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Halifax ISA Investor and Guaranteed Investment Plan
Hi All, I currently have money on both the ISA Investor (cautios Fund) and guaranteed investment plan. With these recent FTSE 100 losses I've noticed my ISA Investor value decrease by around 700 pound in the last week or so down to 8500. I havnt really got a clue about money or what i had invested in with this plan but…
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B&B 6-month Fixed Rate Bond 6.81%
http://www.bradford-bingley.co.uk/savings/product/6-month-fixed-rate-bond-issue15.asp
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The Best way to invest 40K
Can any of you lovely MSE'ers help? My friends husband sadly passed away recently but has left her 40k. She's a tax payer and has a mini cash ISA which shes already whacked 3k in. She will top this up in april. But any suggestions where she can invest the rest? Is a fixed rate bond a good idea as the interest rate may…
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compo
Due to an accident i am due about £200.000 in compensation and not sure what do do with such a large ammount. I dont want to invest it as what as just happened with the stockmarket i am 55yrs old and it is doubhtfull that i will work again. I dont have a mortgage so no worrys there would wellcome some advice. jongee
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In current times what is the best place to invest money?
I am a public sector worker and am looking for investing some of my money. I am living in an ex local authority recently purchased house on interest only repayments. I am thinking of investing money in relatively safe places of investment. Where should that be Is it property , is it banks, where should I put my money
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losing money advice please
Hi folks 1st post so take it easy on me please, ok so 1stly not pointing the finger just looking for opinions, i saw an IFA invested £100k 4 ways evenly balanced distribution fund global property distribution fund select property 12 months down the line 10% down most of it on the 2 property funds,to pull out now would cost…
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Saving Accounts
I'm looking for a savings account where I can invest in the region of £100 per month to pay for my kids uni education (should they choose to go, failing that then hopefully a deposit for there first flat). I don't really want to do in the kids name because they could potentially turn round and blow the whole lot when they…
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Scottish Widows Property Fund
I received a letter this morning regarding the Scottish Widows Life Property Fund. This is a 'bricks & mortar' property fund. The letter says that S.W. have introduced a 180 day delay period for requests to switch out of or withdraw money from the property fund.
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Funds investment with children's own money
Hi, my 3 children (13, 15, 17) were lucky enough to have been given money by their grandma several years ago. Since then the money has been in cash accounts (switched annually) in their names with OH and me as trustees (the 17 year old now has a cash ISA in her own name too). I am now thinking of putting some of their…
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Income from ISA's and NSI Index-linked certificates and tax/benefits
Not sure if this should be on the benefit board or this one. I'm trying to sort out my sister's savings as her partner has recently died. At present all her savings are in normal building society accounts. She has a part-time job and gets child and working tax credit. Any interest that she gets gets counted as income and…
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certIncome from ISA's andificates and tax/benefits
Not sure if this should be on the benefit board or this one. I'm trying to sort out my sister's savings as her partner has recently died. At present all her savings are in normal building society accounts. She has a part-time job and gets child and working tax credit. Any interest that she gets gets counted as income and…
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If you had £100,000 to spend...
in what way would you maximise the return on your investment? I'm applying to be an accountant and this is one of the questions on the app form. I don't really know what to write at all! I'd prefer to say property, but in the UK that wouldn't get you much, plus it's probably overvalued so it might be a risk (at least in…
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Transferring Child Trust Fund Account
Does anyone know if or How I can transfer my childs Trust fund account/money?.....I received the £250 cheque from the government 3 years ago and opened up a Nationwide Trust fund account for my daughter, but since reclaiming my bank charges from them and closing my accounts I would like to move my daughters TFA too? Any…
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A&L Premier current account question???
I am looking at opening an A&L premier current account: for two reasons mainly a) the £50 sign up from quid co, and b) the linked 12% regular saver. It states that you have to pay in £500 p/m. Does this have to come in direct via salary. Or can it come from a transfer from my other current account?? Is there any catch to…
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Leek 1 year Regular Saver (now reopened for business)
7.5% fixed for one year They will now allow anyone with one of these accounts (and anyone who was already a member of Leek on 2 January?) to start another regular saver upon Maturity of the the first account. They have thus sent out a second set of paperwork to out-of-area customers and you may now tick the box in 'Section…
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£20 Quidco for new HSBC Online Bonus Saver
This new quidco offer appears very similar to the A & L offer that "bristolleedsfan" posted here. (I've also put this on the end of the free quidco money thread again) The blurb mentions credit card APR but it seems this is a "high" interst saver account. The rate is nothing to write home about in this case, but it can be…
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Monthly Interest Calculation
Hello, hope someone who has experience of financal calculations ( + possibly programming ) sees this and can advise. I have some programming experience and wrote a program to calculate compound interest on savings. It is accurate and has been tested in the real world. I have however calculated interest received monthly (…
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Is ICICI down ?
I cant login. I want to grab a 6.75% fixed rate bond if i can
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Surplus cash – advice needed
Hi guys I was buying an overseas property & re-mortgage my house to complete the process. Unfortunately the deal did not go through but my re-mortgage did. While I am looking for alternatives I just like to put the surplus cash (approx 40K) somewhere where I can get decent returns, any recommendations? Please note that…
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Has anyone transferred to Halifax' fixed rate ISA?
Hi, The Halifax 6.3% fixed rate ISA looks a really good deal right now. The only problem is, they say the rate can change before the transfer in goes through :( Has anyone transferred into it? If so, how long did it take & was it a smooth process? Thanks Fella
