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Loughborough Reg Saver+ Account ( Few Reminders)
A Payment can be made in March 2008 even if it appears to be a "13th" payment. ;) Should anybody wish to change their payment (s) for year 2008/09, they must advise Loughborough BS of the new monthly payment (s) before April Payment (s) is/are made. :cool: ( Not available to new account openings)
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NS&I Fixed Rate Savings Certs
Is it allowable to take out a new issue of a 2-year NS&I Savings Cert while an existing one is still running? I have the maximum £15K in one that I took out last September, but I see there is a new issue available now (in fact I appear to have missed a couple of subsequent issues, as the one I have was issue 37 and the…
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Stocks and Shares
Hi. I've been thinking for some time about investing money into shares but have no idea how and where to start. Could someone give me some advice on this? I've checked online, but it may as well be in a foreign language lol
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Argh. need help with calculations re tax childs RS
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FirstSave - Not a good start!
For those of you thinking of setting up an account with FirstSave, take a look at this letter that I've just had to send to them; I am writing to you to express my extreme concerns with regards to the opening of my FirstSave account. Please find enclosed with this letter the envelope which you sent to me containing the…
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New B&B bond
Looks like B&B have brought out a 6 month bond to compete with the latest offering from NR. I think it is 6.81%
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Drip feed or lump sum
I have a small lump sum (3k) and am saving £250 per month toward a retirement fund, which will not be required for 35 yrs. I am interested in investing a portion of this into a S&S ISA. I am aware of the benefits of drip-feeding into investments that are considered to be near to the bottom of their cycle rather than trying…
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Anything Like the HSBC Regular Saver at 10%
I'm currently getting 10% interest from a HSBC Regular Saver account (as a Premier customer, i think normally it's 8%). I'm putting the maximum of £250 per month away. You can only invest for 12 months and it's anniversary is soon. Does anyone know if there is anything out there that can match / beat this interest rate.…
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EMI share option rip-off?
Hi there, I a new & totally confused... I was given some share options in a ltd company (not quoted) as an incentive, and told I could exercise these if the company was sold. Well they have sold the company, and have a vague letter saying that I have to buy the shares for 9k & the new company will give me 16k... This…
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Anglo Irish savings account: 6.3% & free CHAPS?
This article claims that the Anglo Irish savings account offers free CHAPS transfers. Effectively that would make it an account that pays 6.3% but allows instant cheque withdrawals (CHAPS>current account then cheque from current account).…
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Long term interest rate fix
If you had some spare cash you could afford to tie up longer term, what would you fix for - 1 Year, 2 Years, 3 years? I know interest rates were forecast to fall before the stock market/recession scares but would anybody hazard a guess where they will be in 1 - 2 years time?
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Money makeover help
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help ..have i been ripped off ?
last week i contacted royal scottish assurance to say i wanted to surrender the £34,ooo invested last august ( it was in a 5 year guaranteed capital bond ...advice taken from bank ) as i realised i would be better off paying off my mortgage..they told me the surrender value was £33,889 the cheque arrived today for only…
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Do you change accounts regularly for better rates?
When I got made redundant last year I read on one of Martin's articles that the best place to put savings was the Sainsburys account. Since then the best accounts have been Bradford and Bingley and ICICI HiSave. Do you shift you money around and close accounts when they are not the best buy? I have just closed my Bradford…
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Hargreaves Fund Watch
I note that Hargreaves are offering a new service that watches any other funds you may have so long as you make them the broker - Fund Watch. Does anyone know of any catch to this? I have a vantage ISA with them. Can't see if there are charges or difficulties down stream. Grateful for guidance.
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Investing new house Deposit
I have just over 20k for deposit on a new house but need some where to maximise interest while a) save more, b)while I find a property. what is best place to earn interest but ideally also have access to the money?
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icesave - website problems
Is it just me or has the icesave online system been down all day? The main icesave.co.uk page loads fine but the login pages won't load (online.icesave.co.uk). Online bankings great except for moments like this - there's no branch to go and complain at or take care of your business.
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Cover for indemnity form ??
I have too apply for a new indemnity form to retrieve some shares for which i dont have the certificate, Captia registrars are charging for this service which i dont have a problem with, but this extra i am a little curious of as they also require "Cover is needed to support the indemnity form"..which they charge another…
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Halifax website down?
I've been trying all day to get on to the halifax website, but no luck. All i want to do is transfer some money over to other accounts. Is anybody experiencing the same dilemma? :confused:
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Have you any advice about the Strategic Investment Group in Barcelona
I have had a cold call re Savior Energy and wonder if anyone has any experience of using this group to invest their money? Can I rely on the advice they give me? One person says her research shows they are a complete fraud but they appear on several websites.
