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A&L or Anglo irish bank
I have £50,000 in A&l direct saver I am thinkimg of moving it to the Anglo Irish bank good idea or not?I am also looking for a bond to put some of the money in so that I keep to £35,000 in the bank.I am a non tax payer.Any help please.
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skim interest off 23,000 every month?
Hi just wonered if anyone has any good suggestions i am not very clued up with savings accounts so any help appreciated we have 23,000 and my wife is a non tax payer we would like to be able to put this money into some kind of account that will allow her to skim off the interest every month to give her a small income. just…
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monthly interest .
Hi Does anyone know of a bank/building society account which is not a websaver that pays a monthly interest. thank you
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best investment
Hi i want to invest £120 pounds per month over 10 years what is and who is the best investment or company to go with. regards adrian2
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higher rate taxpayer - Joint Savings Account
Hi, If I being a higher rate taxpayer and my partner being basic tax payer were to open a joint savings account, how will this account be taxed? Say for example I open a Icesave Online Savings Account which pays 6.1% and we both deposit money into this account from our salary, will this account be charged at the Higher Tax…
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Best Icesave-a-like?
Due to them releasing this recent ISA, and my inability to resist transferring my money into there, I'm now going to have to transfer a lot out of my regular saver account as to not go over the FSA's regulated/guaranteed limit. So I'm after a savings account that's basically an Icesave-a-like: no catches, very simple to…
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Where to put short term savings?
We've recently sold our house and are goinig into rented accomodation while we look for another to buy. Where is the best place to put a six figure sum that we will probably need in 6 - 12 months time? Is the online Northern Rock a/c paying 6.49% a safe bet with the government guaranteeing the full amount? Any suggestions?
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FirstSave 6.5% easy access, any experiences?
As from Martin's Money Tips e-mail yesterday and listed here: http://www.moneysavingexpert.com/savings/savings-accounts-best-interest The FirstSave instant account account: http://www.firstsave.co.uk/ I'm a little surprised Martin's added it to his top list with no experience or recommendations. But to be fair he says only…
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Oversees Property Investments
The best way to save and make money is via investing in oversees property. If you can find the best emerging markets then it is by far the way forward. What countries are worth investing in?
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Interest rate fallacy?
It's just occurred to me that when interest rates go up or down in line with the Bank of England rate (say) they invariably go up/down across all accounts by the same amount (e.g. 0.25%) and that's considered a 'good' thing by all and sundry. Now what if you already have a very low rate? So low, in fact, that's it's…
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General savings accounts advice for a newbie
I have approx 40-45k to save, unfortunatley I havent been very organised and just left it sitting in a rubbish barclays savings account for far far too long. So im trying to get myself sorted and get it put it in a savings account with a better rate of interest so I can maximise it for short-medium period of time Now from…
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Invest for the future, or clear your mortgage ?
I have often wondered what people consider to be more important / a btter thing to do with their spare 'investible' money at the end of the month. On the one hand, mortgage interest is usually at a low(ish) rate and isn't expensive borrowing, on the other hand, making sizeable profits from S&S investing is (according to…
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Icesave ISA - question for Icesave savers
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never had a savings account before...
I've recently sorted out my finances (no more store cards, credit cards or debts. reclaimed unlawful bank charges. yay!) and have also started a regular job. I'm looking for an account to put small payments into with a view to saving up for a holiday later in the year. I've never had a savings account before and have no…
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Buying an ETF within an ISA wrapper
Hello.Can someone please tell me how I can go about this? Dont know much about ETFs except they appear to be a simpler and cheaper way of buying into stocks and shares then traditional funds. Thanks
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£3000 to save- but where?
I have £3000 that i would like to save and get the most from it. I already have an ISA which i save monthly into but would like an idea of what to do with the £3000. I am currently with the Cheshire and thay offer loads more ; fixed ISAs, Bonds, Members privelege bond and loads more. Any ideas? Also i get confused on the…
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Liverpool Victoria - any opinions?
My local building society, the Ipswich Building Society, is aligned with Liverpool Victoria and sent one of their advisors around to see what I could do with my finances. I'll all for any free opinions, but just wondered if anyone had any experience of their products and whether they thought they were good/bad/indifferent.…
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What should i do with £6000 for 3-4 months?
As the title says, i have £6000 which i am havening returned to me after trading my car in and buying a new car - the new car is on finance as i get an extra £1000 off but i want to pay the whole balance off as soon as possible (which will be in 3months). Would i be right in thinking i should put it in a savings account…
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Old Premium Bonds?
Hello all. I have some Premium Bonds dating from the 1950's. My question is, does "Ernie" still have these early numbers in the database, as in all this time I have not had a win (I know the odds of a win). I just get the feeling that these early numbers have been lost in the sands of time. Thanks, Chris.
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Best investment or saving you have made?
Hello, Maybe it could be interesting to share what the best investment, and what your worst investment was you have ever made? Also can you let us see some of the results that your investment have made? Ps I see saving up some money also as an investment. Regards, Derrek
