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Tax free savings?
If I earn under the tax threshold for this year can all my savings be tax free? I am going on mat. leave shortly and will 'earn' £5482.50 this year (includes a small amount of wages). Can I fill in a R85 form and not pay tax on any interest earnt?
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Faster payments and YBS
sorry - deleted this - I asked YBS for a comment on faster payments but realised a bit late that their reply is confidential.
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savings account emptied
Hi, my father recently went to the cash point to withdraw some money to find that his savings account had been emptied, the only person that had access to his card and pin was him, nobody else and there was over £1000 in the account, its not a debit card just a normal cash card for a savings account, he went into the…
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Setting up with ING then moving to Kaupthing Edge
I'm in a position to save around £600-£700 a month for about a year. I was interested in the Kaupthing Edge account, however they don't pay interest until your balance is £1000. I can probably only pay in £200 this month, so even with £600-700 next month I will still be short and my money will be doing nothing. Should I…
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A&L regular saver...possible problem?
Hi, just hoping someone can put my mind at rest, as Im just not sure if i should believe what Ive been advised.. On 3rd may I opened a premier current account and linked reg saver with A&L. Seemed painless at the time, discussed date of standing order from current to reg saver, agreed 28th may giving plenty of time to…
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Nationwide Reg Saver Interest
Held a Nationwide reg saver since jan 2007 . The interest is added monthly but only credited on october 31st. If I close thise acc on say 28th may would I get the 28 days interest. Thanks
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Best Easy Access Account For £25,000.
I have been most fortunate to be given £25000 and would like to put it into an account that offers maximum interest whilst not being too harsh on the access. Any advice much appreciated.
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Cahoot dropping rates again!
Savings account rate now down 0.25% to 5.0% :mad: They're blaming the "recent base rate cut" even thought rates were held this month :confused: They already cut rates by 0.25% last month, immediately after the base rate cut in April. So we're down 0.5% since the beginning of April, even though base rate has only fallen by…
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£145,000 to invest
My mum has just got £145,000 from the sale of her house after my dad has just recently died. She needs £500 amonth to pay her out goings. She would like to do this from the interest earned from the money from the sale of her house, plus maybe a little extra to spend as well on top of her pension. She would also like to…
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Bradford and Bingley Shares Offer - Should I buy?
Hello, as we are shareholders in Bradford and Bingley, we have received a letter each offering us the chance to buy shares at 48% below going rate (I think thats about right) but I don't know if I should or not? What is the collective wisdom of MSE's at the moment, buy or not?:confused:
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Over 65's pay tax on Bonds?
Hi Should my retired mother (65) be paying tax on the interest accrued from a bond? Thanks.
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Accounts that can be sub divided
Does anyone know where I can find an account (hopefuly online) that can be subdivided. I need to be able to collect & save different amounts in an account for a Golf holiday I am organising. Halifax online used to have this facility but I cant find one now. Cheers and Thanks in advance.
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Just sold my shares
I hope this is the right board for my question to be answered. I had some shares which were given to all employees as an annual bonus and they were worth approx £20K before the bottom fell out of the IT market. These were held in an E-Trade account in the US. I've just sold them for a little over £6K (lousy price but I…
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Moving Money Internationally
Hi Folks! I have a question about dollars and sterling. I am about to move to the Philippines where I will be paid half in local currency (and employers have set up a Peso account for me) and half in US Dollars. I want to open an account here or in Manila that my dollars can be paid into and from which I can transfer money…
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Halifax Online - problems?
Anyone else experiencing problems with this service today? (Slow, erratic, missing info etc)
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Coventry BS-o 60 a/c
Isnt it a bit naughty of Cov bs to bring out a "over 50" ac paying more than the old "over 60 a/c, then banning this a/c to existing customers?:mad:
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Quick ISA Question
I opened an ISA account with HSBC as thats where my current account was at At the time the max capacity was 3k but i think it has now gone to around 3600? I dont fully understand how ISA's work in regards to if i want to take the cash out. If i withdraw 500 from the current 3000 leaving £2500 - Does that mean i cant add…
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Egg's Money Manager
Just looking at account aggregation software it would appear that Egg is now the only UK company offering an online service. Citibank ceased to operate and I cannot find any current link to MoneySupermarket's "View My Accounts". CORRECTION : Please see below. First Direct also offer this service free to anyone who…
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Any online savings accounts that don't require a cheque
Just signed up for Birmingham Mishires esaver, but only now do I find it needs a cheque to link it. I have no cheque book now, so any suggestions, does Kaupthing need a cheque?
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Funds
Have recently been looking at regular investments in funds - nothing major but would like to either invest in emerging markets or perhaps pacific/asia exc Japan. Are there any good sites to research funds apart from the usual suspects like iii and motley fool etc? There are just so many funds out there I am finding it…
