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What to do with 50K?
My grans has 50K in the Pearl, but wants out, she has put as much as she can in ISA, but wants the money in a saving account, no stocks\shares ect, can anyone recommend what to do with it? She's 85 and having a meeting with her bank (Barclay's) tomorrow who I'm sure will want it with them :) Thanks
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Need a new savings account! Any advice?
I currently have the one bank account. Its a Natwest savings account but I use it more of a current account with wages going in there and regularly taking money from it. But I've decided I need to start saving a bit of money for a holiday or boob job or something :o Anyways what the best one? The amount I'll be putting in…
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What's the most cash-like ISA fund?
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One million in 11 years - how true?
I have just read an article that claims that if you invested £1 per day at 10% then you would have a million pounds in 56 years. £2 a day then you could achieve this in 28 years and £5 a day you would have a million in 11 years. I know getting a 10% rate is the immediate difficulty with this but is the above statement…
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ICESAVE Website
The ICESAVE login page seems to be down! I went to login at around lunchtime and it was not responding now I'm home from work and the login page say it is down due to maintenance. I would have thought that ICESAVE would wait till night time before that do major work unless its a breakdown.
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Help! £10,000 to save/invest
Hi, My mother was left some money through inheritance which she doesn't pay tax on. She would like to give £10,000 to me to contribute towards my student loan (total a little over £15,000). However, I am not sure of the gift tax implications of this (I am self employed). Nevertheless, I feel using this money more…
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Inheritance advice
I was left shares in a property and some money by my mum and I'm deciding what to do with it. The cash was £21k and with that I've paid off a mortgage sub loan (on variable interest) plus 10% of the rest which is fixed interest, plus a bank loan on my car. This has left around £4k which I'm planning to use for a holiday…
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Are these two banks ok
I was thinking of putting £30,000 in a bond with the london scottish bank and £20,000 in Anglo irish bank deposit account.Are the two ok
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What to do with Jupiter UK Growth fund
Hello All, I have a fund of £10k invested in Jupiter UK Growth fund through Hargreaves Lansdown (Value as of 28th Jan!). I would like some opinions, if I should hold or switch some of this investment to give a more globally balanced fund. All press seems to be about Natural resource and Asia funds. Any funds to investigate…
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IFA info ??
Hi...new IFA has asked for us to sign " letters of authority" to allow access to various investments/ savings....my wife thinks he's going to run off with the dosh! Can someone reassure us this is normal procedure? Ps...has also asked for copies of passports! ta ian
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Halifax Childrens Regular Savers Account?
Hi all! Does anyone have experience of this savings account? It looks very good and I know it is recommended By Martin but just wondered if anyone here has actually opened one? Thanks!
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£100,000 Mortgage overpayment or invest
I have a £435,000 repayment mortgage, fixed rate over the next 10 years of +5%. I have £100,000 that i could pay myself as a dividend from my company (self employed Ltd Co, no employees). My income stream looks pretty sound for the next 6 months (approx £98k). I am good at my job and the business is therefore being…
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Cash Isa or Investment Isa
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Euro or GBP Savings account
I'm interested in your thoughts as to wheter it would be worthwile putting about £20k savings into a GBP savings account or whether a Euro savings account is better for a period of 1-2 years. The Euro savings accounts have lower interest rates, but the Euro could strengthen against the Pound over the next couple of years.…
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Seems like a no brainer ... but thought I would check
Guys, I have a small question which I initially thought I knew the answer to, but am not sure now. Any advice would be appreciated. I have an ISA with a current balance of £1,000 that pays 5.2% APR. This month I'm about to set up a Standing Order for £200 in to the ISA and plan to build up a lump sum so that I can pay off…
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Consolidation Loser??
Hi, I have held shares in Reed Elsevier for some years and recently had my shares "Consolidated" following the companies sale of its Education branch in the US. Prior to this I had a holing of 1256 shares. After the consolidation I now hold 1087. I received a "special dividend as a part of the sale process and within the…
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is this a good deal
Could I ask if this is a good deal or not, based on that I would not buy any wine but take all the money out after say a year. Is it better that a high interest saving account or isa.:- I could put £100 or £1000 a month in if it was worth it!! Wine Bank* The Virgin Wines WineBank is NOT a bank in the same sense that…
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Non ChexSystems / TeleCheck Checking Accounts
This blog was created to help consumers who are searching for a second chance checking account avoid being ripped off and scammed when trying to get a bad credit checking account. The banks listed do not use ChexSystems or TeleCheck when opening a new account or they will not hold your ChexSystems listing against you. It…
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Syndicate Investment
OK Here's the story. Myself & 3 colleagues have been in a lottery syndicate since the lottery started many years ago and although we have put in more than we have won we now have quite a few hundred pounds in winnings. We bought £350 in premium bonds some years ago but have not had a win(Surprise surprise) As the interest…
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Sainsburys Internet Saver - Can you set up a Direct Debit?
Hi All, I want to transfer some money out of my Sainsburys Internet saver and into an Icesave fixed rate account for 6 months to a year. the main reason for this is the impending interest rate cuts we are set to see. However I dont want to go Sainsburys > Halifax Current Account > Icesave as i'll lose a fair few days…
