-
Joint savings account advice please...
Can anyone recommend a good joint savings account for myself and my gf? At the moment we can only afford to put in a couple of hundred pounds per month and would like to make withdrawals every few months. Ideally we would both like a card and an online area we can both log into independently to view transactions etc.…
-
Where to invest £15k?
Hi My husband would like to invest approx £15k for his 2 children from his 1st marriage. They are 12 & 14 years old and the plan would be to use this money for their 1st cars/uni, or whatever they choose when they are 18. Any advice on what the best options are? We do not want their mother knowing about this - does this…
-
savings advice please
I recently inherited some money, and i would like to save about £3k of it. Where is the best place to put it? Savings account? ISA? what? thankyou. I have no other savings at all this is a start for me!
-
What on line savings accounts accept Power of Attorney
I am looking to invest four £30k accounts for Mum. In my town the banks interst rates were too low and I have opened accounts at the remaining Building Societies. Are there any online places to try or its a journey to the next town.
-
A&L regular savings accout 12%APR
Guys/Girls Been looking at this one, it says you have to open a current account with them too with a minimum £500 per month. Not a problem so far, but , does this have to be a salary? (can I just deposit £500 pm?) If it has to be a salary can it be a joint account (ie keep my salary in my own bank, but have the wifes go…
-
looking for highstreet bank account that comes with cashpoint card
Hi, A friend of mine is looking to start saving some money regularly each month for an "emergency" fund but doesn't like using the internet and wants an account that comes with a cashpoint card. I can't seem to see which of the best (highest interest rate) accounts listed on this website and others definitely include a…
-
I need a chequebook account
I have 3 different basic bank accounts - one I use for my main account to have my wages paid in to, and the other two as savings accounts. I really need to get a chequebook account for one of my savings accounts as the cost of Postal Orders is extortionate. I got one the other day and it cost me over £5! :mad: I have to…
-
Just a question about entering the Share investing world
Hi I'm new into share dealing. I plan to start small and slow and gain experience. I just have a question regarding share dealing sites. I want to be able to invest say £1000 and have the option of withdrawing me total cash and earned profit immediately from an online share dealing site. For example if I put in £1000 and…
-
which a/c for grown up kids???
Hi I'd like to set up a savings a/c for my children and assume an isa would be best so as not to pay tax. My children are both over 18 but i don't want them to know about these new a/cs yet. Neither are in a position to save in an isa, but can i open accounts in their names as I already have an isa a/c in my…
-
Shares!
Hi everyone, Not sure if I've posted this in the right place so please correct me if it is. I was wondering how to make money out of shares? I dont currently own any and dont have a clue how to buy/use them or how the market works. Can anyone tell me how it works and if it's something that can make you money or not?…
-
Lloyds Regular Saver
My last standing order has been transferred today to my Lloyds Regular Saver - does anyone know what happens next - i.e. when is the interest added and when should I transfer the cash to another account. What do Lloyds actually do with the sum if I don't do anything (highly unlikely, since most of their savings accounts…
-
Child's Accounts?
Hi, I have a son who I have setup a HFX Regular Saver and Save4It account for. I currently have a standing order setup depositing £25/month into the Regular Saver. The interest has recently been added to the Regular Saver for the 2nd year and he now has savings in his Save4It account of over £1000. Now because there's the…
-
Saving in Canadian Dollars
Hello, My Fiancee and I have just received a cash gift of a few thousand Canadian dollars from her parents. It's to help with the cost of our wedding, but as we believe we have that pretty much covered we've been playing with the idea of saving it. We don't want to loose money converting it to sterling though and as we…
-
Premier Low Risk fund
Dear All, How can a Royal Scandia Premier Low Risk Fund taken out in August 2002, stating a 0% exit penelty after 5 years, now in 2008, with no increase value, from the original sum invested, enforce a 14% MVA penalty reduction from our encashment request. Monti
-
Updating a Britannia building society book
I know that this is a daft question and I think that I might know that answer. I have a Britannia saving account and I need my book up dating. Can I send my book into my local branch or do I have to go into the branch to get my book updated. Also I need a deduction of tax certificate from them. Do I have to reqest one in…
-
BOS Certificate of Deduction of Tax incorrect
As I'm self employed, I've been collecting the annual round of Certificates of Deduction of Tax. However, when I checked the one for BOS on my High Interest Current Account, it said. Gross £104.37 Tax £17.05 Net 87.32 When I added up the amount on each statement, the £87.32 was correct. But if you gross it up, it should be…
-
ICICI log in
Hi all, I'm having trouble with my initial log in on my ICICI Hisave account. Its really frustrating. The customer service rep assures me there is nothing wrong with my account, and I should leave it for half an hour (this was at 9.30am!) and try again. I keep getting 'Host unavailable' when I try my password I received in…
-
Investec Enhanced Natural Resources fund sounds excellent
It sounds excellent as a general purpose commodity vehicle. http://www.h-l.co.uk/fund_research/security_details/sedol/B2QVXH8.hl It includes every type of commodity (including agriculture, metals, energy etc). It also includes both commodities themselves as well as commodity stocks. It also allows short as well as long…
-
8.5% A&L Premier Direct current account for existing account holders - it's possible!
Hi - After putting up with a paltry interest rate on a Premier Direct current account that I opened a couple of year ago, I decided that it was time to close the account and re-open a new account in 3 months to get the new 8.5% rate. However, when I called A&L to close the account this afternoon, they offered to switch it…
-
NPBS 6.25 Exclusive Bond, worth it or something else?
We have a decent five figure sum maturing in an Norwich + Peterborough fixed rate bond soon, thye've offered to reinvest it in an Exclusive 1 Year Bond available for exsiting bond customers, the rate is fixed for a year at 6.25%. Our question is, should we reinvest in this company (which we've had very good service from),…
