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ups and downs?
this might be a stupid question but i have been watching a few funds inparticular blackrock gold funds and as stated they are very volatile but is there anything to stop the brave investor/gambler buying in say 5k when its down and then selling once it hits a high? (apart from common sense maybe ;) ) Now i know everyone…
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Class A, class P?
Whats the difference between Class A & Class P units, specifically for BlackRock UK Absolute Alpha fund? Sure I've seen a Class X somewhere as well... what does the letter indicate?
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Best save, simple, savings account
Hi, I currently have most of my money invested in Icesave, who quite frankly, I love to pieces, but unfortunately hit the FSA protected limit a little while back so am looking for somewhere else to invest my money. I went with Principality, but due to a bit of a screw up (and their absolutely awful website) costing me a…
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NSANDI cut interest rates!
As we all may have seen NSANDI have cut 1% off their Indexed Linked Issues 16 and 43. I took out these last year so does my interest rate remain at that when I invested ie.e 1% more than now as they do say its Guaranteed? Here is there current offering: Index-linked Savings Certificates 3-year 16th Issue Guaranteed…
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Automated orders for investment funds with e.g. H-L or iii?
Hello, Got the question previously ignored but really need to know that: There are companies out there which combine brokerage and fund supermarket services (e.g. iii, h-l, so you can buy both shares and investment funds on one platform. Does it mean that you can set similar automated orders for funds (stop loss, lock…
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confued about stocks and shares ISA.
Hi Everyone I have a stock and shares ISA, which I have bben in since May 2002. I am with Sterling. I pay £100.00 a month, with conmission £97.25. As from April 2008 the value is £8.253.68, I think I am making a lose in this and I don't know wether to cash it in or hang on an see if it improves. I would like to hear from…
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Tax Review Form, Gross Interest and Halifax Guaranteed Reserve Bonds
Sincere apologies to Board Admins if this query is in the wrong forum please move as necessary. I've a query regarding my Mum's finances (she is 70, retired since 1992 and never earned very much having been a tea-lady, factory worker, canteen assistant etc. but saved hard). She recently got a form from HMRC requesting…
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Run a Biz, need personal and biz ££ advice!!
Hi I run a business with my partner, and we currently rent a flat in London. We are looking for a decent financial adviser that can offer advice on how to maximise our business finances as well as get the most out of our joint personal finances. Most advisers I have come across specialise in one area, but we want to get a…
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Retirement investment??
Please please help I am a pensioner and last year I invested £200,00 in a flexibond with NFU Mutual. I have just had the end of year return figures and I have made £5580. (total rubish). I know I asked for a safe investment and was told that this bond usually averaged 8% even in this climate if it had paid 4 0r 5 % I could…
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Royal Bank of Scotland - 'lost' our savings!
Ok here's the skinny, Around 20 years ago, my mum received money for me and my sister from a great uncle of ours, £500 each. My mum wanted to save it for us, so she opened a Royal Bank of Scotland account (her own branch at the time) in Glasgow and put the money into it, it was called something like the Rainbow Saving…
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Best Savings place for 9 months
i am in the middle of transferring my £10k which i have for my tax bill for January into NS&I Savings Certificates (already have some and want to top them up!). I am going to save regularly about £1k - 1.3k every month until January and wondered if anyone new of say a 6 - 9 month or regular savings interest at the best…
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Guaranteed Interest for 5 years
Hi, just found a bond that guarantees a minimum 20% return of your investment after 5 years, or more if the stock market does well. :T Can't see any catches. Find it here - www.teachersassurance.co.uk Cheers.
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What to do with $50K
I have $50,000 US in a Citibank account which was from selling some shares last year. I was doing a monthly bond, but since the base rate has dropped so significantly it's paying peanuts. So I was wondering whether to take the hit on the exchange rate (after all, it's not likely to get much better any time soon), and save…
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ISA advice
I've never been in a position to start saving, but as our debts are reducing there is some extra money to save towards repayments. The car loans will not allow us to make overpayments and we were going to put the money aside into an ISA but the bank have advised that you can only put in £3600 a year to an ISA, even if you…
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Considering Birmingham Midshires - help please!
Hi guys I'm interested in the Birmingham Midshires 6.5% easy access online savings account and also their 6.82% six month fixed rate account. I have a few questions which their T&C and other threads on the forum don't seem to answer... can anyone help please? - how do you make your deposit into the fixed rate account?…
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Savings for a new baby
I have a new baby and I want to save for her seperately from her child trust fund. My main concern is that I have money set aside for emergencies and most importantly a university fund so I will be well prepared and able to help her financially at that time. Can I open ISA's in her name? Otherwise what other savings…
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Cahoot - Can't transfer money from Savings A/c to Bond
I've tried today to transfer money from our Cahoot online savings account to their 6 month bond which pays a higher rate of interest but their website only seems to have a default option to accept a direct debit from a non-Cahoot bank and won't accept a Cahoot Savings Account number. Has anybody else tried to do this? I'm…
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Premium bonds and pension credit.
Does anyone know if having premium bonds will affect the ammount of pension credit that you get.? My mother receives pc, but has some savings that she would like to put into premium bonds, about £10k, she has £25k already invested with the bank. She is looking for somewhere to put her money without her pension credit being…
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Transfering a Cash ISA
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Best child savings account
Having read the advice and now being overwhelmed with which direction to go I wonder if anyone could help me out.... I would like to open a savings account for my 17 month old daughter - variable donations monthly - (as a single parent).... thanks
