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£100+ a month - What shall I do?
Hi Financial Whizzkids! Hope some of you have some good advice for me! Due to a recent payrise I have a bit of spare cash left over every month and want to make a conscience effort to save some of it. Ideally, I would like to use £100 a month ish but could push to more and I would quite like to pay this into something I…
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Saving advice.
Hi. Saving's account for a young child which I can administer online ect, any recomendations out there ??. regards
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What to do with £5,000, Stick it all on red and spin?
Hi, I have recently inherited £5,000 and am looking to invest/save with it and am not sure the best thing to do. I want as much return as possible in a year I can get. Should I go for an ISA (icesaves 6.1%, but from what I understand I can only put a max of £3,000 in it?) or should I invest or something. Im not very…
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buying shares
I am a complete beginner,but i have been doing some research,& i would like to buy some shares,so i would like some step by step/nuts & bolts advice on the actual process that i would use to buy the shares. Which online broker would you recommend to go through? -Hoodless Brennnan,Self Trade,Motley Fool,thisismoney,these…
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Where do you recommend putting some money now?
Hi There! First of all many thanks for all the very useful information that can be found in the forum. I am not very knowledgeable when it comes to investments, funds, ISAs, etc.. so I am looking for come guidance. I have a little sum of +£5k which I would like to put somewhere I can get a nice return, rather than have it…
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Post Office Christmas Savings Scheme
The BBC interviewed the Marketing chap at the Post Office in November who, if I' m reading the transcript of Moneybox correctly, guaranteed that if you had £300 saved by November 2008 you would be given £100 in vouchers but there's no mention of this in the leaflet I picked up or on their website. Can anyone shine any…
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Where to put £2K?
OK I have 2k spare to use. These are my options... I could put it in my S&S ISA - but would like a low risk fund - cash or bond type maybe, any tips for ones to look at? I am not sure if now is a good time to buy into any funds though. Put in my HISAVE account for a few months - then stick it straight into the 08 Cash ISA.…
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Best way to save for my godchild?
Hi, I'm trying to find out the best way to save for my godchild. I'd like to be able to invest a small sum each month for the next 16 - 19 years or so. Does anyone have any tips or good ideas? Thanks, Aki
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Northern Rock Query
speaking as a novice can someone tell me if I'm right....If I open a NR Bond savings account with £550 pounds I can expect to recieve a monthly 6.9% rate of £37.95 into my nominated bank account until January 2009? also if I immediately put back into the bond the interest earned a month would that be allowed? thanks
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Best kids savings account
I've got 2 kids aged 18 months and 30 months and I would like to open a savings account with a book so they can tangably put money in and see the interest tot up. Any ideas for the best one?
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ING clearing times ?
Hello all, I have my ING savings account linked to my Abbey Bank Account. When I do a transfer on the ING website (i.e requesting 100 pounds to go from abbey to my ing) it currently takes 2 to 3 days to happen (which I know is normal). It appears on my ING account but then it takes 2 to 3 more days to clear on there. I'm…
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Investment Bonds v Savings Account
Having taken early retirement in 98', we have always been careful with our savings. These have been kept in a savings account with one of the big supermarkets as at the time it was one of the top rates of interest, I know this is not now the case. Our advisor at our building society has suggested a fixed rate savings bond…
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Two ICICI HISAVE bank accounts ?
Can you have two ICICI HISAVE accounts with each one having a different linked account and be able to transfer from one HISAVE account to the other ?
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Tax on interest
Hi, My sister is recently widowed and is investing her life insurance to live off the interest. The interest will take her just above her tax allowance and so my question is… Is it better to fill out an R85 and get the interest paid gross then declare this in her self assessment or is it better to let her interest be taxed…
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£65000 to invest
i have £60000 to invest for at least 10 years iam looking to make at least 15% a year to turn it into around £260000 after ten years i will need around £5000 a year to cover rent and other little bits but would still take some risks my partner will be retire and will only need around that figure iam looking to unit trusts…
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tax and emigration
can anyone help? i am emigrating to australia in 2 weeks. i have a high interest internet savings account and a cash mini isa here in th uk. i am not sure whether i will stay in oz or return home, therefore can i leave my bank accounts here and for as long as i want? do i need to fill out tax forms? do i need to inform the…
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Transferring from Nationwide e-savings to Flex Account
Several times over the last year it would have been very useful for me to transfer money from e-savings to Flex (Current) Account for a future date. For example: you're on holiday from 1st to 14th of the month. You need to transfer a large sum on the 12th to pay a bill, but if you don't have internet access while you're…
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ISA Tax Break question
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offshore banking
hi, On monday i purchased aprox 9400 euros, it's money i need for a foreign investment installment that is due in August 08, bought now because i feared the pound could continue to weaken as the year pressed on. At the moment the money is witht the broker, they are waiting on account details from myself for them to forward…
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The woes of opening a high st. bank account
Okay this is a rant. I needed to open up a separate, bog-standard, no thrills bank accounts for the purpose of tying it up to some accounts i have on the internet. I walked into my local HSBC and explained what i was after...and never again. The bank manager there was nice...but a robot. I told her exactly, to-the-tee what…
