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Help req'd with my Selftrade Statement please
Hi I am new to purchasing shares, and foolishly I purchased 360 Northern Rock Shares on 19/9/07 for £2.7225 each out a Selftrade account that I had set up the same day and put £1000 in. My balance was therefore £2.50 after I had brought the shares. I have just received my Selftrade statement for last Financial Year, and I…
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Best Fixed Rate Bonds
... or should that be "Best Fixed Rate Deposits" (lol). Have Nationwide 1 year 6.7% started early last December - matures 02/12/2008. Have Icesave 2 year 6.6% started late last December - matures 28/12/2009. Don't want to put any more in these two companies (no disrespect to either), so what are the next best 1 or 2 year…
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Raising the £35,000 savings guarantee?
As the Northern Rock fiasco played out, the Chancellor and the PM made great efforts to reassure the public that their savings would be safe, and that they would be reviewing with the FSA the savings guarantee limit with a view to increasing it. I believe at one point that Chancellor Darling even went as far as saying that…
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Phew. Gold is drifting up
Hopefully the bottom has been reached. Currently at $864 - hopefully the start of an upward trend. http://www.kitco.com/charts/livegold.html
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Help With US Dollar Savings
Hi All, I have about $1800.00 and wondered if anyone knows of an account which would pay a decent amount of interest on dollars or are they basically all fairly rubbish :confused: . Just didn't want to exchange them to £s as the rate of exchange is rubbish too! Thanks Chris.
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Best Investment for Child Trust Fund Voucher
My daughter has asked which is best and just wondered if anyone had any pointers to consider. She was looking at the Nationwide and Yorkshire Bank. YB is a share investment one and the Nationwide has 2, one is cash and the other is like the YB, a share investment one. She is not really a risk taker and is worried the…
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Fixed Rate Bonds?
I am looking to invest £10,000. I am opening 2 Birmingham Midshire ISA's (1 in my name & 1 in OH's name). Also an e-saver account with Birmingham Midshires to pay monthly savings into. I would also like to invest £2800 into their 1 year Fixed Rate Bond which pays 6.81% AER. Are these bonds good to have? I don't really know…
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Gross/AER v's NET interest.
What is the difference between the 2? Which one do you calculate the interest using, as the AER is higher than the net interest? Thanks Nicks
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Saving in EURO and Tax situation (offshore??)
Hi, Recently I convert some pounds into €15k as I was believing the GBP was going to depreciate against the EUR and I was right. I would like to keep this amount in EUR and perhaps never convert back anymore. Hence my question? What would be the best way to get the highest interest possible and how would this be the most…
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How many Isa's?
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Investing in OH's name
I have a few questions that I have put down here, could anyone please answer them for me. My husband is the sole income earner in our home. He is a higher rate tax payer. He invests in Cash ISAs and NS&I bonds for tax saving. We have a joint current account into which his salary is paid. Is it legal & ok to open a Cash…
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IRS taxing my US shares in ISA
Hello, I have shares in a company listed on the US stock exchange as part of my ISA and I got a letter the other day explaining that my dividend was being taxed 30 per cent by the IRS. Is this correct even though I am a British citizen?
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about ICICI...
Does anyone know if it is safe to save money with ICICI bank?
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Nationwide Savings
Hi, I currently bank with Nationwide and have an e-savings account with them. The savings account can been seen through my online banking but I am wondering if it is possible to set up another savings account with them so I can view that online as well with my other existing accounts? I have had a look on the website and…
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Infant savings
My god-daughter has £5000 to invest, she is 2 years old. Please tell me the best options for her. :beer: Peter
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7k savings-sitting in current a/c- wot do do?
Hi - Dh currently has about £7k that is in his normal halifax current account. What is the best way of us using this - this is our only savings for emergencies etc, Have no other debts now, other than mortgage (5.39% fixed for 10 years) We were hoping to start making overpayments on mortgage - still waiting to sort out how…
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Birmingham Midshire?
There doesn't seem to be a mention of the 6.5% e-saving account on here just wondered if I'm missing something before I open one? I've got ~£30k, about 50% in ISA's and the other 50% currently in an Ice Save account. I've decided to transfer all my ISA's into Ice save as the other's are about to drop to lower rates. I…
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Paying mortgage off?
I have been given £30,000. Is it worth paying off our £20,000 mortgage & investing the rest? I am seeing an IFA, but wondered if anyone on here had any ideas before we see him? Thanks Nicks
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Are there any online brokers for UKers to invest in the AMEX?
i cant seem to invest in the AMEX on my hargreaves landsdown account, do you know of any online broker where I can do this? many thanks
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B&B Internet Saver (2) rate drop
B&B's Internet Saver (2) rate has been reduced to 6% w.e.f. 4 May.
