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Savings & investments

Archives for April 2008

where to invest
hi i am 64 retired and have £100000 to invest low to medium risk that will give me an income any ideas please I have looked at investment bonds and isas but i am confused at to what would be best I have no mortgage and approximately another £80000 available cash in isas and bank account:confused:
barclays
I and my wife each have a Barclays cash isa tax beater we opened them with £3000 in April 2007 just before the deadline , we then put another £3000 IN OCTOBER 2007. The interest on each acount is now at £ 6290 . the interest on the statement is shown for the last 5 months at 5.37 inc bonus oct , 5.37inc bonus nov 31 ,5.06…
Abbey isa
i have done a search and cannot find any info, please point me in the right direction or move me if i am in the wrong place. Whilst looking for the best ISA this week i found the abbey advertising 10% interest so popped in, you have to put the same in another account with them, they briefly showed me a guaranteed rate one…
cahoot - warning incorrect tax deduction info
Hi, A warning to cahoot account holders who have to complete tax returns. Just checked online to see if they have posted the tax deduction information yet - and they have: for the wrong tax year ! Some idiot there has typed in 2007 instead of 2008. It is not just the year that is wrong, the figures displayed are actually…
ICESAVE 1 year fixed rate a/c to pay 7.01% AER
From today, 30/4 In response to ICICI, I assume. Cue India vs Iceland debate.
30K to invest Short Term
Hi all, I am after a bit of advice. I am having some work done on the house and have got a home improvement addition to my mortgage of 30K. Obviously, the money has been allocated to certain people, but until they need the money, what would be the best way to invest it? I would need instant access, to allow me to use…
best isa at the mo ? still halifax ?
Hi all Im just about to put some cash in a isa. is halifax still doing the best rate ?
A&L Plus Saver
I've had an email from A&L saying their plus saver rate is now 5.5% including a bonus of 0.75%. When I checked on their website interest rates it says the bonus is only for accounts opened after 1st January 2008. Which is correct I wonder
How much compensation cover if online broker goes bust ?
Hi everyone, i understand the financial compensation system for banks and building societies, but whats the situation regarding online investment brokers like self trade ? If a company like that was to go under what level of protection is offered and would you consider this when deciding how much you would hold with an…
BirminghamMidshire Direct INternet Savings Bond....deposits?
I suppose the title says it all really...I'm looking into opening the direct investment fixed rrate bond where the interest is paid monthly. does anyone know if i can make deposits into (definitely not out of...wait thats not a deposit is it? never mind, i wont be withdrawing anything) the account during the one year? i…
which is best for me?
Hi there, i have a problem...I am wanting to start a savings account, and put away about 40/50 pounds away a week, i am 19 and generaly want to tuck away a bit of money each week for a rainy day, or if that rainy day never comes (fingers crossed) just generally save up for the future, which bank/bank account is for…
icici problems.....
When trying to view my fixed rate accounts I get the message...."account does not exist"...The balance on one account is showen as £0...should be £1. Does anyone else get these problems?
Halifax web saver
I opened a new account yesterday but it still shows the current interest rate as N/A when i view them online. Dont they just show the rate that at which my account was opened or does it have to go through by the HBOS people and then it will be displayed on my window? Thanks.
Delay in payment from Halifax account
I've just done a "bill payment" from my Halifax account online (at about 18:35). In the old Halifax interface I'm sure it would have scheduled the payment for the next day - Wednesday 30th April. But the new interface offers a calendar where you can select a date for the payment to be made. I was surprised to see that the…
£ 15000 To invest
I have £15,000 to invest ... i am quite happy to tie it up for up to 2 years & do not need access in that period. i am retired & a non taxpayer. would appreciate any advice Etc.
Should I see a fee free IFA?
In September I will have the chance to join a pension scheme through my work, however it's complicated (see thread here) http://forums.moneysavingexpert.com/showthread.html?t=709777 Basically I can join a final salary scheme but have to contribute 7% PLUS take a 13% drop in salary (taking me from 31Kpa to 26500pa, and my…
Advice needed about Halifax savings please
My mum & dad have got £38,000 in a Halifax ISA Saver and £20,000 in a Halifax Guaranteed Reserve account and are looking to transfer some of the ISA to another bank just in case HBOS goes bust. Can anyone give me any advice about if it's worth transferring, how much to transfer, which account to transfer to, and if there…
What to do with £50.000
I just wona insurance claim for £135.000 :T i realy want to invest atleast £50.000 in to somthing i see a profit from in the future. Ive never owned so much money befor and i have no idear what to do. Ive been told to go on a holiday for a couple of weeks and think about how this money can change my life i just dont know…
Northern Rock ISA
Shoot me down if this is a stupid question. Northern Rock Cash ISA will accept transfers from other providers but I have ISas with both M&S and NSI. Can both be transferred to Northern Rock at the same time?
Question about buying stocks in another country
Hi, If someone living in the UK wanted to buy stocks that are listed on the Toronto Stock exchange, how would they go about doing so? Cheers,

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