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ICICI Sort Code?
Good Morning, and welcome to the weekend! A quick question, which I hope somebody will be able to answer for me without too much trouble. I know that ICICI Bank like it when you transfer money into the account using a Direct Debit to "pull" money from your main bank account. However, when I opened the account, I'm pretty…
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Reverse Takeover
With all the turbulence in the housing market, i recently decided to invest in some shares to spread my risk. Acouple of weeks ago, I bought some shares in Darwen Holdings (a recently AIM-listed bus manufacturer). On 1st May, it was announced that it's shares were suspended pending a reverse takeover of Optare. Can anyone…
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Skipton fixed rate isa.
Is anybody else waiting for their fixed rate isa with Skipton @6.25% to be opened?Mine seems to be taking a long time to hear anything.thank you.
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Cahoot Fixed Rate BOND - SAFE?
I was wondering if the new Cahoot Fixed Rate Bond product is protected by the Financial Services Compensation Scheme. Since it is a "bond", will it be considered an "investment" rather than a "deposit" and hence, not elegible to the GBP35,000 compensation scheme? Thanks
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How Long
With this being a bank holiday this weekend is it better to wait until Tuesday before doing any interbank transfers. What would happen if I did a transfer tonight? Thanks :)
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FAST BACS Transfers, blink and its transferred!
I had read about how changes in the BACS transfer system were going to make money transfers quicker (http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2005/11/23/cmnbank21.xml) but seen it for myself today. I set up a transfer from an RBS account to a Tesco savings account. In teh time it took me to log out of RBS and…
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Childs Savings - advise needed
Hi there I have a Halifax save4it for my son, which i think he has around £550 saved. My question is should i leave the £550 in that account or move £500 to another account as i do not expect to use this money in the near future. My son is 22months. I'd leave the £50 and build to it using the save4it account. If i should…
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YBS Regular Saver T&C's change
Don't think this has been posted yet...apologies if it has. Branch staff have told me today that, due to customer queries/complaints, the anniversary of account opening FOR THE ONE WITHDRAWAL per year condition is now the 1st of the month in which the account was opened. ie, if you opened your account on, say, the 16th…
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10k to invest/save for a child until 21
Hi all I would very much welcome some advice on where I should invest/save a child's £10k inheritance untll she reached 21. She is currently 10 and I am the executor of the will. I want to be safe with this so I don't think the markets are the best place at this time. Grateful for your views.
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Halifax savings with card
I opened one a week ago but have yet to receive my card. Should i be worried?
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I need a little advice -urgent
I need to take money out of a 2007/8 isa, it will only be short term but will have to put it into my current account for a few days. Will I get stung for any tax etc? Please help quickly as I need to do this by 5pm
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Even Cahoot has woken up! Fixed rate bond.
6 month bond (give or take)
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Icesave
Just saw this on their website: 1 Year Fixed Rate Savings Account interest rate increased to 7.01% AER Doesn't sound bad to me!
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Explaining the worlds of economics to a 9 year old
Not sure this the place to ask but I will anyway.:confused: I am trying to explain to my young nephew (9) in lament terms the economical conditions we are in now and were in the past. He asks many questions and he is a very curious child. Managed to explain how savings work, but I find it hard to give him a concise short…
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Child Savings
Hey guys, Would really appreciate your advise. I'm looking to open an account for my children whereby I pay a small amount in each month, probably not more than £20 each but where it cannot be touched by anyone until the child turns 18. I dont want it to have anything to do with shares, etc etc, just a basic savings…
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Transferring money into Kaupthing Edge Internet Saver
Hi I've read the terms and conditions for opening the Kaupthing Edge Savings Account and it mentions tranfers in by BACS. Is this what I normally use when I tranfer money from my current account (Lloyds TSB) to my saving account (also Lloyds TSB)? I'm used to the convenience of moving money around very easily from one…
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ISA after 18 months
If you open a cash ISA and then 12 months later you want to open a shares only ISA at another institution, do you then have 2 ISAs or can you only keep one type of ISA active at one place at a time? Also does the original ISA still earn interest tax free after a year, or is it only for the duration of the tax year? Thanks
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Living abroad
Hi, I'm living in France but still want to benefit from the hoigher savings rates in the UK. Can I open a high interest savings account (paying monthly interest ideally) whilst not living in the UK. All the best rates providers (Abbey, Kaupthing) etc state you must be a UK resident. The best rate I seen to be able to get…
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Alliance and Leicester Rip Off
I spent 25 mins waiting to speak to A&L last night about my esaver account. In the end I put the phone down and found out I was charged £1.50 for the phone call. It seems the only way you can contact them is by an 0844 number which costs 6p per minute. Their is no email contact and the only alternative number on…
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House Proceeds Not Needed Yet - Premium Bonds???
I sold my house at Easter and now have just under £110,000 in my ICICI account making almost £500 a month in interest. My purchase fell through yesterday and I've offered on another house today and had it accepted. So, I won't be needing the cash for another 6 weeks or so. Would it be worth buying the maximum number of…
