steadily weaken against the Euro and reduce my buffer to settle abroad. It will be…
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NS&I Index linked bonds change
NS&I have issued new index-linked bonds 3-year 17th issue RPI+0.70% 5-year 44th issue RPI+0.70% Maybe they need money now to pay for the 10p tax write-off.
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Confused About Tax on Savings
I'm trying to work out where to put some money away for a year. This money is "stoozed" so I'll have to withdraw it later, so I don't want to put it in an ISA where I'll lose the years entitlement. Many people have told me that a fixed rate bond is best here. I'm a higher rate tax payer, so in crunching the figures I'm…
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Modest Sized saving for those with tax free status?
Hello there, I was looking for some advice on where to put my parents money! My father is 80 years old and my mother 59. Neither is in best of health, and both have tax-free status. Over years of being frugal and tucking cash under pillows, they actually have managed to amass a fair bit of money. (although small compared…
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ING offers 6.5% on existing savings
Just got an 'invitation' email from ING: Typically complicated but what it means is 6.50 AER/6.31 gross variable from now until 1 October (about 4.3 months) - being linked to their 4.75 AER/4.60 gross basic account. BTW got a mailing from them today saying their 1 year / 6 month deals are ending shortly (not too well…
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Portfolio Management Service?
What are your opinions on using a Portfolio Management Service like Hargreaves Landsdown to run your investments? The fees look quite high but I think it might be beneficial for a relative novice like me. I am invested through SJP (for the last 2 years with average results) but tbh I think they just take the fees and their…
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Fixed Rate Bonds - 7.10% Firstsave for 1 year and general trends
According to Moneyfacts FirstSave are bringing out a 7.10% one year bond(*) tomorrow; and Principality have brought out a 6.9% 9 Month bond: http://moneyfacts.co.uk/savings/bestbuys/short-term-fixed-rate-bonds.aspx What do people make of this? I thought with LIBOR stabilising and dropping we had reached the peak of Fixed…
