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Advice please on child's savings
Hello all, I expect this has been asked before - apologies if it has. I've had a good look through the forums and can't see it covered. I opened a Halifax Regular Children's Savings account in February last year (the one with 10% interest AER) and a Halifax Save4it, both for my young son. Since then I've been moving £100 a…
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Commercial Property Funds
Hello all, I have invested in a property fund - the Zurich Sterling. It has been doing very well, and is still making good returns. I am more interested in income than growth. With the current climate being volatile, and as we hear that another property fund, the Scottish Equitable, has lost a lot of money and temporarily…
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Mechanical Investments
Hello, I have £10,000 to invest and i'm thinking of trying a long term mechanical investment strategy. Can anyone suggest any?
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Updates to prospectus
I seem to find that many funds don't have up to date propsectus,some are at the start/middle of last year some are for 2006.Also its very hard to find an up to date view of exactly what companies/countries each fund is invested in.I understand that each fund manager doesnt want the competition to know where they have…
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Ns&i
Went on the website following NS&I thread as looking for somewhere to stash cash for my 14 year old. At present a couple of thousand sitting in Nationwide. Granny has left her a few thousand more so we want to put them for uni in about 4 years. Confused though by the website as it would appear that there are two types of…
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Portman Interest Rate and other questions?
Hello, I have a Portman 2 year fixed Interest Bond taken out 25th May 2006 . 1?Does anyone know what the fixed interest rate was when I took it out ?I have looked on the Nationwide site under the Portman rates section and ,can't find it . 2/Also ,I can close the bond now with ,loss of 90 days interest ,on £15000 what would…
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Alliance & Leicester 12% Premium Regular Saver
Hope I'm posting this in the right place - bit new at this. My salary is paid into a Halifax High Interest Current account paying 6.17%. I pay £250 per month into a Halifax Regular Saver paying 7% as does my wife. If I open an Alliance & Leicester Premier Current Account and pay £500 into it by DD from my Halifax account,…
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I,m loosing money--help
Hi all ----The wife and I sold our house and went to a FA at the halifax on her advice we put 100,000 in a medium risk personal investment plan it has never been above 100,000 as I type it is at 98,000 I phoned her yesterday and she not to worry because it is going to jump upwards ? I need advice what would you do. thanks
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Bradford & Bingley drops interest on their easy access eSavings account
Previous rate on the eSavings account was 6.40% Gross AER The new rate has dropped to 6.15% following the Bank of England’s decision to decrease the Bank Base Rate by 0.25%. Thought you might like to know this if you've an eSavings account with B&B.
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Icesave type, but with multiple linked accounts
Hi. I need an ICESAVE type account for online managed, instant access savings. No penalty transfers to linked accounts and easy money in and out. ICESAVE/ICICI/Asda etc... all candidates, except for 1 other requirement. I MUST be able to to transfer money in and out of the online saver, to a multitude of DIFFERENT current…
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Joint savings accounts
MSE Official Insert: For the best savings accounts read our Top Savings Accounts guide. ---- Hi everyone, i've been moneysaving for over a year now but i'm new to the whole forum thing, thought i'd have a go :) My gf and i want to open a joint savings account to save for our future but there doesn't seem to be a lot of…
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Bradford & Bing E Bond - Avail balance
I have an EBond issue 20 (6.8% fixed for 1 year, if I recall). Opened 2 weeks ago. The processed balance shows as £ xxxx (where xxxx was my deposit amount). The available balance has from day 1, (and still to this day), shows £0. Is this simply because the account doesn't allow withdrawals, or are they taking an age to…
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with out a scooby! HELP!
Hello everyone please excuse my ignorance firstly, and please respond to me your thoughts. I have 20K to invest and plan to save a further 1k a month for the next 5 years, not bothered about getting access ... proper saving lol what would you all suggest, i reall do not have a scooby please repond as i thought the mortgage…
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Monthly or yearly interest - will be non-taxpayer in a year
I have a savings account with Icesave and a fixed rate bond with Birmingham Midshires. I opted for monthly interest when I opened the accounts. I have decided that this autumn I'm going to take a break from work and go back to University to do a Masters. As I will have no income, I will presumably no longer be a taxpayer.…
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fixed term deposit account - What do you operate this with?
Hello, With a fixed term deposit account......(when they offer you a fixed interest rate for a year or whatever), what are you 'given' to have the account? Is it some kind of certificate? Or for building societies is it a traditional passbook? I thought it would be different as its fixed for the term and once it is closed…
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Childs bank account
My son would like me to put his pocket money into a bank account so that he can save it or take it out with a debit card, any ideas which is the best one at the moment. It will be about £20 a month maybe a bit more in the summer when he earns a bit of pocket money.
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Send Back to US or Keep in UK
Hello, I'm currently working and living in the U.K. but I'm an American citizen. I keep most of my financial accounts back in the U.S. and send a little money every paycheck back to stash away in savings. I have a small chunk of money saved up over here, in the U.K., about ₤6,000 or a little more than that. I'm wondering…
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Stroud & Swindon What a difference!
After the hassle I had with Bradford & Bingley when I applied to open a fixed rate bond account and then receiving my cheque back after three weeks I am very impressed with the way Stroud & Swindon work. I applied on line last Sunday for one of their bonds and today received a passbook and their booklet. I am pursuing a…
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£120k to save no risks.
Need £20k easy access. Where get best rate for £100k? Don't want to risk more than £35K per bank/institution, and can invest for 12 months or so. Will consider oddshore if safe. (Why so cautious? I was a runner with Northern Rock)!
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Saving for a grandchild - suggestions please
OH and I are using all our own ISA allowances. What would be your best suggestion regarding putting something away for our newborn grandchild? Is there any special tax efficient solution out there? We would be able to save only a modest amount, say £20-30/month.
