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The woes of opening a high st. bank account
Okay this is a rant. I needed to open up a separate, bog-standard, no thrills bank accounts for the purpose of tying it up to some accounts i have on the internet. I walked into my local HSBC and explained what i was after...and never again. The bank manager there was nice...but a robot. I told her exactly, to-the-tee what…
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Timing buying & selling funds RE: 'FORWARD PRICING'
Hi. Can anyone please give some hints/tips re "forward pricing", when buying and selling funds...? I have a vantage isa with Hargreaves Lansdown, and I'm never really sure when to pounce if you know what I mean! For instance, the stock market rallies, and you think, right, I'll lock in some profit on a fund, and sell.. At…
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Lloyds TSB goes Islamic
You couldn't make it up. In my local paper it say's:- "Lloyds TSB launched a new bank account today that enables Muslims to transfer money around the world without breaking the laws of Islam" Oh really,... is this to get back the money they & Scottish Widows have lost their Christian customers with their Bonds, or just to…
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Prudential w-p fund advice
Due to the financial climate at the moment I am thinking of surrendering my Prudential With-Profits fund , the only thing that is holding me back is that the Pru are looking into the possibility of a reattribution of the inherited estate of the sub-fund , I am loathe to miss out on this possibility as I have had this…
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Norwich Union Property Trust - 3k down :(
Hi all, First post - gulp ;) I have held the trust for about 8 years. Initial investment 6k. Over the last 8 years it has climbed to 14k. However my latest statement received today has it at 11k :( I know the property market has been in some decline but 3k down in 6 months shocked me. Should I stick with it or move the…
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III S&S ISA - Is It Really Free?
III have a free ISA wrapper and are advertising buying shares for free until 30 June and then £1.50 per trade after. http://www.iii.co.uk/sharedealing/?type=portfolio Surely that's much cheaper than anywhere else - or am I missing something?
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? a revamp of my savings needed?
Wow you really do have to keep on top of things with your money don't you? it seems like banks change their T&C's every hour! So, I've been away from the ball for just 5 months, and have come to review my savings. I've DMOR (done my own research) but am getting confused with the way the comparison sites seem to work (some…
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Is Lloyds Baby Saver Account A Deal or Not??
Baby was born 4 days ago and now am starting to look round for a decent account to open in baby's name so as we can pay some money in every month so he has enough for a car or deposit when he's eighteen etc. SO have been into Lloyds and at the same time found out about the new government baby bond very pleased and…
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Should we stop caring about Growth?
I caught a bit of this on Newsnight last night. http://www.bbc.co.uk/blogs/newsnight/2008/01/wednesday_23_january_2008.html Here is the main story on the beeb... http://news.bbc.co.uk/1/hi/sci/tech/7203514.stm Unfortunately I did not see the whole thing, but would be interested to see what people here think about prospects…
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Learning and understand savings and investments??
Can anybody advise me as to the best way or ways to familiarise myself with savings and investments? I picked up a couple of 'for dumies' books which actually seem quite good but was wondering what other suggestions people may have? I don't understand how funds, stocks, processes work etc... I've signed up to MSN virtual…
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£50k invest in property development whilst living in NZ for 1-2 years?
Hi everyone, I apologise in advance for my lack of inexperience in this area, and am hoping I've posted in the right forum to get some advice from the IFA's and suchlike on here. I have recently split from a relationship, and sold my house in which my proceeds after paying up debts were £50k. I am now planning to travel to…
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how can i get share certificates for non-uk companies?
Hi, im a little stuck. ive been trading US shares via a broker online for a while now but need some share certificates. I have found sites like https://www.oneshare.com but they only do select companies. does anybody know a website or service where i can get foreign (mainly US) certificates in my name? thanks for any help.
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You that NR was bad??
Interesting to see that a French bank (SG) has uncovered as massive fraud today. http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article3242996.ece Sorry for somewhat OT post:o
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Musings on the Northern Rock unlimited guarantee
I've been thinking about the Governments 100% guarantee on all existing and new deposits at Northern Rock. I don't see how this can continue indefinitely: For a start the Govt won't want to do so & perhaps more pertinently, at some point the other banks are going to realise they are no longer competing on a level playing…
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Cheap stockbroker?
I have worked in the financial industry for sometime and did all my trading through my own firm at an extremely good rate. However I've been abroad for a couple of years and have now changed industry so I'm completely out of the loop! I know Hoodless Brennan used to be the cheapest exection-only online stockbroker - has…
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ISA's heading down?
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bank paying out large sum on one proof of i.d..any advice ????
wondered if anyone could help and advise regarding the guide lines of a high st bank paying out when no pass book was presented and only one valid form of id. i understand one has to be photographic and the other prove the address. one met the criteria yet the other proof accepted was a council tax bill from 2001 where i…
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help with savings
ok so my mum is selling her house and has a large amount of equity and i was thinking of putting it in a savings account and using the monthly interest towards a rental property. Thing is i'm not sure how to accuratly find out how much interest my mum will actually get if she takes that money out of the account every month…
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Where can I find free Real Time share data?
Like a real time ticker for my computer that doesn't require me to sign up to any expensive service? My HSBC sharedealing service has real time data but its not presented in an easily visible way or one that I can leave running on my pc desktop.
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Barclays says profits on track
http://www.reuters.com/article/gc07/idUSL2382702020080123 So it looks like our stockmarket crash was a bit silly. Luckily I bet against it and am making money hand over fist. :beer:
